RHB Gold Credit Card-i Visa credit card

RHB Gold Credit Card-i Visa

Discover a new world of privileges with RHB Gold Visa. Collect Reward-i Points for every ringgit you spend, and enjoy great discounts with Globe Pass.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM137.80 annual fee
  • Earn up to 1x reward point 

Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get more ideas and gifts with RHB Reward-i Points. Transform your home into an ultra modern sanctuary with a selection of home appliances and kitchen essentials; get a new gadget to jazz up your digital lifestyle; choose from a wide selection of luggage bags and backpacks to let you travel in style. So many rewards to choose from! The reward points will have a 2-year expiry.
RHB Reward-i Points
EarnSpent
1 point on every RM1on all retail expenses
Your RHB Reward-i Points earned expires in  2 years
Balance Transfer
Enjoy 1.99% interest for 6 months with RHB Smart Move Balance Transfer.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months1.8% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Islamic Smart Move Balance Transfer
Easy Payment Plan (EPP)
Pay for your big ticket items with RHB Smart Instalment at 0% one-time upfront interest for up to 24 months at selected merchants. RHB Dial-An-Instalment offers payment terms of 6 to 24 months on any retail purchase.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
24 months17.5% one-time upfront handling feefrom RM2000 
Learn more about RHB Islamic Dial-An-Installment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Premium
With GlobePass, you can now look forward to exciting and exclusive cross-border benefits at fantastic destinations across Asia, including Hong Kong, Singapore, Japan and more!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM137.80
  • Free for first year for principal cardholder
  • Free for first 2 years for supplementary card
Annual Fee for Supplementary Card
RM74.20
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM30000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Islamic Dial-An-Installment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Islamic Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.