RHB Platinum Business MasterCard credit card

Also available as Visa

RHB Platinum Business MasterCard

If your world is business and your business is around the world, the RHB Platinum Business MasterCard credit card is definitely for you.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for RHB Platinum Business MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Take advantage of an unlimited cashback on all retail purchases (except for cash advance, petrol, government transactions and charity donations) with RHB Platinum Business Visa.
Discover how much you can save when you shop with your new RHB Platinum Business MasterCard
Cashback CategoryCashback RateMonthly CapSpend
All local retail spendsSpendfrom RM1 and above monthly0.5%uncappedfrom RM1 and above monthly
All overseas retail spendsSpendfrom RM1 and above monthly1%uncappedfrom RM1 and above monthly
Easy Payment Plan (EPP)
Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
18 months7% one-time upfront handling feefrom RM1000 
24 months9% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Travel
5x complimentary access to Plaza Premium Lounges in Malaysia for you to indulge in the exclusivity and privacy. Also, complement your journey with a free travel insurance coverage of RM600,000 for peace of mind.
Travel CoverageSum Insured
Travel InsuranceUp to RM600000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1000
Delayed LuggageUp to RM500
Premium
Practice your swing for free of charge every day at your favorite golf clubs in Selangor, Johor and Penang. Book one slot now at +603 9206 1111 ( RHB Priority Line).

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
15%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Are you eligible for this credit card?

Minimum annual income
RM48000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Who can Apply
Any Business

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

RHB Platinum Business MasterCard review

What's so good (or not so good) about it?

You must have come across or probably own credit cards that are tailored for travellers, shopaholic, road buff and food enthusiast. If you are planning to run your own business and wouldn't want to miss out on those benefits, RHB has a card for that too!

Unlimited Cash Back

What's better than getting cash rebate on the amount you spend? Cash rebate with no boundaries! RHB Platinum Business MasterCard gives you up to 1% unlimited cashback on retail purchases except for petrol, payment to government bodies, cash advance charges and charity transactions.

Whether you are buying decorating furniture to live up your office or treating your fellow colleagues for a dinner, you can save a bulk on the bill with this credit card.

Access to Premium Lounge

There are certainly times when entrepreneurs or businessmen have to travel from one place to another to pitch their proposals or simply for a meeting. Travel like a boss with RHB Platinum Business MasterCard as you are entitled to 5 free access to Plaza Premium Lounges across Malaysia.

These five entries will be refreshed every year for your travel needs! What if you are travelling with your business partner? No problem, with this credit card, all your accompanying guests can enjoy 25% discount on their entrance fees of Malaysia premium lounges.

Your travel privilege is not only limited to trips within Malaysia, fly abroad and get 20% discount at Plaza Premium Lounges in other countries.

Have a Safe Trip

Indulgence aside, safety should always be your first priority especially when you are going to a place you're not familiar with. Charge your flight tickets to your RHB credit card and free travel insurance with coverage up to RM600,000 is yours! 

This insurance policy gives you the financial help you need in case of death, permanent disability, loss of luggage, luggage delay, among many others.

Two Monthly Statements

Never lose track of purchases charged to the credit card you gave to your employee, monitor it through the monthly statement that will be sent to both cardholder and the company for record keeping.

Who can apply?

Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.

If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for RHB credit card application.

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