RHB Platinum Business Visa

If your world is business and your business is around the world, the RHB Platinum Business Visa credit card is definitely for you.

RHB Platinum Business VisaUnlimited Cashback!
Min. Income
RM4,000/month
Annual Fee
Free
Cashback
up to 1%
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Take advantage of an unlimited cashback on all retail purchases (except for cash advance, petrol, government transactions and charity donations) with RHB Platinum Business Visa.

Cashback categoryCashback rateMonthly capSpend
All local retail spends0.5%uncappedfrom RM1 and above monthly
All overseas retail spends1%uncappedfrom RM1 and above monthly

Travel

5x complimentary access to Plaza Premium Lounges in Malaysia for you to indulge in the exclusivity and privacy. Also, complement your journey with a free travel insurance coverage of RM600,000 for peace of mind.

Travel CoverageSum Insured
Travel InsuranceUp to RM600,000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM500

Premium

Practice your swing for free of charge every day at your favorite golf clubs in Selangor, Johor and Penang. Book one slot now at +603 9206 1111 (RHB Priority Line).

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.

RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM2,000
Learn more about RHB Dial-An-Instalment
RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM1,000
9 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
15%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 to 65 years old  years old primary card
Who can apply
  • Any Business

Features

Easy Payment Plan
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenor and off you go!
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.

Review

Just as how a personal credit card comes in handy on many occasion, a business credit card definitely helps your business in reaching the extra mile too. Fellow businessmen and entrepreneurs, discover RHB Platinum Business Visa card's capability right below!

Endless Cash Back

If at the back of your mind you are thinking there must be some conditions to be fulfilled before anyone is entitled to the endless cash back, you are wrong! You can earn unlimited cashback up to 1% on retail transactions with the moment you lay your hands on the card.

A company dinner or event could cost up to thousands of Ringgit with the snap of a finger, saving 1% of the total means a lot to you and your company! Note that transactions on petrol, government agencies, cash advance and charity are not entitled to the cash rebate.

Double Bill Statement

Giving a company credit card to your trusted employee doesn't mean you shouldn't keep track of the transactions and amount spent. RHB makes it easier by sending duplicate statement of accounts to cardholder and the company to save you from the trouble of chasing for the statement every month.

Even better, expenses charged to the credit card can be segregated into business and personal entry for better record keeping.

Travel Perks

Business expansion is a phase that every company will go through and meeting clients overseas is unavoidable. Give yourself some quiet time to relax and refresh at Plaza Premium Lounges before hopping onto the plane. 

As a primary cardholder, you have 5 free access to any lounges in Malaysia every year and 20% discount at Premium Lounges around the world.

Have complete peace of mind when you travel with complimentary travel insurance you can get by purchasing your flight tickets with this credit card. You'll receive up to RM600,000 with this insurance to help you and your family members out of difficult times in the event of death or permanent disablement.

Apart from that, travel incidents such as missed connection, luggage delay, flight delay, flight cancellation and denied boarding are also covered in the insurance plan.

Who can apply?

Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.

If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for RHB credit card application.