Air miles and travel benefit
Standard Chartered brings good news to frequent flyers with its all-new Standard Chartered Journey Credit Card, previously known as the WorldMiles Mastercard.
Transform how you travel with a card that lets you earn air miles faster than ever while offering you comfort between trips, along with exclusive travel privileges and merchant offers across the region.
Standard Chartered Credit Cards Promotion
For a limited time, qualified applicants of eligible Standard Chartered credit card(s) will receive a free sign-up gift of either the following:
- RM5,000 Touch 'n Go E-Wallet Credit (For every 20th qualified applicant who submits EPF statements as their income document to the bank’s online application form, capped at 5 units)
- RM600 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who submit EPF statements as their income document to the bank's online application form)
- RM500 Touch ‘n Go E-Wallet Credit (Guaranteed to qualified applicants who do not submit EPF statements as their income document to the bank’s online application form)
Bonus Gift (Sign-up with Flexi-On-Balance or FlexiPay Plus)
- RM200 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who participate in the Flexi-On-Balance/FlexiPay Plus via the SC mobile app, with a minimum amount of RM500 within 150 calendar days upon the card approval
Bonus Gifts (Sign-up with Standard Chartered JumpStart Savings Account-i or PrivilegeSaver Savings Account)
- RM188 Touch 'n Go E-Wallet Credit (For qualified applicants who maintain a minimum of RM5,000 at the end of every month for 3 months from the account opening date.)
- RM28 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who maintain a minimum of RM1,000 at the end of every month for 3 months from the account opening date.)
The credit card promotion is valid from 4 November 2024 until 18 November 2024, subject to the campaign’s terms and conditions.
The savings account sign-up promotion is valid from 19 August 2024 until 28 February 2025, subject to the promotion's terms and conditions.
*The EPF statements must be downloaded as a full statement from the KWSP i-Akaun portal or the i-KWSP App with a minimum of 6 months or 2 years contribution.
Who is qualified for this promotion?
This promotion is open to new customers only. Those who are not eligible to apply are existing principal/supplementary cardholders(s) and those who have cancelled their Standard Chartered credit card(s) within 18 months before the flash deal application.
How to be eligible for the gift?
Apply, get approved by Standard Chartered, subsequently activate the new card and spend a minimum of RM400 per month for three (3) months upon the approval date to be eligible.
Please refer to the flash deal terms and conditions for more details.
Which credit card can I apply for?
You can apply for:
- Standard Chartered Journey Credit Card
Where can I reach out to you for more information?
For any questions, please get in touch with us via email at [email protected]. We're happy to help!
Standard Chartered Journey Credit Card – air miles that are easy to earn
Once you have the card, you can earn 1 Miles Point with every RM1 spent on dining, travel (which includes airlines, hotels and online travel agencies such as Agoda, Booking.com and Expedia) and overseas retail transactions, including 1 Miles Point with every RM5 spent in all other eligible local transactions. Here are the key terms and conditions for Miles Point:
- Points earned can be redeemed for air miles from multiple frequent flyer programs (you may find the list on Standard Chartered's online banking website).
- Two (2) Miles Points can be used to redeem one (1) air mile.
- Redemption of air miles can only be made in multiples of 1,000 points.
- Miles Points are valid for 3 years from the month it is credited into your account.
However, please note that several categories of transactions are being excluded from earning the Miles Points. They are as follows.
- Government-related transactions
- Cash withdrawals
- Utilities (telco or cable TV)
- E-wallet transactions
- Special events (caterings, funerals, studio rentals or florists)
Special travel privileges
In addition to Miles Points, the Standard Chartered Journey Credit Card also features special privileges to cater to the needs of frequent travellers.
- Free access to selected Plaza Premium Lounges in KLIA and KLIA2
As a principal cardholder, you can enjoy unlimited complimentary access to participating Plaza Premium Lounges in KLIA and KLIA2 worth RM168 per entry, given that you have a valid international boarding pass.
- Cashback on airport transfers via Grab
This Standard Chartered credit card offers up to RM65 cashback on your Grab rides to and from any airport in Malaysia, as long as you, the principal cardholder, spend a minimum of RM2,500 in travel expenses (airlines, hotels and online travel agencies) in the past 90 days before your Grab ride transaction. The cashback is only applicable for the first ride of each month and will be credited to your Journey card account within 60 days after the ride.
- Complimentary travel medical coverage
You don't need to sign up for separate travel insurance any longer since the Standard Chartered Journey credit card comes with complimentary travel insurance of up to USD100,000, which also includes medical coverage for COVID-19, provided that you have an international boarding pass. Simply sign up to enjoy this privilege.
Annual fee of Standard Chartered Journey Credit Card
The Journey card has an annual fee of RM600 – free for the first year for new customers and will also be waived when you spend a minimum of RM60,000 per year on the subsequent years.
All supplementary cards, on the other hand, are free of charge.
What happens if I do not make a repayment on time?
There will be a finance charge incurred on the outstanding credit card balance that is overdue. This finance charge, ranging from a minimum of 15% per annum to a maximum of 18% per annum, is tiered based on the user's repayment behaviour in the last 12 months.
See the table below for reference:
| Annual Rates | Conditions |
| 15% per annum | Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months. |
| 17% per annum | Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months. |
| 18% per annum | Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months. |
For example, if within 12 months from the card approval date you have missed three (3) credit card repayments consecutively, an 18% per annum finance charge will be levied on the credit card outstanding balance.
After you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will default to the minimum.
What are the required documents to make an application?
If you are a salaried employee, please prepare the following documents.
Private sector:
- Copy of your IC (both sides); and
- Latest 2 years of EPF statements (PDF copy downloaded from the KWSP i-Akaun website/mobile app)
Public sector:
- Copy of your IC (both sides); and
- Latest Form B/BE and the Acknowledgement Summary Page (click here for the guidelines)
If you are a commission earner, please prepare the following documents.
Private sector:
- Copy of your IC (both sides); and
- Commission statement and bank statement
Public sector:
- Copy of your IC (both sides); and
- Latest Form B/BE and the Acknowledgement Summary Page (click here for the guidelines)
If you are self-employed, please prepare the following documents.
- Copy of your IC (both sides); and
- Latest Form B/BE and the Acknowledgement Summary Page (click here for the guidelines)
Note: Effective 13 May 2024, please ensure that "Account 3" is shown in the downloaded EPF statement.
