RHB Shell Visa Credit Card
Fueling up at Shell gets more rewarding as you get to earn up to 12% cashback! Everyday spending such as grocery or e-wallet reload gets you attractive cashback too.

Product summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 12%
- Balance Transfer
- From 4.88% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Cashback
Get up to 12% cashback when you fuel up at any Shell station nationwide. Everyday spending such as Grocery, Online, E-Wallet Reload, Utilities and others gets you attractive and unlimited cashback too.
CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
---|---|---|---|
Petrol Spend at Shell | 12% | RM50 | from RM2,500 or above monthly |
Petrol Spend at Shell | 8% | RM50 | from RM1,500up to RM2,499 monthly |
Petrol Spend at Shell | 5% | RM50 | from RM800up to RM1,499 monthly |
Grocery, Online Spend, E-Wallet Reload & Utilities | 5% | RM50 | from RM2,500 or above monthly |
Grocery, Online Spend, E-Wallet Reload & Utilities | 2% | RM50 | from RM1,500up to RM2,499 monthly |
Grocery, Online Spend, E-Wallet Reload & Utilities | 1% | RM50 | from RM800up to RM1,499 monthly |
Other Spend | 0.2% | uncapped | from RM2,500 or above monthly |
Other Spend | 0.2% | uncapped | from RM1,500up to RM2,499 monthly |
Other Spend | 0.2% | uncapped | from RM800up to RM1,499 monthly |
Petrol
Enjoy up to 12% cashback for fueling at any Shell station nationwide, capped at RM50 every month.
Balance Transfer
Move your outstanding balance to an RHB credit card via Smart Move Balance Transfer plan and enjoy 4.88% interest per annum over 36 months. Terms and conditions apply.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
24 months | 5.88% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 6.88% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Get that dream item of yours and enjoy 0% interest with RHB Smart Instalment for up to 36 months with participating merchants.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM195 primary card
First year free
Waived when you swipe minimum 24 times on the subsequent years
- RM0 supplementary card
- RM195 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- RHB Smart Instalment
- Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
- Cash Advance / Cash Loan
- RHB CashXcess
- Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy interest rates from 7.88% p.a., valid until 31 December 2025. T&Cs apply.
- Balance Transfer Plans
- RHB Smart Move Balance Transfer
- Enjoy great savings with as low as 4.88% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.