If you want all the basic features of a credit card and a little more benefits on the side, Standard Chartered Classic Visa credit card may just be the card you are looking for. This credit card is inexpensive to maintain and offers cardholders many exciting benefits all year round.
Standard Chartered Classic Visa cardholders get to enjoy many exciting travel, shopping and dining deals nationwide. You can eat at various restaurants at discounted rates or cash in on special dining offers.
In addition, selected hotels & resorts across many states in Malaysia also provide exclusive room rates or pampering packages for Standard Chartered Classic Visa cardholders. Retail therapy is also more enjoyable with additional savings on your favourite brands.
Easy Payment Scheme
It is also easy to shop and pay for expensive items such as home furniture, electrical appliances or the latest IT gadgets with Standard Chartered Classic Visa. This credit card comes with Standard Chartered FlexiPay.
This easy payment scheme allows cardholders to pay for any retail purchases above RM500 charged to Standard Chartered Classic Visa over a period of 12 months. The low interest rate of just 7.88%p.a. per annum will also help cardholders save on interest payments.
Standard Chartered Balance Transfer is also one of the features included in Standard Chartered Classic Visa. It allows cardholders to transfer a minimum of RM1000 in outstanding balances from other credit cards or charge cards to Standard Chartered Classic Visa.
Then, cardholders can pay off the combined outstanding balances at 5.99%p.a. interest rate over a year. Hence, cardholders will be able to manage their credit cards’ outstanding balances more efficiently.
Low Annual Fee
The minimum annual income requirement for this credit card is just RM24000 which makes this a perfect card for someone who has just started working. Its annual fee of RM95.4 also makes this card highly affordable. With so many benefits and privileges, cardholders will definite get their money’s worth with Standard Chartered Classic Visa.