If you are a road warrior, you will love Shell-Citi Gold Credit Card. This credit card is a smart partnership between Shell and Citibank to reward cardholders with cash rebates on petrol spending and other expenditure.
8% Cash Rebate
Shell-Citi Gold Credit Card enables cardholders to earn cash rebate on petrol purchases at any Shell petrol station nationwide based on a tiered system. Rebates are calculated on total monthly combined spending charged to the credit card including petrol, shopping, dining and mobile expenses.
Cash back for cardholders who charge between RM300 to RM999 a month to Shell-Citi Gold Credit Card will receive a 4% rebate. If your monthly spend on this credit card is between RM1000 to RM2499 the rebate rate goes up to 6%. For those who charge more than RM2500 per month to Shell-Citi Gold Credit Card, they can earn 8% cashback.
If you've yet to get yourself a medical card or critical illness insurance policy, you will already have comprehensive healthcare packages to help you financially through any illness or injury. You will be getting:
- 20% discount for established Executive Screening Packages. This excludes specialists' consultation charges.
- 15% discount when admitted into a hospital room. Applicable only from RM120 and above.
These discounts will only be in force if your payments are made in full with your Shell-Citi Gold card and valid at 25 participating hospitals only. For further information, visit www.kpjhealth.com.my or check out the list of participating hospitals.
Savings in Interest
This credit card also includes Citibank Balance Transfer Plan which offers 0.99% interest per annum on a 6-month payment term for all outstanding card balances transferred from other credit cards and charge cards.
Easy Payment Plan ( EPP)
It is also easy to pay for expensive purchases using the Citibank Flexi Payment Plan included in Shell-Citi Gold Credit Card. Under this plan, cardholders can opt to pay for any retail purchases above RM500 with flat interest rates ranging from 9.84% to 10.57% per annum for up to 36 months.
Big Petrol Saver
Cardholders who swipe Shell-Citi Gold Credit Card at least 3 times within the first 60 days of the approval date will receive an annual fee waiver of RM206.70 for the first year. Thereafter, cardholders can easily rake up huge savings on petrol expenses and interest payments with Shell-Citi Gold Credit Card to offset the annual fee.