RHB Platinum Business Visa credit card

Also available as MasterCard

RHB Platinum Business Visa

If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • 7.3% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for RHB Platinum Business Visa

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
1% cashback on all retail purchases except when you spend on petrol, government fees, and charity. No maximum cashback limit.
Discover how much you can save when you shop with your new RHB Platinum Business Visa
Cashback CategoryCashback RateMonthly CapSpend
All RetailSpendany amount monthly1%uncappedany amount monthly
Balance Transfer
Enjoy interest as low as 4% on your outstanding balance when your transfer your credit card debt to your brand new RHB Platinum Business Visa via the RHB Smart Move Balance Transfer plan.
Pay OverWith Interest Rate AtWhen You Transfer
12 months7.3% p.a. and 4% one-time upfront handling feefrom RM1000 
18 months8.67% p.a. and 7% one-time upfront handling feefrom RM1000 
24 months10.22% p.a. and 10.99% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Pay for your big ticket items with RHB Smart Instalment at 0% interest for up to 24 months at selected merchants. RHB Dial-An-Instalment offers payment terms of 6 to 24 months on any retail purchase.
Pay OverWith Interest Rate AtWhen You Spend
6 months1.2% one-time upfront handling feefrom RM1000 
6 months2.5% one-time upfront handling feefrom RM500 
12 months2.99% one-time upfront handling feefrom RM1500 
12 months5% one-time upfront handling feefrom RM1000 
24 months17.5% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Travel
Airport lounge privileges, and free travel insurance.
Travel CoverageSum Insured
Travel InsuranceUp to RM600000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2000
Delayed LuggageUp to RM800
Low Interest Rate
Lower interest rate of 1.25% per month.
Premium
Enjoy Visa Platinum privileges at home and across the region.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
15%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum age for primary card holder
21 years old
Who can Apply
Any Business

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB Platinum Business Visa review

What's so good (or not so good) about it?

Just as how a personal credit card comes in handy on many occasion, a business credit card definitely helps your business in reaching the extra mile too. Fellow businessmen and entrepreneurs, discover RHB Platinum Business Visa card's capability right below!

Endless Cash Back

If at the back of your mind you are thinking there must be some conditions to be fulfilled before anyone is entitled to the endless cash back, you are wrong! 1% cash back on retail transactions with no cap is yours the moment you lay your hands on the card.

A company dinner or event could cost up to thousands of Ringgit with the snap of a finger, saving 1% of the total means a lot to you and your company! Note that transactions on petrol, government agencies, cash advance and charity are not entitled to the cash rebate.

Double Bill Statement

Giving a company credit card to your trusted employee doesn't mean you shouldn't keep track of the transactions and amount spent. RHB makes it easier by sending duplicate statement of accounts to cardholder and the company to save you from the trouble of chasing for the statement every month.

Even better, expenses charged to the credit card can be segregated into business and personal entry for better record keeping.

Travel Perks

Business expansion is a phase that every company will go through and meeting clients overseas is unavoidable. Give yourself some quiet time to relax and refresh at Plaza Premium Lounges before hopping onto the plane. As a cardholder, you have 5 free access to any lounges in Malaysia every year and 20% discount at Premium Lounges around the world.

Have complete peace of mind when you travel with complimentary travel insurance you can get by purchasing your flight tickets with this credit card. You'll receive up to RM600,000 with this insurance to help you and your family members out of difficult times in the event of death or permanent disablement.

Apart from that, travel incidents such as missed connection, luggage delay, flight delay, flight cancellation, luggage delay and denied boarding are also covered in the insurance plan.

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