Public Islamic Bank Platinum MasterCard Credit Card-i

An Islamic platinum MasterCard that offers attractive cash rebates on grocery and departmental store spending, including an annual fee waiver.

Public Islamic Bank Platinum MasterCard Credit Card-i2% cashback for groceries
Min. Income
RM3,333.33/month
Annual Fee
Free*
Cashback
up to 2%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

2% cashback is yours for every Ringgit spent on grocery and departmental store purchases, capped at RM15 per monthly statement cycle and is combined between the primary/principal and supplementary accounts.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Grocery and Departmental Store Purchases2%RM15from RM1 or above monthly

Premium

Enjoy a 50% discount on Will and Wasiat's Writing service fees. Every month, 0.1% of your total dining spending will automatically be donated to the Yayasan Waqaf, capped at RM100 per monthly statement cycle. Plus, get your online purchases protected from possible losses by up to USD200 with Mastercard's e-Commerce Purchase Protection.

Balance Transfer

Transfer your outstanding debts from other credit cards above RM2,000 into a 0% 6-month instalment plan, available to apply on PBeBank. Otherwise, choose the below tenures and enjoy low one-time upfront handling fees.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 2.5% one-time upfront handling feefrom RM1,000
24 months0% p.a. and 4.5% one-time upfront handling feefrom RM1,000
36 months0% p.a. and 6.5% one-time upfront handling feefrom RM1,000
48 months0% p.a. and 9.5% one-time upfront handling feefrom RM1,000
Learn more about Public Bank Balance Transfer

Easy Payment Plans

You can now afford to pay for your dream item with a flexible instalment plan by Public Bank. Stretch your repayments with longer tenure and low one-time upfront fees.

Public Bank Flexipay Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months2% one-time upfront handling feeRM1,000
24 months4% one-time upfront handling feeRM1,000
36 months6% one-time upfront handling feeRM1,000
48 months8% one-time upfront handling feeRM1,000
Learn more about Public Bank Flexipay Plan

Fees & Charges

Annual Fee
  • RM333 primary card

    Free for first year and waived when you make at least 12 swipes in the previous 12 months

  • RM150 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM40,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Public Bank Flexipay Plan
Tired of window shopping all the time? You can shop for anything anywhere with an instalment rate as low as 2% with this Public Bank Flexipay Plan.
Balance Transfer Plans
Public Bank Balance Transfer
Fancy paying as low as 1% interest over flexible repayment terms for a Balance Transfer? Transfer your outstanding credit card debts to Public Bank Balance Transfer.

Review

Credit Card » Public Bank

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