Shell-Citi Gold Credit Card

New enhanced Shell-Citi Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide.

Shell-Citi Gold Credit Card8% Shell Cashback
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 8%
Balance Transfer
From 5.32% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Save on your petrol expenses with up to 8% cashback at all Shell petrol stations in Malaysia.

Cashback categoryCashback rateMonthly capSpend
Shell Petrol4%uncappedup to RM250 monthly
Shell Petrol6%uncappedfrom RM251 up to RM500 monthly
Shell Petrol8%uncappedfrom RM501 up to RM800 monthly

Petrol

Enjoy cash rebates of up to 8% on petrol expenses at any Shell petrol station all year round.

Premium

Citibank World Privileges allows you preferential treatment and discounts of up to 50% at over 25,000 establishments, worldwide for dining, shopping, golfing and travel.

Balance Transfer

Consolidate any of your outstanding credit card debt with low-interest rates balance transfer plans. Pay off your debts in no time with smaller installments and flexible repayment tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.81% p.a. and no one-time upfront handling feefrom RM1,000
9 months5.56% p.a. and no one-time upfront handling feefrom RM1,000
12 months5.44% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.35% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
30 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.33% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Citibank Balance Transfer via Instalment Plan

Easy Payment Plans

Citibank Flexi Payment Plan offers flat interest rates with payment terms of 6 to 36 months. For the purchases at participating merchants, the instalment rate is 0%.

Citibank Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months10.57% p.a. and no one-time upfront handling feeRM500
12 months9.96% p.a. and no one-time upfront handling feeRM500
18 months9.84% p.a. and no one-time upfront handling feeRM500
24 months9.85% p.a. and no one-time upfront handling feeRM500
30 months9.91% p.a. and no one-time upfront handling feeRM500
36 months9.99% p.a. and no one-time upfront handling feeRM500
Learn more about Citibank Flexi Payment Plan
Citibank Easy Pay Plan
Pay OverWith Interest Rate AtWhen You Spend
48 months0% p.a. and no one-time upfront handling feeRM500
Learn more about Citibank Easy Pay Plan

Fees & Charges

Annual Fee
  • RM195 primary card

    Free for first year when you swipe 3 times within 60 days

  • RM100 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Citibank Flexi Payment Plan
Enjoy more freedom when you transfer your retail purchases to Citibank FlexiPayment Plan, convert your credit card purchases into affordable monthly instalments.
Citibank Easy Pay Plan
Why wait to indulge? Convert your purchases to 0% interest installments now and stretch your payments over 3 to 48 months.
Cash Advance / Cash Loan
Citi Quick Cash
Get convenient cash that's bundled with instalment options! Now you can manage your finances better, and enjoy convenient cash access any time.
Balance Transfer Plans
Citibank Balance Transfer via Instalment Plan
Transfer your outstanding balance to a brand new Citibank credit card. Convert your debts to easy to manage monthly repayments for up to 36 months.

Review

Highlights of Shell-Citi Gold Credit Card


Shell-Citi Gold Credit Card
Highest cashback rate 8% cashback with a total monthly spend of RM2,500 and above
Highest cashback amount RM64 per month
Max spend to earn highest cashback amount RM800 per month
Eligible spend to earn highest cashback rate Fuel and non-fuel spends at Shell only
Eligible Cardholder(s) Principal and Supplementary

If you are a road warrior, you will love Shell-Citi Gold Credit Card!

This credit card is a smart partnership between Shell and Citibank to reward you with cash rebates on petrol spending and other expenditures.

 8% Cash Rebates

If you favor the Shell petrol station for some reason, then Shell-Citi Gold Credit Card will do your fuel preference some justices.

This cashback credit card gives you cash rebate up to 8% on petrol purchases at any Shell petrol stations nationwide based on a tiered system.

 

Shell-Citi Gold Credit Card Cashback
Monthly Total Spend (Shell Fuel Spend + Non-Fuel Spend) Rebate of Shell Fuel Spend Maximum Shell Fuel Spend to Earn Rebates
RM300 - RM999 4% RM250
RM1,000 - RM2,499 6% RM500
RM2,500 and above 8% RM800

 

Healthcare and Lifestyle Benefits

 

Shell-Citi Gold Credit Card Benefits


Health Benefits by KPJ Healthcare
  • 20% discount on Executive Screening packages
  • 15% discount on walk-in room rates
  • Valid at 25 participating hospitals
  • Only applicable for full payment made via Shell-Citi Gold Credit Card

 


Up to 50% discounts

Preferential treatment and discounts of up to 50% at over 25,000 establishments, worldwide for dining, shopping, golfing and travel.


Eligibility and Required Documents

Here are the requirements to apply for this Citibank credit card:

  • Min. annual income: RM24,000
  • Age: min. 21 years old (principal card), min.18 years old (supplementary card)

Remember to prepare these documents as well:

 

Shell-Citi Gold Credit Card Required Documents
Salaried Employee Self-employed Salaried Expatriate
Copy of MyKad (both sides) Copy of MyKad (both sides) Copy of Passport
Latest EPF statement / 2 months salary slip Copy of business registration form Latest 2 months salary slip
Latest EA Form Latest Form B with tax receipt Work permit (valid min.1 year during application)
Latest BE Form with tax receipt   Letter of employment