RHB Shell Visa Credit Card

Fueling up at Shell gets more rewarding as you get to earn up to 12% cashback! Everyday spending such as grocery or e-wallet reload gets you attractive cashback too.

RHB Shell Visa Credit Card12% cashback for fueling at Shell
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 12%
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Touch 'n Go E-Wallet Credit
worth RM5000
when you apply through RinggitPlus *

Touch 'n Go E-Wallet Credit

Our Previous Winners

  • Choong Zhen Han
  • Lee Tiam Wee
  • Mark Chan Keat Jin
  • Nick Lau
  • Wan Izzul Fathi
  • Nurul Syahida
  • Larry Cheong
  • Vijay Nair
  • Gopikrishn Murthy
  • Mohd Wajdi Bin Mohd Fakhruddin
  • Muhammad Hafizuddin Bin Haja
  • Soh Yi Wan
  • Joan Ang Jean Man
  • Leong Hoong Kang
  • Muhammad Hidhir
  • Chin Choong Mun

Hear from our users

Find out how Malaysians start making smart financial decisions with us
VIEW MORE >

Cashback

Get up to 12% cashback when you fuel up at any Shell station nationwide. Everyday spending such as Grocery, Online, E-Wallet Reload, Utilities, Overseas Spend and others gets you attractive and unlimited cashback too (effective 8th September 2025).

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Petrol Spend at Shell12%RM30from RM3,000 or above monthly
Petrol Spend at Shell5%RM30from RM2,000up to RM2,999 monthly
Petrol Spend at Shell3%RM30from RM1,000up to RM1,999 monthly
Grocery & Utility (min. spend RM250 each category)5%RM10from RM3,000 or above monthly
Grocery & Utility (min. spend RM250 each category)2%RM10from RM2,000up to RM2,999 monthly
Grocery & Utility (min. spend RM250 each category)1%RM10from RM1,000up to RM1,999 monthly
E-Wallet Top-up & Online Spend (min. spend RM500)5%RM10from RM3,000 or above monthly
E-Wallet Top-up & Online Spend (min. spend RM500)2%RM10from RM2,000up to RM2,999 monthly
E-Wallet Top-up & Online Spend (min. spend RM500)1%RM10from RM1,000up to RM1,999 monthly
Overseas Spend (min. spend RM500)5%RM50from RM3,000 or above monthly
Overseas Spend (min. spend RM500)2%RM50from RM2,000up to RM2,999 monthly
Overseas Spend (min. spend RM500)1%RM50from RM1,000up to RM1,999 monthly
Other Spend0.2%uncappedfrom RM3,000 or above monthly
Other Spend0.2%uncappedfrom RM2,000up to RM2,999 monthly
Other Spend0.2%uncappedfrom RM1,000up to RM1,999 monthly

Petrol

Enjoy up to 12% cashback for fueling at any Shell station nationwide, capped at RM30 every month (effective 8th September 2025).

Balance Transfer

Transfer your credit card balance to RHB with the Smart Move Balance Transfer plan and enjoy interest rates as low as 4.88% p.a.

Pay OverWith Interest Rate AtWhen You Transfer
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Get that dream item of yours with low handling fees with RHB Smart Instalment or RHB Dial-An-Instalment plans with participating merchants.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment
RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM1,000
Learn more about RHB Dial-An-Instalment

Fees & Charges

Annual Fee
  • RM195 primary card

    First year free

    Waived when you swipe minimum 24 times on the subsequent years

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away! Simply swipe a minimum retail transaction of RM500, choose your preferred tenure and off you go!
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy interest rates from 7.88% p.a., valid until 31 December 2026. T&Cs apply.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Repay and consolidate your debt from other credit cards to a new RHB credit card with interest from as low as 4.88% p.a. for up to 36 months.

Review

Credit Card » RHB
✕
Apply Now

Answer a few questions with our chatbot

PDPA

We protect your personal information in compliance with the PDPA

We respect your privacy and we are committed to handle your personal information safely and responsibly
✕
Search Icon