Elevate your credit card game in sync with your income status with Public Islamic Bank Visa Platinum Credit Card-i — a card that speaks your needs with benefits, privileges and uniqueness of its own.
Get 4% cashback with Public Islamic Bank Visa Platinum Credit Card-i
Cashback or cash rebate is one of many life hacks for savings on your credit card expenses.
To earn cashback, you only need to swipe your Public Islamic Bank Visa Platinum Credit Card-i on both online and overseas retail purchases, with RM1 spent equal to 4% cashback.
The 4% cashback will be credited into your account every month, capped at RM30 per monthly statement cycle combining both Principal and Supplementary accounts.
But remember, only retail transaction is qualified for this cashback.
On top of that, you can also enjoy 4% cashback when you spend on dining with a minimum of RM100 per transaction! Capped at RM30 per calendar month, this cashback is valid until 31 December 2023 and you must send an SMS to participate "PBPR <space> 16-digit principal card number" to 66300. Terms apply!
Complimentary access to Plaza Premium Lounge in Malaysia
As an eligible card member of Public Islamic Bank Visa Platinum Credit Card-i, you get to enjoy 2x complimentary access to selected Plaza Premium Lounges in Malaysia!
What's even greater is that your accompanying guest(s) also get to enjoy a 25% discount on the walk-in rate to any of the participating lounges.
Please find more details about this privilege and check out the participating airport lounges here.
Annual fee waiver
You would be happy to learn that you don't need to pay for the Public Islamic Bank Visa Platinum Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
Line of credits of Public Islamic Bank Visa Platinum Credit Card-i
Exclusive 0% Flexipay Plan
Like what you see but can't afford the purchase?
With the Public Bank Flexipay Plan, you have the privilege to swipe on the goods or services at a 0% management fee over the period of 6 months. You only need to make sure that the stuff you're about to purchase costs at least RM1,500 or above before being eligible to sign up for this instalment plan.
Otherwise, you can also choose other longer repayment tenures of up to 48 months with low one-time upfront fees. The eligible spending is only RM1,000 to enrol.
Are you strapping for cash? Make your way to Public Bank branches or any ATM nearby to withdraw some cash from your Visa Platinum credit card-i at a small fee.