Singapore Airlines KrisFlyer American Express Gold
A fast and easy way to earn KrisFlyer Miles for free, and an exclusive discount on access to selected Plaza Premium Lounges. Get instant overseas help anytime with American Express Global Assist.
Earn Krisflyer Miles!Product summary
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Enjoy attractive Krisflyer Miles when you spend locally and abroad, shop online and on transactions made via the Singapore Airlines website, Scoot and KrisShop. On top of that, enjoy 3,000 bonus Krisflyer Miles when you swipe your card for the first time too!
Earn | Spend |
---|---|
1 mile on every RM4 | on local and overseas transactions |
1 mile on every RM3 | on online transactions |
1 mile on every RM1 | on transactions made on Singapore Airlines, Scoot and KrisShop website |
Travel
Enjoy 50% off on access fees (5x in a year) to participating Plaza Premium Lounges locally and abroad such as Cambodia, Indonesia, Singapore and The Philippines, valid until 31 December 2024. In addition, enjoy complimentary travel personal accident insurance of up to RM750,000, simply by charging your travel fares to this card. Furthermore, enjoy AMEX Global Assist which provides you with immediate and valuable assistance over the phone anytime and anywhere you are in the world. To top it off, get up to 15% savings on car rental at Avis or Hertz.
Travel Coverage | Sum Insured |
---|---|
Travel Insurance | Up to RM750,000 |
Balance Transfer
Maybank Balance Transfer offers interest rates as low as 0% and payment terms of up to 36 months. Avoid paying your monthly bills and risks losing a whole lot more than your credit rating.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a. and 1.88%one-time upfront handling fee | from RM1,000 |
12 months | 0% p.a. and 3%one-time upfront handling fee | from RM1,000 |
9 months | 9% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 12% p.a. and no one-time upfront handling fee | from RM1,000 |
24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 4.95% p.a. and no one-time upfront handling fee | from RM2,000 |
Easy Payment Plans
Convert big-ticket purchases into smaller instalments with zero interest rate for up to 36 months with Maybank EzyPay. For purchases made at non-participating merchants, opt for Maybank EzyPay Plus for low rates instalment.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
18 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
12 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
18 months | 9% p.a.and no one-time upfront handling fee | from RM3,000to RM30,000 |
24 months | 9% p.a.and no one-time upfront handling fee | from RM5,000to RM30,000 |
Fees & Charges
- Annual Fee
- RM100 primary card
Free for first year
- RM50 supplementary card
- RM100 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM25 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM10 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- Maybankard EzyPay
- EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
- Maybankard EzyPay PLUS
- A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
- Cash Advance / Cash Loan
- Maybankard Cash Treats
- It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
- Balance Transfer Plans
- Maybankard Balance Transfer Program
- Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.