Earn Krisflyer Miles!
Bring home an exciting reward with Maybank American Express credit cards
Valid until 30th September 2022, grab this chance to participate in the Maybank/Maybank Islamic Online Acquisition 2022 Credit Cards Campaign and bring home an exciting reward of the Targus Geolite Advance BackPack (12 - 15.6 inch), subject to the campaign’s terms and conditions.
Capped at the first 600 customers every month, this campaign is applicable to only new-to-bank and existing Maybank customers that have yet to own a Maybank/Maybank Islamic credit card and are residents of Malaysia, you are eligible to participate in this campaign by:
- Applying as the Principal cardholder for any one or more Maybank/Maybank Islamic American Express credit card(s) via Maybank2u at www.maybank2u.com.my
- Complete the Maybank Credit Card Application Form online, and upload all required supporting documents via the website above
You also need to spend a minimum of RM300 on retail purchases within the first 45 days from the card approval date to be eligible for this campaign.
If you have any questions regarding the campaign above, do not hesitate to email us at [email protected]. We’re happy to help!
Double up your miles with Singapore Airlines KrisFlyer American Express Gold
The Singapore Airlines KrisFlyer American Express Gold has a solution - you get to spend on all your favourite things while earning air miles. It's that simple.
Before even making any purchases with the Singapore Airlines KrisFlyer American Express Gold, you are already awarded 3,000 KrisFlyer miles for free.
Effective from 30 March 2022, you can earn 1x KrisFlyer Mile on every RM4 spent on all local and overseas purchases, except for government bodies and utility transactions.
For every RM3 you spent on online transactions, you earn 1x KrisFlyer Mile.
Meanwhile, for every RM1 spent on online ticket purchases via Singapore Airlines's website (including Scoot and Krisshop online), you earn 1x KrisFlyer Mile.
Singapore Airlines KrisFlyer American Express Gold - Travel in Style
Have 50% savings on Plaza Premium Lounge access per visit at international airports to enjoy among other things - quality food and beverage, high-speed internet, and shower amenities.
Should you have exhausted the complimentary accesses, you and your guest can still enjoy a 20% discount on the walk-in rate.
With this credit card, you will be covered by insurance for FREE if you charge your air ticket to the credit card.
The travel personal accident coverage is up to RM750,000, while the travel inconvenience covers situations such as missed connections, luggage delay and luggage loss.
The American Express Global Assist provides you with immediate assistance over the phone anytime and anywhere.
In case you have lost your credit card while you need the card immediately, the bank will provide an emergency replacement card for you, wherever you may be - ain't that sweet?
Express AutoPay for American Express
Enrol in Express AutoPay for a bill payment facility that charges your bills to your American Express card when due.
No more queues, late payments, or penalties again. So convenient!
Singapore Airlines KrisFlyer American Express Gold Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (p.a.) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date.
This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Singapore Airlines KrisFlyer American Express Gold are carried forward from the previous month's statement cycle and are paid in full.
