Up to RM600 Cashback Annually
Always keeping tabs on your expenses? Worry not as RHB Islamic Cash Back Credit Card-i can help you save up to RM600 every year when spending on essential categories such as:
- Online, Dining and Grocery Delivery
- Other Retail Spend
The cashback rate that you will earn is dependent on the total monthly spend on your RHB Islamic Cash Back Credit Card-i, capped at RM10 per category.
Make a minimum total spend of RM2,500 every month to earn up to 10% cashback!
More information about participating cashback merchants can be found here.
Made for Halal Transactions
Please note that this Islamic credit card operates under the Shariah concept of Ujrah.
So keep in mind that you can only swipe your Cash Back Credit Card-i on Halal goods and services.
RHB Islamic Bank will decline any payment charged to your credit card-i for transactions in the following situations:
- Bars and Clubs
- Packaged Beer, Wine and Liquor
- Cigar Stores and Stands
- Gambling Transactions
- Dating & Escort Services
Eligibility and Required Documents
Any individual aged 21 to 60 years old (principal card) and 18 years old (supplementary card) can apply for RHB Islamic Cash Back Credit Card-i.
Another eligibility criterion is you must be earning a minimum of RM2,000 per month.
To complete your RHB Islamic credit card application, remember to prepare the documents below:
|Self-Employed||Salaried Employee||Salaried Expatriate|
|Photocopy of IC (both sides)||Photocopy of IC (both sides)||Photocopy of Passport|
|Photocopy of Business Registration Form||Latest EPF statement / 2 months salary slip||Latest 2 months' salary slip|
|Latest Form B with an official tax receipt||
Choose either one:
||Photocopy of Letter of employment|
|-||-||Working permit with a minimum validity of 1 year during the application|
|-||-||Proof of home address, i.e. utility bill|
Flexible Line of Credits
There are a slew of benefits to a credit card when you use it efficiently.
After all, it is made to extend your credit when you require it, whether to pay for your personal needs or daily expenses.
RHB Islamic Cash Back Credit Card-i offers you:
- Smart Pay to make monthly auto-payment on Telekom, Maxis, Digi, Astro and other bills
- Smart Move Balance Transfer to consolidate all your credit card outstanding debts from other financial institution
- Smart Instalment to convert your purchase into up to 36 monthly payments with a 0% interest rate
- CashXcess gives you some cash relief that can be paid over an instalment at a low rate
Annual Fee Waiver for RHB Islamic Cash Back Credit Card-i Cardholders
The annual fee for RHB Islamic Cash Back Credit Card-i is RM70 for the principal card, whereas free of charge for supplementary cards.
Interestingly, RHB Islamic Bank is waiving the annual fee for this cashback credit card for the first year.
From the second year onward, you are able to enjoy an annual fee waiver when you spend a minimum of RM10,000 in a year on your Cash Back Credit Card-i.
Bear in mind that the Sales & Service Tax of RM25 must be paid upon the credit card anniversary date.