Standard Chartered Business Visa Platinum credit card

Standard Chartered Business Visa Platinum

Giving you a competitive edge with the right business network and solid financial support.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM318.00 annual fee
  • Earn up to 3x reward points 

Apply online now for Standard Chartered Business Visa Platinum

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Because you should be rewarded for giving the bank your business

Enjoy 0.5% cashback on retail purchases.
Discover how much you can save when you shop with your new Standard Chartered Business Visa Platinum
Cashback CategoryCashback RateMonthly CapSpend
Retail spendingSpendany amount0.5%uncappedany amount
Earn 1 point for every Ringgit spend locally, and 3X the reward when you spend abroad. Use your reward points to redeem fantastic gifts and prizes such as furniture, kitchen appliances, or even air mile vouchers.
Spend-to-Rewards Programme
1 point on every RM1on all local retail expenses
3 points on every RM1on all overseas retail expenses
Your Spend-to-Rewards Programme earned expires in  3 years
Balance Transfer
Enjoy 5.99%p.a. Balance Transfer PLUS for up to 36 months tenure.
Pay OverWith Interest Rate AtWhen You Transfer
Up to 36 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Standard Chartered Balance Transfer PLUS
Easy Payment Plan (EPP)
Shopping made easy with a fixed payment term of 12 months at 7.88%p.a. interest rate.
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Standard Chartered FlexiPay
Need to get away from the hustle and bustle of the departure lounge? Have unlimited access to Plaza Premium Lounge where you can enjoy gourmet meals, fast internet, shower amenities, and more.
Gain access to a wide network of business events, seminars and programs to build connections. Keep up with the Joneses of the industry!

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM26.50 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Who can Apply
Self-Employed (i.e. Business Owner) applicants only


Get some extra help from your credit card when you need it most

Easy Payment Plan
Standard Chartered FlexiPay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Standard Chartered Balance Transfer PLUS
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Standard Chartered Business Visa Platinum review

What's so good (or not so good) about it?

Having the right business contacts and strong financial support are two of the most important elements to succeed in any business. Standard Chartered Business Visa Platinum credit card may just provide you with access to the ideal business network and financial backing you need to have a leg up over your competitors.

Business Networking

As a Standard Chartered Business Visa Platinum credit cardholder, you will have exclusive access to a wide range of business events, seminars and programmes organised locally or overseas. By attending these events, you will gain valuable insights into the latest market trends and developments in the industry which is crucial to building a winning business strategy.

Most importantly, you will be able to meet your peers and other industry professionals during such events, providing you with the perfect setting to establish the right contacts.  These high-powered networking opportunities may help create exciting new avenues which could help propel your business to the next level.

High Credit Limit

Liquidity is not only crucial for the survival of a business but also to facilitate future expansion. With Standard Chartered Business Visa Platinum, you can enjoy a credit limit of up to RM300000 to fulfil your business requirements.


For a business to grow from strength to strength, strategic planning is vital. However, there are times when one may need extra cash to mitigate unforeseen situations or simply to cash in on an opportunity which has presented itself unexpectedly. Understanding this need, Standard Chartered Business Visa Platinum includes Cheque-On-Call-Plus to empower entrepreneurs with the financial flexibility to succeed.

This feature allows cardholders to access much-needed cash with just a phone call. This cash could be used for down-payment of an office space or making inventory purchases to fulfil a last minute order or any other emergencies. Cardholders can choose to repay the amount loaned at a low interest rate of 9.88%p.a.. Payment periods can range from 9, 12, 24, 36, 48 to 60 months.

Entertaining Your Clients

With Standard Chartered Business Visa Platinum, you can entertain your clients with confidence. You can impress your clients with exclusive access and special privileges at many golf courses worldwide. You can also dine in style with your clients at premium restaurants and receive up to 50% discount.

Concierge Service

The Platinum Concierge Service is also included in Standard Chartered Business Visa Platinum’s benefits package. This service helps you to take care of all the nitty-gritty details such as renting a car, making restaurant reservations or booking a hotel room while you focus on the more important aspects of your business trip.

A Business Partner

The annual income requirement for Standard Chartered Business Visa Platinum is set at RM24000 and its annual fee is RM300 which is subjected to 6% GST. This is a small price to pay considering the vast business opportunities this credit card could provide to cardholders with exclusive access to various business events, high credit limit, cash lifeline and entertainment privileges. Standard Chartered Business Visa Platinum credit card can be your great business partner.

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