Enjoy a 0% Flexipay Plan with your new card!
Elevate your credit card game in sync with your income status with Public Islamic Bank Visa Platinum Credit Card-i — a card that speaks your needs with benefits, privileges and uniqueness of its own.
Public Islamic Bank Visa Credit Card Mid-Year Cash Back Campaign
On top of the current RinggitPlus flash deal, don’t miss out on getting an additional RM100 cashback from Public Islamic Bank when you apply as a principal card member for the eligible Public Islamic Bank Visa credit cards. Valid from 1 June until 30 September 2023 (“Campaign Period”), this campaign is subject to terms and conditions.
The participating Public Islamic Bank Visa credit cards include:
- Public Islamic Bank Visa Platinum Credit Card-i
- Public Islamic Bank Visa Gold Credit Card-i
To get the additional RM100 cashback from Public Islamic Bank, you must:
- Be a new-to-bank principal card member of the participating Public Islamic Bank Visa Credit Card.
- Apply for the eligible card(s) via RinggitPlus.
- Spend minimum accumulative retail transactions of RM1,500 within 60 days from the card approval date.
Let’s say you’re participating in our ongoing flash deal and have followed the minimum accumulative retail spend amount criteria to get the Xiaomi 70mai 1S Dash Cam, you’ll need to spend another RM1,500 within the stipulated time above to win the extra RM100 cash back from Public Islamic Bank.
For example, you applied for the Public Islamic Bank Visa Gold Credit Card-i via RinggitPlus on the 6th of June 2023, and the said card has already been approved in the same month. After that, you spend RM2,000 on retail transactions within 60 days from the card approval date. The eligible rewards you’re going to receive are the Xiaomi 70mai 1S Dash Cam (RinggitPlus sign-up gift) and RM100 cashback (fulfilled by Public Islamic Bank).
Those who are not eligible to participate in this campaign include:
- Existing Public Bank/Public Islamic Bank Principal card members; and
- Former Public Bank/Public Islamic Bank Principal card members who have cancelled any of their credit card(s) within 2 years from the date of current application; and
- Employees of the Public Bank Group, its advertising agencies, their immediate families or any other persons connected with the administration of the Campaign.
Should you have any questions about the campaign above, do reach out to us via [email protected]. We’re happy to help!
Get 4% cashback with Public Islamic Bank Visa Platinum Credit Card-i
Cashback or cash rebate is one of many life hacks for savings on your credit card expenses.
To earn cashback, you only need to swipe your Public Islamic Bank Visa Platinum Credit Card-i on both online and overseas retail purchases, with RM1 spent equal to 4% cashback.
The 4% cashback will be credited into your account every month, capped at RM30 per monthly statement cycle combining both Principal and Supplementary accounts.
But remember, only retail transaction is qualified for this cashback.
Complimentary access to Plaza Premium Lounge in Malaysia
As an eligible card member of Public Islamic Bank Visa Platinum Credit Card-i, you get to enjoy 2x complimentary access to selected Plaza Premium Lounges in Malaysia!
What's even greater is that your accompanying guest(s) also get to enjoy a 25% discount on the walk-in rate to any of the participating lounges.
Please find more details about this privilege and check out the participating airport lounges here.
Annual fee waiver
You would be happy to learn that you don't need to pay for the Public Islamic Bank Visa Platinum Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
Line of credits of Public Islamic Bank Visa Platinum Credit Card-i
Exclusive 0% Flexipay Plan
Like what you see but can't afford the purchase?
With the Public Bank Flexipay Plan, you have the privilege to swipe on the goods or services at a 0% management fee over the period of 6 months. You only need to make sure that the stuff you're about to purchase costs at least RM1,500 or above before being eligible to sign up for this instalment plan.
Otherwise, you can also choose other longer repayment tenures of up to 48 months with low one-time upfront fees. The eligible spending is only RM1,000 to enrol.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATM nearby to withdraw some cash from your Visa Platinum credit card-i at a small fee.
