Standard Chartered JustOne Platinum MasterCard

Shop online, swipe on petrol and setup auto-billing to enjoy great rebates up to 15% each month with the cashback card that's designed for the savvy user.

Standard Chartered JustOne Platinum MasterCard15% Petrol Cashback
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 15%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 4.99% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Gain cashback up to 15% every month on petrol transactions, online shopping and utility payments via auto-billing. Spending outside of these categories earn you 0.2% cashback.

Cashback categoryCashback rateMonthly capSpend
Petrol, Online Purchases and Auto-Bill Payments0.2%RM2up to RM999 monthly
Other Retail Spend0.2%RM2up to RM999 monthly
Petrol, Online Purchases and Auto-Bill Payments5%RM12from RM1,000 up to RM1,499 monthly
Other Retail Spend0.2%RM12from RM1,000 up to RM1,499 monthly
Petrol, Online Purchases and Auto-Bill Payments10%RM28from RM1,500 up to RM2,499 monthly
Other Retail Spend0.2%RM28from RM1,500 up to RM2,499 monthly
Petrol and Auto-Bill Payments15%RM60from RM2,500 and above monthly
Online Purchases15%RM30from RM2,500 and above monthly
Other Retail Spend0.2%RM60from RM2,500 and above monthly

Petrol

Stop the drain on your fuel tank and wallet every month. Grab up to 15% cash rebates when you swipe at any petrol station.

Balance Transfer

Take control of your credit debt instead of accumulating more with minimum monthly repayments. Enjoy lower interest rates of 5.99% interest p.a. and repayment periods up to 36 months with Balance Transfer PLUS.

Pay OverWith Interest Rate AtWhen You Transfer
12 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Standard Chartered FlexiPay lets you spread out your repayment over 12-month tenure with low interest rates, for successful applications made via Online Banking only.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
12 months4.99% p.a. and no one-time upfront handling feeRM500
12 months7.88% p.a. and no one-time upfront handling feeRM500
12 months9.88% p.a. and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM250 primary card

    First year free for new customers only

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
PayPass

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balance to a new Standard Chartered credit card with low interest rates. Stretch your repayments for as long as you can!

Review

Swipe on the monthly essentials with your Standard Chartered JustOne Platinum MasterCard and get great cashback up to 15% on petrol, online purchases and bills that are setup for auto-billing!

You'll also earn 0.2% cashback on all other transactions, giving you extra savings all year round.

Highlights of Standard Chartered JustOne Platinum MasterCard


Standard Chartered JustOne Platinum MasterCard
Highest cashback rate 15% cashback with a total monthly spend of RM2,500 and above
Highest cashback amount RM60 per month
Max spend to earn highest cashback amount RM400 per month
Eligible spend to earn highest cashback rate Auto bill payment and all retail purchases
Eligible Cardholder(s) Principal and Supplementary

 

 Up to 15% Cashback

Maximise your cashback each month when you charge your monthly purchases to your JustOne Platinum MasterCard based on the unique cashback tiers.

You'll get higher rebate rates on petrol, online purchases and auto-bill payments according to the minimum spend amount requirements below:

 

Standard Chartered JustOne Platinum MasterCard Cashback
Category Cashback Condition
Petrol, Online, Auto-Bill 0.2%
  • Below RM1,000 monthly spend
  • RM2 monthly cap
  5%
  • RM1,000 - RM1,499 monthly spend
  • RM12 monthly cap
  10%
  • RM1,500 - RM2,499 monthly cap
  • RM28 monthly cap
  15%
  • RM2,500 and above monthly spend
  • RM60 monthly cap
Others 0.2% Same conditions with Petrol, Online and Auto-Bill except for:

RM2,500 and above monthly spend will be capped at RM30

To clarify, Auto-bill payments are recurring bill payments from Insurance, Telco and Utilities while Online purchases are for all online transactions (which will be capped at RM30 every month)

Standard Chartered JustOne Platinum MasterCard Privileges

 

Standard Chartered JustOne Platinum MasterCard Privileges


Movie
GSC Cinemas
  • RM10 per movie ticket, except Wednesday
  • Valid for showtimes after 1pm
  • Purchased via GSC website or mobile app
  • Limited to 2 tickets per card transaction per day
  • Limited to 147 tickets per day, first come first serve
  • Invalid for advanced ticket purchases

TGV Cinemas

  • RM12 per movie ticket (Weekday)
  • RM10 per movie ticket (Weekend)
  • Valid with purchases via Masterpass on TGV Cinemas mobile app



Hospital
  • Special discount on health screening packages at UKM Specialist Centre Spine & Arthroplasty Surgery and Cardiac Vascular Sentral Kuala Lumpur
  • Special discount on Hajj health screening packages at Poliklinik UKM Kesihatan


Cafe & Dining
Special discount & promotion

  • Tedboy Bakery/Tedboy Express
  • The Barn
  • Makan Kitchen at DoubleTree JB
  • RainTree
  • Sanook
  • S’Mores
  • Morganfields
  • Chakri MY
  • Chakri Palace Pavilion KL
  • Hilton Kota Kinabalu (Zest Cafe, Urban Kitchen, Club Bar, Break Out Lounge)
  • Hilton KL (Graze, Iketeru, Oro Cafe)

and many more...



Travel
Special discount & promotion

  • Global Health & Travel
  • Expedia
  • Agoda
  • Wonderfly Asia
  • Sentosa

and many more...



Shopping
Special discount & promotion

  • New Balance
  • aL-ikhsaN Sports
  • Himalaya
  • MPH
  • ATG Watch
  • Birkenstock

and many more...

 

Eligibility and Required Documents

Any individual aged 21-65 years old (principal card) and 18 years old (supplementary card) can apply for Standard Chartered JustOne Platinum MasterCard.

Another eligibility criteria is you must be earning minimum RM3,000 per month.

To complete your Standard Chartered credit card application, remember to prepare the documents below:

 

Required Documents for Standard Chartered JustOne Platinum MasterCard Application
Self-employed Salaried Employee Salaried Expatriate
Photocopy of MyKad (both sides) Photocopy of MyKad (both sides) Passport copy
Photocopy of Business Registration Form Latest EPF statement / 2 months salary slip Latest 2 months salary slip
Latest Form B with tax receipt Choose 1:

3 months bank statement

Latest EA Form

Latest BE Form with tax receipt

Letter of employment
    Working permit with min. validity of 1 year during application
    Proof of home address, i.e. utility bill

 

How do I earn cashback? 

All local and international retail purchases charged to your JustOne Platinum MasterCard will be added cumulatively each month.

The cashback rates that you'll get on your petrol, online purchases and auto-bill payments will then be credited to your account based on the total monthly spend amount.

If you sign up family members for a supplementary card, any retail purchases made to a supplementary card will also count towards your monthly spend and higher cashback tiers.

Retail purchases exclude: cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, disputed transactions, balance transfers, government-related payments and charity donations.

Annual Fee Waiver

The annual fee for the Standard Chartered JustOne Platinum MasterCard is RM250.

However, if you are a new Standard Chartered customer, you will be exempted from paying the annual fee for the first year.

No annual fee charged on supplementary cardholders.