Singapore Airlines KrisFlyer American Express Gold

A fast and easy way to earn KrisFlyer Miles for free SIA flights. Get instant overseas help by phone anytime with American Express Global Assist.

15% p.a. interest rate
20 days interest-free period
0% p.a. balance transfer over 12 months
Easy Payment Plan (EPP)
RM265.00 annual fee
Earn up to 2x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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Benefits

Because you should be rewarded for giving the bank your business

Rewards

Earn 2X more KrisFlyer miles for every RM2 spent when you purchase tickets online from Singapore Airlines. Use your Card for all your other purchases and earn 1 KrisFlyer mile on every RM2 spent be it for dining, groceries, or gadgets. Additionally, receive bonus 3,000 KrisFlyer miles when you use your Card for the first time!

KrisFlyer Miles
Earn	Spent
2 points on every RM2	on online ticket purchases
1 point on every RM2	on all retail

Rewards points earned never expires

Balance Transfer

Maybank Balance Transfer offers interest rates as low as 0% and payment terms of up to 36 months. Don't allow exorbitant credit card interest rates avoid you from your savings plan for your future. Avoid paying your monthly bills and risks losing a whole lot more than your credit rating.

Pay Over	With Interest Rate At	When You Transfer
6 months	6% p.a. and no one-time upfront handling fee	from RM1000
9 months	9% p.a. and no one-time upfront handling fee	from RM1000
12 months	0% p.a. and no one-time upfront handling fee	from RM1000
24 months	4.5% p.a. and no one-time upfront handling fee	from RM2000
36 months	4.95% p.a. and no one-time upfront handling fee	from RM2000

Learn more about Maybankard Balance Transfer Program

Easy Payment Plan (EPP)

Save money with 0% interest instalment plans for up to 24 months with Maybank EzyPay. You can choose to pay in easy and stress free instalments at outlets such as Gleneagles, Gintell, Ogawa, and Wah Chan. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..

Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	from RM50
6 months	0% p.a. and no one-time upfront handling fee	from RM50
10 months	0% p.a. and no one-time upfront handling fee	from RM50
12 months	0% p.a. and no one-time upfront handling fee	from RM50
18 months	0% p.a. and no one-time upfront handling fee	from RM50
24 months	0% p.a. and no one-time upfront handling fee	from RM50

Learn more about Maybankard EzyPay

Pay Over	With Interest Rate At	When You Spend
6 months	6.96% p.a. and 0% one-time upfront handling fee	from RM500 up to RM30000
12 months	7.92% p.a. and 0% one-time upfront handling fee	from RM1000 up to RM30000
18 months	9% p.a. and 0% one-time upfront handling fee	from RM3000 up to RM30000
24 months	9% p.a. and 0% one-time upfront handling fee	from RM5000 up to RM30000

Learn more about Maybankard EzyPay PLUS

Travel

Enjoy 5x complimentary airport lounge privileges, free travel Insurance, and American Express Global Assist providing you with immediate and valuable assistance over the phone anytime and anywhere you are in the world. Need to make a last minute flight booking or wish to know more about your holiday destination? Call for assistance.

Travel Coverage	Sum Insured
Travel Insurance	Up to RM750000

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM265.00

Free for first year

Annual Fee for Supplementary Card

RM132.50

Minimum monthly payment

RM25 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM10.60 or 5.30% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM48000
Minimum age for primary card holder: 21 years old
Maximum age for primary card holder: 65 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: Maybankard EzyPay; Maybankard EzyPay PLUS; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: Maybankard Cash Treats; Maybankard EzyCash; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: Maybankard Balance Transfer Program; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Singapore Airlines KrisFlyer American Express Gold review

What's so good (or not so good) about it?

Want to fly to your dream destination, but your eager hands keep swiping your credit card at the mall? The Singapore Airlines KrisFlyer American Express Gold has a solution - you get to spend on all your favourite things, while earning air miles. It's that simple. Soon, you'll be clicking "Book Now" without paying out you month's salary.

Double Up Your Miles

Before even making any purchases with the Singapore Airlines KrisFlyer American Express Gold, you are already awarded with 3000 KrisFlyer miles for free. You can earn 1 KrisFlyer mile on every RM2 spent on your purchases.

The greatest gift from this card is that you can double up your miles with a minimum spend of RM60,000 on your anniversary...not your wedding anniversary, but the date that you've been approved for the credit card! - For every RM2 you spent on ticket purchases on that special day, you earn 2 KrisFlyer miles.

However, the points are rewarded when you purchase tickets online only through Singapore Airline's website. And, you can only collect the reward points for flights departing from Malaysia - Great for businessmen or family members who transit between both countries on a regular basis.

Travel In Style

Have 5x complimentary access to the Plaza Lounge at airports in both Malaysia and Singapore to enjoy among other things - quality food and beverage, high speed internet, and shower amenities.

With this card, you will be covered by insurance for FREE if you charge your air ticket to the credit card. The travel personal accident coverage is up to RM750000, while the travel inconvenience covering situations such as missed connections, luggage delay and luggage loss.

The American Express Global Assist provides you with immediate assistance over the phone anytime and anywhere. In case you have lost your card while you need the card immediately, the bank will provide emergency replacement card for you, wherever you may be - ain't that sweet?

Express Autopay for American Express

Enroll in Express AutoPay for bill payment facility that charges your bills to your American Express card when due. No more queues, late payments, or penalties again. So convenient!