RHB Shell Visa Credit Card

Fueling up at Shell gets more rewarding as you get to earn up to 12% cashback! Everyday spending such as grocery or e-wallet reload gets you attractive cashback too.

RHB Shell Visa Credit Card12% cashback for fueling at Shell
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 12%
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Apple iPhone 16 Pro
worth RM4999
when you apply through RinggitPlus *

Apple iPhone 16 Pro

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Cashback

Get up to 12% cashback when you fuel up at any Shell station nationwide. Everyday spending such as Grocery, Online, E-Wallet Reload, Utilities and others gets you attractive and unlimited cashback too.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Petrol Spend at Shell12%RM50from RM2,500 or above monthly
Petrol Spend at Shell8%RM50from RM1,500up to RM2,499 monthly
Petrol Spend at Shell5%RM50from RM800up to RM1,499 monthly
Grocery, Online Spend, E-Wallet Reload & Utilities5%RM50from RM2,500 or above monthly
Grocery, Online Spend, E-Wallet Reload & Utilities2%RM50from RM1,500up to RM2,499 monthly
Grocery, Online Spend, E-Wallet Reload & Utilities1%RM50from RM800up to RM1,499 monthly
Other Spend0.2%uncappedfrom RM2,500 or above monthly
Other Spend0.2%uncappedfrom RM1,500up to RM2,499 monthly
Other Spend0.2%uncappedfrom RM800up to RM1,499 monthly

Petrol

Enjoy up to 12% cashback for fueling at any Shell station nationwide, capped at RM50 every month.

Balance Transfer

Move your outstanding balance to an RHB credit card via Smart Move Balance Transfer plan and enjoy 4.88% interest per annum over 36 months. Terms and conditions apply.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Get that dream item of yours and enjoy 0% interest with RHB Smart Instalment for up to 36 months with participating merchants.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM195 primary card

    First year free

    Waived when you swipe minimum 24 times on the subsequent years

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy interest rates from 7.88% p.a., valid until 31 December 2025. T&Cs apply.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with as low as 4.88% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

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