Go premium with the Public Islamic Bank Visa Platinum Credit Card-i! You’ll get even more platinum benefits – higher cash rebates, free takaful travel insurance and Plaza Premium Lounge access – to travel and shop in style! You'll also enjoy quick and easy transaction over the counter with Visa payWave.
Unlimited Cashback
More Hibah rewards for every Ringgit that you charge to you credit card. Your rebates will be credited to your Public Islamic Bank Credit Card-i Account on a tiered rate every month. Get Hibah rate of 0.3% when you spend on retail both in Malaysia and when you travel overseas.
There are no limits to your rebates, but the following transactions are excluded from earning Hibah rewards:
- Petrol purchases
- Cash withdrawals
- Balance Transfers
- Government related payments
- Charity donations
- ATM payments
- Online purchases
- Transactions at Tunku Abdul Rahman University or Tunku Abdul Rahman University College
Bigger Takaful Travel
Swipe your Visa Platinum Credit Card-i on all your travel fares and get covered with complimentary Takaful travel insurance with benefits up to up to RM1,000,000! For ease of travel your coverage also includes travel inconveniences due to lost or delayed luggage, flight delays, missed flight connections and cancellations.
Plaza Premium Lounge Access
Skip the crowds. Public Islamic Bank Visa Platinum Credit Card-i gives you 3x access to all Plaza Premium Lounges across Malaysia. This privilege is available to both principal and supplementary card members!
Zero Annual Fees
Don’t pay any annual fees on your credit card for life! Unlike other platinum credit cards, it’s easy to waive the annual fee of your Public Islamic Bank Visa Platinum Credit Card-I when you follow these simple steps.
No stress on your first year because your annual fee has already been waived. After that all you’ve got to do is to swipe your credit card once a month for a total of 12 transactions a year, the same applies for your supplementary cards. You’ll save RM352.98 and RM159.00 for each supplementary card every year.
0% Instalment Plan
Shop at participating merchants and pay later with Public Bank’s Zero Interest Instalment Plan. Spread out your purchase repayments over 3 - 36 months at 0% interest and no upfront fee. However, if you are unable to settle the full amount within the agreed period a standard tiered interest rate from 15% to 18% per annum will be applied.