Earn Krisflyer Miles!
Double up your miles with Singapore Airlines KrisFlyer American Express Gold
The Singapore Airlines KrisFlyer American Express Gold has a solution - you get to spend on all your favourite things while earning air miles. It's that simple.
Before even making any purchases with the Singapore Airlines KrisFlyer American Express Gold, you are already awarded 3,000 KrisFlyer miles for free.
Effective from 30 March 2022, you can earn 1x KrisFlyer Mile on every RM4 spent on all local and overseas purchases, except for government bodies and utility transactions.
For every RM3 you spend on online transactions, you earn 1x KrisFlyer Mile.
Meanwhile, for every RM1 spent on online ticket purchases via Singapore Airlines's website (including Scoot and Krisshop online), you earn 1x KrisFlyer Mile.
Travel in style
Have 50% savings for up to 5X in a year on participating Plaza Premium Lounges access per visit at selected local and international airports to enjoy among other things - quality food and beverage, high-speed internet, and shower amenities. Please read through the terms and conditions of this privilege here.
Additionally, you will get complimentary travel personal accident insurance coverage worth up to RM750,000! Just make sure you charge all your travel fares with this card to enjoy the coverage.
Plus, if you need any immediate assistance throughout your travelling, you can do so simply by reaching out to American Express Global Assist.
In case you have lost your credit card while you need the card immediately, the bank will provide an emergency replacement card for you, wherever you may be - isn't that sweet?
Express AutoPay for American Express
Enrol in Express AutoPay for a bill payment facility that charges your bills to your American Express card when due.
No more queues, late payments, or penalties again. So convenient!
Singapore Airlines KrisFlyer American Express Gold Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (per annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Singapore Airlines KrisFlyer American Express Gold are carried forward from the previous month's statement cycle and are paid in full.
