RHB Islamic Platinum Credit Card-i credit card

RHB Islamic Platinum Credit Card-i

Enjoy up to 5x Rewards Points on your birthday and everywhere else. Also enjoy premium access, travel rewards and no more green fees.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • % p.a. balance transfer over months
  • Easy Payment Plan (EPP)
  • RM212.00 annual fee
  • Earn up to 5x reward points 

Apply online now for RHB Islamic Platinum Credit Card-i

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Because you should be rewarded for giving the bank your business

Get up to 5x Rewards Points for everything from Dining to Utilities. They never expire
5 points on every RM1for Dining on your Birthday
3 points on every RM1all Dining
3 points on every RM1all Overseas transactions
2 points on every RM1all Utilities
1 point on every RM1all Retail
Rewards points earned never expires
Balance Transfer
Don't accumulate too much credit card debt. Go for the RHB Islamic Smart Move Balance Transfer and consolidated your outstanding balances. Pay lower interest rates and choose repayment periods up to 24 months.
Easy Payment Plan (EPP)
Remember that those big purchases don't need to break your bank immediately. Sign up for the the RHB Islamic Dial-An-Installment to break up those big payments into bite size pieces with lower interest rates and longer repayment periods.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
24 months17.5% one-time upfront handling feefrom RM2000 
Learn more about RHB Islamic Dial-An-Installment
Travel more and earn Rewards Points everywhere you go. Also enjoy complimentary Travel Insurance up to RM 600,000.
Travel CoverageSum Insured
Travel InsuranceUp to RM600000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1000
Delayed LuggageUp to RM500

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Waived when you spend RM24,000 each year
  • Free for life for supplementary card
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Profit Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
50% of total amount
Contact-less Payment Methods

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Any Business


Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Islamic Dial-An-Installment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

RHB Islamic Platinum Credit Card-i review

What's so good (or not so good) about it?

Calling all self-proclaimed foodies, if exploring food and dining is a passion of yours, then the RHB Islamic Platinum Credit Card-i is the best rewards card just for you.

Rewards Points Everywhere

You can now enjoy the best rewards points up to 5x on all dining expenses, especially on your birthday month. However, to you foodies who love to experience great dining exploration all year round, don’t worry you get to earn 3x Rewards points wherever you eat.

The Rewards don’t stop there, you can now also earn Rewards points when you shop, do some retail therapy, pay for utilities and even when you buy insurance. With up to 3x the rewards, you will never run dry on the points.

Remember that the more points you accumulate, the cooler the products you can exchange them for.

Travel Benefits Near and Far

Rewards aside, you could call this card a travel credit card with the best benefits. Take a trip or vacation and charge all your travel expenses to this card and have some piece of mind. RHB offers you up to RM600,000 in Travel insurance coverage with this credit card.

Convert your Rewards points into Air Miles applicable at over 40 different airlines. You can exchange or convert 5,500 RHB Rewards points into 500 Enrich Miles points.

Another travel perk, you get 25% off on entry to the Plaza Premium Lounge at KLIA. If that wasn’t enough, enjoy 20% off on walk in rates at the Plaza Premium Lounges across the world.

That’s Not All

Another benefit that this card has to offer is that, you will be entitled to the RHB Preferred Exchange Rates. These rates are exclusively available at RHB Bureau-de-Change outlets, of which you are invited to as an RHB card holder. So, get the best exchange rates for the largest currencies before you go on that vacation overseas.

Of course, the benefits don’t end there, the RHB Islamic Platinum Credit Card-i also offers a treat to all the golfers out there. Whether it be competitively or for leisure, you are now entitled to unlimited rounds of golf with no green fees.

This perk is exclusive to the following Golf Clubs in Malaysia. Glenmarie Golf and Country Club, Sungai Long Golf and Country Club, Pulai Springs Resort and Penang Golf Club. Go tee off today at a driving range near you.

The Fine Print

Now, there are few things that you need before applying for a credit card, and every card is different. The minimum annual income that you need to have is RM48,000 to make you eligible for this card, as well as to be between the ages of 21 and 65.

This card comes with a small annual fee of RM212 and if you get a supplementary card a loved one the annual fee is RM106. Have the annual fees waived when you spend a total of RM24,000 in a year.

If you’d like to be more prepared for repayments and organize a repayment schedule, check out the RHB Islamic Dial-An-Instalment flexi payment plan. Use it as a tool to spread out those larger expenses into smaller chunks so that it’s easier to pay off.

Also, if you are unsure about your capacity to take on another credit card, you have the option of consolidating all your outstanding balances with the RHB Islamic Smart Move Balance Transfer plan. Make repayments hassle free and easier on your wallet.

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