RHB Platinum Business MasterCard

If your world is business and your business is around the world, the RHB Platinum Business MasterCard credit card is definitely for you.

RHB Platinum Business MasterCardUnlimited Cashback!
Min. Income
RM4,000/month
Annual Fee
Free
Cashback
up to 1%
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Take advantage of an unlimited cashback on all retail purchases (except for cash advance, petrol, government transactions and charity donations) with RHB Platinum Business MasterCard.

Cashback categoryCashback rateMonthly capSpend
All local retail spends0.5%uncappedfrom RM1 and above monthly
All overseas retail spends1%uncappedfrom RM1 and above monthly

Travel

5x complimentary access to Plaza Premium Lounges in Malaysia for you to indulge in the exclusivity and privacy. Also, complement your journey with a free travel insurance coverage of RM600,000 for peace of mind.

Travel CoverageSum Insured
Travel InsuranceUp to RM600,000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM500

Premium

Practice your swing for free of charge every day at your favorite golf clubs in Selangor, Johor and Penang. Book one slot now at +603 9206 1111 (RHB Priority Line).

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.

RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM2,000
Learn more about RHB Dial-An-Instalment
RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM1,000
9 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card
  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
15%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 to 65 years old  years old primary card
Who can apply
  • Any Business

Features

Easy Payment Plan
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenor and off you go!
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.

Review

You must have come across or probably own credit cards that are tailored for travellers, shopaholic, road buff and food enthusiast. If you are planning to run your own business and wouldn't want to miss out on those benefits, RHB has a card for that too!

Unlimited Cash Back

What's better than getting cash rebate on the amount you spend? Cash rebate with no boundaries! RHB Platinum Business MasterCard gives you 0.5% cashback on local retail purchases and up to 1% unlimited cashback on overseas retail purchases except for petrol, payment to government bodies, cash advance charges and charity transactions.

Whether you are buying decorating furniture to live up your office or treating your fellow colleagues for a dinner, you can save a bulk on the bill with this credit card.

Access to Premium Lounge

There are certainly times when entrepreneurs or businessmen have to travel from one place to another to pitch their proposals or simply for a meeting. Travel like a boss with RHB Platinum Business MasterCard as you are entitled to 5 free access to Plaza Premium Lounges across Malaysia.

These five entries will be refreshed every year for your travel needs! What if you are travelling with your business partner? No problem, with this credit card, all your accompanying guests can enjoy 25% discount on their entrance fees of Malaysia premium lounges.

Your travel privilege is not only limited to trips within Malaysia, fly abroad and get 20% discount at Plaza Premium Lounges in other countries.

Have a Safe Trip

Indulgence aside, safety should always be your first priority especially when you are going to a place you're not familiar with. Charge your flight tickets to your RHB credit card and free travel insurance with coverage up to RM600,000 is yours! 

This insurance policy gives you the financial help you need in case of death, permanent disability, loss of luggage, luggage delay, among many others.

Two Monthly Statements

Never lose track of purchases charged to the credit card you gave to your employee, monitor it through the monthly statement that will be sent to both cardholder and the company for record keeping.

Who can apply?

Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.

If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for RHB credit card application.