RHB Travel Money Credit Card-i credit card

RHB Travel Money Credit Card-i

Never leave home without RHB - your solution for extra travel rewards on flights, cruises, and petrol cash back while also being Shariah compliant.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • up to 5% cashback
  • 7.3% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM74.20 annual fee
  • Earn up to 2x reward points 

Benefits

Because you should be rewarded for giving the bank your business

Cashback
5% cash back on the 1st weekend and 2% cash back on other days at ANY petrol station! Cashback is based on 20% of total monthly retail spend and capped at RM60 per month.
Discover how much you can save when you shop with your new RHB Travel Money Credit Card-i
Cashback CategoryCashback RateMonthly CapSpend
PetrolSpendany amount in a single receipt on first weekend only5%RM60any amount in a single receipt on first weekend only
PetrolSpendany amount in a single receipt2%RM60any amount in a single receipt
Rewards
Get more rewards and gifts with RHB Reward-i Points. Choose to redeem from a wide selection of home appliance, electronic gadgets, beauty products, vouchers and airline points. Better yet, use reward points to redeem Enrich Miles & KrisFlyer Miles, Firefly and Air Asia vouchers.
RHB Reward-i Points
EarnSpent
2 points on every RM1on airline tickets, travel packages, car rental, and duty-free purchases
1 point on every RM1on all retail expenses
Your RHB Reward-i Points earned expires in  2 years
Balance Transfer
Enjoy interest as low as 1.99% on your outstanding balance when your transfer your credit card debt to your brand new RHB Travel Money Credit Card-i via the RHB Smart Move Balance Transfer plan.
Pay OverWith Interest Rate AtWhen You Transfer
12 months7.3% p.a. and 4% one-time upfront handling feefrom RM1000 
18 months8.67% p.a. and 7% one-time upfront handling feefrom RM1000 
24 months10.22% p.a. and 10.99% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Pay for your big ticket items with RHB Smart Instalment at zero interest when you shop at participating merchants. The instalment rate for all other purchases is as low as 2.5% interest for up to 24 months at selected merchants with RHB Dial-an-Installment Programme at anywhere.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
24 months17.5% one-time upfront handling feefrom RM2000 
Learn more about RHB Islamic Dial-An-Installment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Petrol
5% cash back on the 1st weekend and 2% cash back on other days at ANY petrol station! Cashback is based on 20% of total monthly retail spend and capped at RM60 per month.
Travel
Earn 2X Reward Points for airline tickets, travel packages and duty-free purchases. Enjoy preferred rates at RHB Bureau-de-Change for major foreign currencies and get 20% off Plaza Premium Lounges. Additionally, have the option for instant redemption for flight tickets and travel packages with selected travel agencies.
Travel CoverageSum Insured
Travel InsuranceUp to RM100000

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM74.20
  • First year free for Principal cardholder
  • First 2 years free for Supplementary cardholder
Annual Fee for Supplementary Card
RM42.40
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Islamic Dial-An-Installment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.