Singapore Airlines KrisFlyer American Express Gold credit card

Singapore Airlines KrisFlyer American Express Gold

A fast and easy way to earn KrisFlyer Miles for free SIA flights and Plaza Premium Lounge access. Get instant overseas help by phone anytime with American Express Global Assist.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM265.00 annual fee
  • Earn up to 2x reward points 

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Earn 2x KrisFlyer miles for every RM2 spent on online ticket purchases from Singapore Airlines. Use your AMEX Platinum credit card on all other purchases as every RM1 spent you earn 1x KrisFlyer mile. Additionally, receive bonus 3,000 KrisFlyer miles when you use your AMEX card for the first time.
KrisFlyer Miles
EarnSpent
2 points on every RM2on online ticket purchases at Singapore Airlines
1 point on every RM2on all retail
Rewards points earned never expires
Balance Transfer
Maybank Balance Transfer offers interest rates as low as 0% and payment terms of up to 36 months. Don't allow exorbitant credit card interest rates avoid you from your savings plan for your future. Avoid paying your monthly bills and risks losing a whole lot more than your credit rating.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Choose to convert big-ticket purchase into smaller instalments with zero interest rate for up to 24 months with Maybank EzyPay. For purchases made at non-participating merchants, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months6.96% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months7.92% p.a. and 0% one-time upfront handling feefrom RM1000 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Travel
Enjoy 5x complimentary airport lounge privileges, free travel Insurance, and American Express Global Assist providing you with immediate and valuable assistance over the phone anytime and anywhere you are in the world. Need to make a last minute flight booking or wish to know more about your holiday destination? Call for assistance.
Travel CoverageSum Insured
Travel InsuranceUp to RM750000

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM265.00
  • Free for first year
Annual Fee for Supplementary Card
RM132.50
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM48000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Singapore Airlines KrisFlyer American Express Gold review

What's so good (or not so good) about it?

Want to fly to your dream destination, but your eager hands keep swiping your credit card at the mall? 

The Singapore Airlines KrisFlyer American Express Gold has a solution - you get to spend on all your favorite things, while earning air miles. It's that simple. Soon, you'll be clicking "Book Now" without paying out you month's salary.

Double Up Your Miles

Before even making any purchases with the Singapore Airlines KrisFlyer American Express Gold, you are already awarded with 3,000 KrisFlyer miles for free. 

You can earn 1x KrisFlyer mile on every RM2 spent on all purchases. For every RM2 you spent on online ticket purchases via Singapore Airlines's website, you earn 2x KrisFlyer miles.

It is worth mentioning that you can only collect 2x KrisFlyer miles for SIA flights departing from Malaysia - whether it is 1-hour journey down to the Merlion country or a long-haul flight across geographical borders.

The greatest gift from this card is that you can double up your miles with a minimum spend of RM60,000 on your anniversary...not your wedding anniversary, but the date that you've been approved for the credit card!

Travel In Style

Have 5x complimentary access to the Plaza Premium Lounge at airports in both Malaysia and Singapore to enjoy among other things - quality food and beverage, high speed internet, and shower amenities. 

With this card, you will be covered by insurance for FREE if you charge your air ticket to the credit card. The travel personal accident coverage is up to RM750,000, while the travel inconvenience covering situations such as missed connections, luggage delay and luggage loss.

The American Express Global Assist provides you with immediate assistance over the phone anytime and anywhere. In case you have lost your card while you need the card immediately, the bank will provide emergency replacement card for you, wherever you may be - ain't that sweet?

Express Autopay for American Express

Enroll in Express AutoPay for bill payment facility that charges your bills to your American Express card when due. No more queues, late payments, or penalties again. So convenient!

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