Public Islamic Bank Visa Platinum Credit Card-i

Earn a 2% cashback on online and overseas transactions! In addition, enjoy an annual fee waiver and a 0% Flexipay Plan.

Public Islamic Bank Visa Platinum Credit Card-iEnjoy a 0% Flexipay Plan with your new card!
Min. Income
RM3,333.33/month
Annual Fee
Free*
Cashback
up to 2%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a Complimentary
Apple Watch SE
worth RM1199
when you apply through RinggitPlus *

Apple Watch SE

Our Previous Winners

  • Wong Cher Shing
  • Nik Fikri
  • Mohamad Yazid
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  • Lum Jiameng
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Cashback

2% cashback is yours for every Ringgit spent on online purchases and overseas transactions, capped at RM15 per monthly statement cycle (combined between Principal and Supplementary accounts).

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Online and overseas transactions2%RM15from RM1 or above monthly

Premium

Enjoy a 50% discount on Will and Wasiat's Writing service fees. Not to mention, every month, 0.1% of your total dining spending will automatically be donated to the Yayasan Waqaf, capped at RM100 per monthly statement cycle.

Balance Transfer

Consolidate your other credit cards' outstanding balances to a Public Bank credit card and enjoy lower interest rates over flexible tenures.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 2.5%one-time upfront handling feefrom RM1,000
24 months0% p.a. and 4.5%one-time upfront handling feefrom RM1,000
36 months0% p.a. and 6.5%one-time upfront handling feefrom RM1,000
48 months0% p.a. and 9.5%one-time upfront handling feefrom RM1,000
Learn more about Public Bank Balance Transfer

Easy Payment Plans

Convert your purchases of RM1,500 and above into a special 6-month Flexipay Plan and enjoy a 0% management fee. Otherwise, you can choose other choices of repayment tenures below.

Public Bank Flexipay Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months2% one-time upfront handling feeRM1,000
24 months4% one-time upfront handling feeRM1,000
36 months6% one-time upfront handling feeRM1,000
48 months8% one-time upfront handling feeRM1,000
Learn more about Public Bank Flexipay Plan

Fees & Charges

Annual Fee
  • RM333 primary card

    Free for first year

    Waived when you swipe minimum 12 times over the preceding 12 months

  • RM150 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM40,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Public Bank Flexipay Plan
Tired of window shopping all the time? You can shop for anything anywhere with an instalment rate as low as 2% with this Public Bank Flexipay Plan.
Balance Transfer Plans
Public Bank Balance Transfer
Fancy paying as low as 1% interest over flexible repayment terms for a Balance Transfer? Transfer your outstanding credit card debts to Public Bank Balance Transfer.

Review

Credit Card » Public Bank

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