RHB Platinum Business MasterCard credit card

Also available as Visa

RHB Platinum Business MasterCard

If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • 0% p.a. balance transfer over 24 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for RHB Platinum Business MasterCard

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Because you should be rewarded for giving the bank your business

Uncapped 1% cashback on your retail purchases. Petrol, government fees, and charitable donations are excluded.
Discover how much you can save when you shop with your new RHB Platinum Business MasterCard
Cashback CategoryCashback RateMonthly CapSpend
All RetailSpendany amount monthly1%uncappedany amount monthly
Balance Transfer
Enjoy interest as low as 4% on your outstanding balance when your transfer your credit card debt to your brand new RHB Platinum Business MasterCard via the RHB Smart Move Balance Transfer plan.
Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 4% one-time upfront handling feefrom RM1000 
18 months0% p.a. and 7% one-time upfront handling feefrom RM1000 
24 months0% p.a. and 10.99% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Pay for your big ticket items with RHB Smart Instalment at 0% interest for up to 24 months at selected merchants. RHB Dial-An-Instalment offers payment terms of 6 to 24 months on any retail purchase.
Pay OverWith Interest Rate AtWhen You Spend
6 months1.2% one-time upfront handling feefrom RM1000 
6 months2.5% one-time upfront handling feefrom RM500 
12 months2.99% one-time upfront handling feefrom RM1500 
12 months5% one-time upfront handling feefrom RM1000 
24 months17.5% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Airport lounge privileges, and complimentary travel insurance.
Travel CoverageSum Insured
Travel InsuranceUp to RM600000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1000
Delayed LuggageUp to RM500
Low Interest Rate
Lower interest rate of 1.25% each month.
Enjoy Mastercard Moments privileges at home and across the region.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Who can Apply
Any Business


Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB Platinum Business MasterCard review

What's so good (or not so good) about it?

You must have come across or probably own credit cards that are tailored for travellers, shopaholic, road buff and food enthusiast. If you are planning to run your own business and wouldn't want to miss out on those benefits, RHB has a card for that too!

Unlimited Cash Back

What's better than getting cash rebate on the amount you spend? Cash rebate with no boundaries! RHB Platinum Business MasterCard gives you unlimited 1% cash back on retail purchases except for petrol, payment to government bodies, cash advance charges and charity transactions.

Whether you are buying decorating furniture to live up your office or treating your fellow colleagues for a dinner, you can save a bulk on the bill with this credit card.

Access to Premium Lounge

There are certainly times when entrepreneurs or businessmen have to travel from one place to another to pitch their proposals or simply for a meeting. Travel like a boss with RHB Platinum Business MasterCard as you are entitled to 5 free access to Plaza Premium Lounges across Malaysia including lounges in KLIA, KLIA 2, Kota Kinabalu International Airport, Kuching Domestic Airport, Senai Airport, Langkawi International Airport and Penang internation Airport.

These five entries will be refreshed every year for your travel needs! What if you are travelling with your business partner? No problem, with this credit card, all your accompanying guests can enjoy 25% discount on their entrance fees of Malaysia premium lounges.

Your travel privilege is not only limited to trips within Malaysia, fly abroad and get 20% discount at Plaza Premium Lounges in other countries.

Have a Safe Trip

Indulgence aside, safety should always be your first priority especially when you are going to a place you're not familiar with. Charge your flight tickets to your RHB credit card and free travel insurance with coverage up to RM1,000,000 is yours! This insurance policy gives you the financial help you need in case of death, permanent disability, loss of luggage, luggage delay, among many others.

Two Monthly Statements

Never lose track of purchases charged to the credit card you gave to your employee, monitor it through the monthly statement that will be sent to both cardholder and the company for record keeping.

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