RHB Platinum Business Visa

If your world is business and your business is around the world, the RHB Platinum Business Visa credit card is definitely for you.

RHB Platinum Business VisaUnlimited Cashback!
Min. Income
Annual Fee
up to 1%
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Take advantage of unlimited 1% cashback on all retail purchases made overseas (except for cash advance, petrol, government transactions and charity donations) with RHB Platinum Business Visa. Local spend earns you 0.5% cashback.

Cashback categoryCashback rateMonthly capSpend
All local retail spends0.5%uncappedfrom RM1 up to  monthly
All overseas retail spends1%uncappedfrom RM1 up to  monthly


5x complimentary access and 25% discount for all accompanying guests to Plaza Premium Lounges in Malaysia for you to indulge in the exclusivity and privacy. Also, complement your journey with a free travel insurance coverage of RM600,000 for peace of mind.

Travel CoverageSum Insured
Travel InsuranceUp to RM600,000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM500


Practice your swing for free of charge every day at your favorite golf clubs in Selangor and Penang. Book one slot now at +603 9206 1111 (RHB Priority Line).

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-An-Instalment.

RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM2,000
Learn more about RHB Dial-An-Instalment
RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 to 65 years old primary card
Who can apply
  • Any Business


Easy Payment Plan
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenure and off you go!
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Combine all of your debts and use 100% available credit limit under this plan.


Just as how a personal credit card comes in handy on many occasion, a business credit card definitely helps your business in reaching the extra mile too. 

Fellow businessmen and entrepreneurs, discover RHB Platinum Business Visa capability right below!

Endless Cash Back with RHB Platinum Business Visa

If at the back of your mind you are thinking there must be some conditions to be fulfilled before anyone is entitled to an endless cash back, you are wrong! 

When abroad, you can earn unlimited cashback of up to 1% on retail transactions the moment you lay your hands on RHB Platinum Business Visa.

A company dinner or event could cost up to thousands of Ringgit with the snap of a finger, saving 1% of the total means a lot to you and your company.

That's not all. There's cashback on local retail spending too! Just swipe your RHB Platinum Business Visa and earn 0.5% cashback.

Note that transactions on petrol, government agencies, cash advance and charity transactions are not entitled to the cash rebate.

Double Bill Statement

Giving a company credit card to your trusted employee doesn't mean you shouldn't keep track of the transactions and amount spent. 

RHB makes it easier by sending duplicate statement of accounts to cardholder and the company to save you from the trouble of chasing for the statement every month.

Even better, expenses charged to the credit card can be segregated into business and personal entry for better record keeping.

RHB Platinum Business Visa Travel Perks

Business expansion is a phase that every company will go through and meeting clients overseas is unavoidable. 

Give yourself some quiet time to relax and refresh at Plaza Premium Lounges before hopping onto the plane. 

As a primary RHB credit cardholder, you have 5 free access to any lounges in Malaysia every year while your accompanying guest gets 25% discount. After you have used up the complimentary access, you'll get a 25% discount walk-in rates from the sixth visit onward.

Plus, enjoy exclusive 20% discount at Premium Lounges around the world too.

Have complete peace of mind when you travel with complimentary travel insurance you can get by purchasing your flight tickets with this credit card. 

You'll receive up to RM600,000 with this insurance to help you and your family members out of difficult times in the event of death or permanent disablement.

Apart from that, travel incidents such as missed connection, luggage delay, flight delay, flight cancellation and denied boarding are also covered in the insurance plan.

Who can apply for RHB Platinum Business Visa?

Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. 

All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.

If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for RHB Platinum Business Visa application.

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