Standard Chartered Platinum MasterCard Basic

Name: Standard Chartered Platinum MasterCard Basic
Brand: Standard Chartered
SKU: 5afe8d28138a1002029084de
Availability: InStock

A credit card for beginner that waives annual fee for life and gives reward points for every Ringgit spent. To manage your finance right, you need to begin right.

For Travel and Dine

Min. Income: RM2,000_/month
Annual Fee: Free
Easy Payment Plan: From 9.88% p.a.
Interest Rate: 15% p.a.
Interest-free: 20 days

Rewards

Get 1x 360° Rewards Point for every RM1 spent with Standard Chartered Platinum MasterCard Basic and redeem great prizes every year!

360° Rewards Points
Earn	Spend
1 point on every RM1	all transactions

Easy Payment Plans

Stretch your purchases over 12 months with Standard Chartered FlexiPay, and get low rates. Only if you have a healthy credit balance!

Standard Chartered FlexiPay Plus
Pay Over	With Interest Rate At	When You Spend
6 months	9.88% p.a. and no one-time upfront handling fee	RM500
9 months	9.88% p.a. and no one-time upfront handling fee	RM500
12 months	9.88% p.a. and no one-time upfront handling fee	RM500
18 months	9.88% p.a. and no one-time upfront handling fee	RM500

Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee

RM0 primary card
Free for life
RM0 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM25 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

MasterCard PayPass

Requirements

Minimum Annual Income

RM24,000

Minimum Age

21 to 65 years old years old primary card
18 years old supplementary card

Who can apply

Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus: Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus: Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.

Review

Enjoy 360° Rewards Points with Standard Chartered Platinum MasterCard Basic

You would not want to miss out on the 360° Rewards Points which gives you 1x point for every Ringgit spent with your Standard Chartered Platinum MasterCard Basic credit card.

The moment you start swiping your credit card you earn reward points, which will expire in 3 years.

Annual Fee Waiver

If you are looking for a basic credit card with zero annual fees for life, then this Standard Chartered credit card is your starter kit to going cashless.
Besides, you also get to enjoy a host of benefits for being part of Standard Chartered such as exclusive promotions and offers, as well as the 360° Rewards Points loyalty program.

Line of Credits

A credit card without an installment plan is like a waffle without ice cream and corn syrup.

Therefore, this Standard Chartered Platinum credit card is equipped with 2 most important credit lines such as Flexi Pay Plus and Cheque-on-Call Plus, which both offer competitive rates and flexible tenures.