Because you should be rewarded for giving the bank your business
- Get more ideas and gifts with RHB Reward-i Points. Transform your home into an ultra modern sanctuary with a selection of home appliances and kitchen essentials; get a new gadget to jazz up your digital lifestyle; choose from a wide selection of luggage bags and backpacks to let you travel in style. So many rewards to choose from! The reward points will have a 2-year expiry.
Your RHB Reward-i Points earned expires in 2 years
RHB Reward-i Points Earn Spent 1 point on every RM1 on all retail expenses
- Balance Transfer
- Enjoy 1.99% interest for 6 months with RHB Smart Move Balance Transfer.
Learn more about RHB Islamic Smart Move Balance Transfer
Pay Over With Interest Rate At When You Transfer 6 months 0% p.a. and no one-time upfront handling fee from RM1000 9 months 1.8% p.a. and no one-time upfront handling fee from RM1000
- Easy Payment Plan (EPP)
- Pay for your big ticket items with RHB Smart Instalment at 0% one-time upfront interest for up to 24 months at selected merchants. RHB Dial-An-Instalment offers payment terms of 6 to 24 months on any retail purchase.
Learn more about RHB Islamic Dial-An-Installment
Pay Over With Interest Rate At When You Spend 6 months 2.5% one-time upfront handling fee from RM500 12 months 5% one-time upfront handling fee from RM1000 24 months 17.5% one-time upfront handling fee from RM2000
Learn more about RHB Smart Instalment
Pay Over With Interest Rate At When You Spend 6 months 0% p.a. and no one-time upfront handling fee from RM500 12 months 0% p.a. and no one-time upfront handling fee from RM500 24 months 0% p.a. and no one-time upfront handling fee from RM500 36 months 0% p.a. and no one-time upfront handling fee from RM500
- With GlobePass, you can now look forward to exciting and exclusive cross-border benefits at fantastic destinations across Asia, including Hong Kong, Singapore, Japan and more!
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Free for first year for principal cardholder
- Free for first 2 years for supplementary card
- Annual Fee for Supplementary Card
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM15.00 or 5.00% of withdrawn amount, whichever is higher
- Profit Rate on Cash Withdrawals
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
- Malaysians Only
Get some extra help from your credit card when you need it most
- Easy Payment Plan
- RHB Islamic Dial-An-Installment
- RHB Smart Instalment
- Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
- Cash Advance / Cash Loan
- RHB CashXcess
- Cash Advance is a loan against the credit limit of your card at a reasonable rate.
- Balance Transfer
- RHB Islamic Smart Move Balance Transfer
- Balance transfer allows you to consolidate debt from your other credit cards onto this card.