Shell-Citi Gold Credit Card

Benefits

Because you should be rewarded for giving the bank your business

Cashback

Save on your petrol expenses with up to 8% cashback at all Shell petrol stations in Malaysia.

Discover how much you can save when you shop with your new Shell-Citi Gold Credit Card

Cashback Category		Cashback Rate	Monthly Cap	Spend
Shell Petrol	Spend up to RM250 monthly	4%	RM10	up to RM250 monthly
Shell Petrol	Spendfrom RM251 up to RM500 monthly	6%	RM30	from RM251 up to RM500 monthly
Shell Petrol	Spendfrom RM501 up to RM800 monthly	8%	RM64	from RM501 up to RM800 monthly

Balance Transfer

Consolidate any of your outstanding credit card debt with low-interest rates balance transfer plans. Pay off your debts in no time with smaller installments and flexible repayment tenure.

Pay Over	With Interest Rate At	When You Transfer
6 months	5.81% p.a. and no one-time upfront handling fee	from RM1000
9 months	5.56% p.a. and no one-time upfront handling fee	from RM1000
12 months	5.44% p.a. and no one-time upfront handling fee	from RM1000
18 months	5.35% p.a. and no one-time upfront handling fee	from RM1000
24 months	5.32% p.a. and no one-time upfront handling fee	from RM1000
30 months	5.32% p.a. and no one-time upfront handling fee	from RM1000
36 months	5.33% p.a. and no one-time upfront handling fee	from RM1000

Learn more about Citibank Balance Transfer via Instalment Plan

Easy Payment Plan (EPP)

Citibank Flexi Payment Plan offers flat interest rates with payment terms of 6 to 36 months. For the purchases at participating merchants, the instalment rate is 0%.

Pay Over	With Interest Rate At	When You Spend
48 months	0% one-time upfront handling fee	from RM500

Learn more about Citibank Easy Pay Plan

Pay Over	With Interest Rate At	When You Spend
6 months	10.57% p.a. and no one-time upfront handling fee	from RM500
12 months	9.96% p.a. and no one-time upfront handling fee	from RM500
18 months	9.84% p.a. and no one-time upfront handling fee	from RM500
24 months	9.85% p.a. and no one-time upfront handling fee	from RM500
30 months	9.91% p.a. and no one-time upfront handling fee	from RM500
36 months	9.99% p.a. and no one-time upfront handling fee	from RM500
48 months	9.99% p.a. and no one-time upfront handling fee	from RM500
60 months	9.99% p.a. and no one-time upfront handling fee	from RM500

Learn more about Citibank Flexi Payment Plan

Petrol

Enjoy cash rebates of up to 8% on petrol expenses at any Shell petrol station all year round.

Premium

Citibank World Privileges allows you preferential treatment and discounts of up to 50% at over 25,000 establishments, worldwide for dining, shopping, golfing and travel.