RHB Shell Visa Credit Card

Fueling up at Shell gets more rewarding as you get to earn up to 12% cashback! Everyday spending such as grocery or e-wallet reload gets you attractive cashback too.

RHB Shell Visa Credit Card12% cashback for fueling at Shell
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 12%
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Cashback Giveaway
worth RM5000
when you apply through RinggitPlus *

Cashback Giveaway

Our Previous Winners

Cashback

Get up to 12% cashback when you fuel up at any Shell station nationwide. Everyday spending such as Grocery, Online, E-Wallet Reload, Utilities and other gets you attractive and unlimited cashback too.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Petrol spend at Shell12%RM50from RM2,500 or above monthly
Petrol spend at Shell8%RM50from RM1,500up to RM2,499 monthly
Petrol spend at Shell5%RM50from RM800up to RM1,499 monthly
Grocery, Online Spend, E-Wallet Reload & Utilities5%RM50from RM2,500 or above monthly
Grocery, Online Spend, E-Wallet Reload & Utilities2%RM50from RM1,500up to RM2,499 monthly
Grocery, Online Spend, E-Wallet Reload & Utilities1%RM50from RM800up to RM1,499 monthly
Other spend0.2%uncappedfrom RM2,500 or above monthly
Other spend0.2%uncappedfrom RM1,500up to RM2,499 monthly
Other spend0.2%uncappedfrom RM800up to RM1,499 monthly

Petrol

Enjoy up to 12% cashback for fueling at any Shell station, capped at RM50 every month.

Premium

Enjoy VISA Ecommerce Purchase Protection that will automatically be activated when you shop at any online store globally.

Balance Transfer

Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan to benefit from low-interest rates and flexible repayment terms.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
18 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Get that dream item of yours and enjoy 0% interest with RHB Smart Instalment for up to 36 months.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM195 primary card

    First year free

    Waived when you swipe minimum 24 times on the subsequent years

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Combine all of your debts and use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4.88% per annum for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

Review

Our everyday spending now gets even more rewarding with attractive cashback on every swipe and transaction with RHB Shell Visa credit card.

Petrol cashback with RHB Shell Visa Credit Card

With the increased petrol price lately, fueling up our car can get a bit frustrating especially if you’re always on the go. Let RHB Shell Visa card mend that frustration of yours with its attractive petrol cashback of up to 12% every month. 

To earn the cashback, you just need to fuel up at any Shell petrol station nationwide. Let’s take a look at the cashback tiers for your Shell petrol transactions:

Total Monthly Spend (RM) Cashback Monthly Cap (RM)
800 - 1499.99 5% 50
1500 - 2499.99 8%
2500 & above 12%

Up to 5% cashback for essential transactions

Apart from petrol, you can save much more on your essential shopping every month with RHB Shell Visa credit card. Depending on your total monthly spend as well, each cashback you get will be capped at RM50 per month. 

The eligible everyday spending categories to earn cashback are Grocery, Online Spend, E-Wallet Reload and Utilities. Check out the cashback tiers below:

Total Monthly Spend (RM) Cashback for Grocery, Online Spend, E-Wallet Reload & Utilities Monthly Cap (RM)
800 - 1499.99 1% 50
1500 - 2499.99 2%
2500 & above 5%

For a full list of merchants do click here. Some of the eligible merchants include:

  • Grocery: Aeon Supermarket, Giant, Jaya Grocer, and other hypermarkets/supermarkets
  • Online Spend: GrabFood, Food Panda, Zalora, and other online platforms
  • E-Wallet Reload: Touch ‘n Go eWallet, GrabPay, Boost, BigPay, Lazada Wallet, WeChat Pay, and Shopee Pay
  • Utilities: Astro, Celcom, Maxis, TNB, and other utility billers

Unlimited cashback for other types of spending

Yes, you’ve read it right! Other types of spending outside of the categories mentioned above also get you unlimited 0.2% cashback every month.

Total Monthly Spend (RM) Cashback Monthly Cap (RM)
800 - 1499.99 0.2% 50
1500 - 2499.99 0.2%
2500 & above 0.2%

VISA Ecommerce Purchase Protection Programme

If you fancy shopping via online platforms, you can enjoy this Ecommerce Purchase Protection programme by VISA exclusively for RHB Shell Visa credit cardholders. What’s great is that this programme is eligible for any online platform both local and international. Here are some benefits that you can find from this programme:

  • Your purchases will be covered by losses due to non-delivery or incomplete delivery, plus physical damage to your purchased goods.
  • Automatically activated when an item is purchased
  • Claims and insurance details can be made available online from AIG Cardholder Insurance Portal
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