Standard Chartered Platinum MasterCard Basic

A credit card for beginner that waives annual fee for life and gives reward points for every Ringgit spent. To manage your finance right, you need to begin right.

Standard Chartered Platinum MasterCard BasicFor Travel and Dine
Min. Income
RM2,000/month
Annual Fee
Free
Easy Payment Plan
From 7.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Get 1x 360° Rewards Point for every RM1 spent with Standard Chartered Platinum MasterCard Basic and redeem great prizes every year!

360° Rewards Points
EarnSpend
1 point on every RM1all transactions

Easy Payment Plans

Stretch your purchases over 12 months with Standard Chartered FlexiPay, and get low rates. Only if you have a healthy credit balance!

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.

Review

Annual Fee Waiver

If you are looking for a basic credit card with zero annual fee for life, then Standard Chartered Platinum MasterCard Basic is your starter kit to going cashless. 

Besides, you also get to enjoy a host of benefits for being part of Standard Chartered such as exclusive promotions and offers, as well as loyalty program.

360° Rewards Points

Speaking of loyalty program, you would not want to miss out on the 360° Rewards Points which gives you 1x point for every Ringgit spent with your Platinum MasterCard Basic credit card. The moment you start swiping your credit card you earn reward points, which will expire in 3 years.

Line of Credits

A credit card without an instalment plan is like a waffle without ice cream and corn syrup. Therefore, Standard Chartered Platinum MasterCard Basic is equipped with 2 most important credit lines such as Flexi Pay Plus and Cheque-on-Call Plus, which both offer competitive rate and flexible tenures.

Mobile Wallet 

Discover how you can make your banking transactions easy with Standard Chartered mobile app that lets you manage your finances within your fingertips. With this app, you can view all your accounts, loan or financing and investment wherever you go. 

Plus, you can also make fund transfer and pay your bills flexibly. And if you need to withdraw some cash, you can locate the nearest branch or ATM from the app itself! All you need to do to authorize these transactions is by linking your credit card as payment method.