Standard Chartered JustOne Platinum MasterCard

Shop online, swipe on petrol and setup auto-billing to enjoy great rebates up to 15% each month with the cashback card that's designed for the savvy user.

Standard Chartered JustOne Platinum MasterCard10% Petrol Cashback
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 15%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 7.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Gain cashback up to 15% every month on petrol transactions, online shopping and utility payments via auto-billing. Spending outside of these categories earn you 0.2% cashback.

Cashback categoryCashback rateMonthly capSpend
Petrol, Online Purchases and Auto-Bill Payments0.2%RM2up to RM999 monthly
Other Retail Spend0.2%RM2up to RM999 monthly
Petrol, Online Purchases and Auto-Bill Payments5%RM12from RM1,000 up to RM1,499 monthly
Other Retail Spend0.2%RM12from RM1,000 up to RM1,499 monthly
Petrol, Online Purchases and Auto-Bill Payments10%RM28from RM1,500 up to RM2,499 monthly
Other Retail Spend0.2%RM28from RM1,500 up to RM2,499 monthly
Petrol and Auto-Bill Payments15%RM60from RM2,500 and above monthly
Online Purchases15%RM30from RM2,500 and above monthly
Other Retail Spend0.2%RM60from RM2,500 and above monthly

Petrol

Stop the drain on your fuel tank and wallet every month. Grab up to 15% cash rebates when you swipe at any petrol station.

Balance Transfer

Take control of your credit debt instead of accumulating more with minimum monthly repayments. Enjoy lower interest rates of 5.99% interest p.a. and repayment periods up to 36 months with Balance Transfer PLUS.

Pay OverWith Interest Rate AtWhen You Transfer
12 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Standard Chartered FlexiPay lets you spread out your repayment over a fixed 12-month tenure at 7.88% p.a., for successful applications made via Online Banking only.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM250 primary card

    First year free for new customers only

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
PayPass

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balance to a new Standard Chartered credit card with low interest rates. Stretch your repayments for as long as you can!

Review

Swipe on the monthly essentials with your Standard Chartered JustOne Platinum MasterCard and get great cash rebates on petrol, online purchases and bills that are setup for auto-billing. You'll also earn 0.2% cashback on all other transactions, giving you extra savings all year round.

Bigger CashBack

Maximise your cashback each month when you charge your monthly purchases to your JustOne Platinum MasterCard based on the unique cashback tiers.

You'll get higher rebate rates on petrol, online purchases and auto-bill payments according to the minimum spend amount requirements below:

Spend
per month
Cashback
(Petrol, Online, Auto-Bill)
Cashback
(Others)
Cashback Capped
per month
Below RM1,0000.2%0.2%RM2
RM1,000 - RM1,4995%0.2%RM12
RM1,500 - RM2,49910%0.2%RM28
RM2,500 & above15%0.2%RM60
(Online Purchases capped at RM30)

To clarify, Auto-bill payments are recurring bill payments from Insurance, Telco and Utilities while Online purchases are for all online transactions (which will be capped at RM30 every month).

How does the online CashBack capped at RM30 per month works?

Here we have compiled a couple of examples for you:

Example 1: Your total spend is RM2,800 in a month

CategoryYour SpendCashback %Cashback AmountRemarks
PetrolRM10015%RM15
Auto-BillRM5015%RM7.50
OnlineRM1,00015%RM30Online CashBack capped at RM30 per month
OthersRM1,6500.2%RM3.30

Example 2: Your total spend is RM1,800 in a month and for Online Spend only

Your SpendCashback %Cashback AmountRemarks
Online - RM1,80010%RM28Online CashBack capped at RM28 per month for this

How do I earn these CashBack rebates?

All local and international retail purchases charged to your JustOne Platinum MasterCard will be added cumulatively each month. The cashback rates that you'll get on your petrol, online purchases and auto-bill payments will then be credited to your account based on the total monthly spend amount. 

If you sign up family members for a supplementary card, any retail purchases made to a supplementary card will also count towards your monthly spend and higher cashback tiers.

Retail purchases exclude: cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, disputed transactions, balance transfers, government-related payments and charity donations.

Exclusive Discounts

Enjoy shopping and dining discounts at outlets across Asia with your Standard Chartered credit card. Good Life promotional discounts await all Standard Chartered cardholders, including special online deals at GemFive, Zalora, Golden Screen Cinemas, and many more. 

Annual Fee Waiver

The annual fee for the Standard Chartered JustOne Platinum MasterCard is RM250. However if you are a new Standard Chartered customer, you will be exempted from paying the annual fee for the first year. No annual fee charged on supplementary cardholders.