Standard Chartered Platinum MasterCard Basic

A credit card for beginner that waives annual fee for life and gives reward points for every Ringgit spent. To manage your finance right, you need to begin right.

Standard Chartered Platinum MasterCard BasicFor Travel and Dine
Min. Income
Annual Fee
Easy Payment Plan
From 9.88% p.a.
Interest Rate
15% p.a.
20 days


Get 1x 360° Rewards Point for every RM1 spent with Standard Chartered Platinum MasterCard Basic and redeem great prizes every year!

360° Rewards Points
1 point on every RM1all transactions

Easy Payment Plans

Stretch your purchases over 12 months with Standard Chartered FlexiPay, and get low rates. Only if you have a healthy credit balance!

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
6 months9.88% p.a. and no one-time upfront handling feeRM500
9 months9.88% p.a. and no one-time upfront handling feeRM500
12 months9.88% p.a. and no one-time upfront handling feeRM500
18 months9.88% p.a. and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Standard Chartered FlexiPay Plus
Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.


Enjoy 360° Rewards Points with Standard Chartered Platinum MasterCard Basic

You would not want to miss out on the 360° Rewards Points which gives you 1x point for every Ringgit spent with your Standard Chartered Platinum MasterCard Basic credit card. 

The moment you start swiping your credit card you earn reward points, which will expire in 3 years.

Annual Fee Waiver

If you are looking for a basic credit card with zero annual fees for life, then this Standard Chartered credit card is your starter kit to going cashless.

Besides, you also get to enjoy a host of benefits for being part of Standard Chartered such as exclusive promotions and offers, as well as the 360° Rewards Points loyalty program.

Line of Credits

A credit card without an installment plan is like a waffle without ice cream and corn syrup. 

Therefore, this Standard Chartered Platinum credit card is equipped with 2 most important credit lines such as Flexi Pay Plus and Cheque-on-Call Plus, which both offer competitive rates and flexible tenures.

Standard Chartered Platinum MasterCard Basic Mobile Wallet

Discover how you can make your banking transactions easy with Standard Chartered mobile app that lets you manage your finances within your fingertips.

With this app, you can view all your accounts, loan or financing and investment wherever you go. 

Plus, you can also make fund transfer and pay your bills flexibly. And if you need to withdraw some cash, you can locate the nearest branch or ATM from the app itself! 

All you need to do to authorize these transactions is by linking your Standard Chartered Platinum MasterCard Basic credit card as a payment method.