Singapore Airlines KrisFlyer American Express Gold

A fast and easy way to earn KrisFlyer Miles for free, and an exclusive discount on access to selected Plaza Premium Lounges. Get instant overseas help anytime with American Express Global Assist.

Singapore Airlines KrisFlyer American Express GoldEarn Krisflyer Miles!
Min. Income
RM3,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Enjoy attractive Krisflyer Miles when you spend locally and abroad, shop online and on transactions made via the Singapore Airlines website, Scoot and KrisShop. On top of that, enjoy 3,000 bonus Krisflyer Miles when you swipe your card for the first time too!

KrisFlyer Miles
EarnSpend
1 mile on every RM4on local and overseas transactions
1 mile on every RM3on online transactions
1 mile on every RM1on transactions made on Singapore Airlines, Scoot and KrisShop website

Travel

Enjoy 50% off on access fees (5x in a year) to participating Plaza Premium Lounges locally and abroad such as Cambodia, Indonesia, Singapore and The Philippines, valid until 31 December 2024. In addition, enjoy complimentary travel personal accident insurance of up to RM750,000, simply by charging your travel fares to this card. Furthermore, enjoy AMEX Global Assist which provides you with immediate and valuable assistance over the phone anytime and anywhere you are in the world. To top it off, get up to 15% savings on car rental at Avis or Hertz.

Travel CoverageSum Insured
Travel InsuranceUp to RM750,000

Premium

Enjoy up to 30% savings on dining (excluding alcoholic beverages) at Marriott Bonvoy participating hotels and resorts in Malaysia, valid until 31 December 2024 and subject to T&C. Be sure to not miss out on the privilege of dining at elite hotels like this!

Balance Transfer

Maybank Balance Transfer offers interest rates as low as 0% and payment terms of up to 36 months. Avoid paying your monthly bills and risks losing a whole lot more than your credit rating.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Convert big-ticket purchases into smaller instalments with zero interest rate for up to 36 months with Maybank EzyPay. For purchases made at non-participating merchants, opt for Maybank EzyPay Plus for low rates instalment.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM100 primary card

    Free for first year

  • RM50 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM10 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

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