Rewards points for everyday spendingEnjoy 360° Rewards Points with Standard Chartered Platinum MasterCard Basic
You would not want to miss out on the 360° Rewards Points which gives you 1x point for every Ringgit spent with your Standard Chartered Platinum MasterCard Basic credit card.
The moment you start swiping your credit card, you'll get to earn reward points, which will expire in 3 years.
Annual Fee Waiver
If you are looking for a basic credit card with ZERO annual fees for life, then this Standard Chartered credit card is your starter kit to going cashless.
Besides, you will also get to enjoy a host of benefits for being part of Standard Chartered such as exclusive promotions and offers, as well as the 360° Rewards Points loyalty program.
What happens if I did not make a repayment on time?
There will be a finance charge incurred on the outstanding credit card balance that are overdue. This finance charge, ranging from minimum 15% p.a. to maximum 18% p.a., is tiered based on the user's repayment behaviour in the last 12 months.
See table below for reference:
| Annual Rate | Condition |
| 15% | Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months. |
| 17% | Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months. |
| 18% | Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months. |
For example, if within 12 months from the card approval date you have missed 3 credit card repayments consecutively, 18% p.a. finance charge will be levied on the credit card outstanding balance.
After which you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will be defaulted to the minimum.
Line of Credits
A credit card without an installment plan is like a waffle without ice cream and corn syrup.
Therefore, this Standard Chartered Platinum credit card is equipped with 2 most important credit lines such as FlexiPay Plus and Cheque-on-Call Plus, which both offer competitive rates and flexible tenures.
Standard Chartered Platinum MasterCard Basic Mobile Wallet
Discover how you can make your banking transactions easy with Standard Chartered mobile app that lets you manage your finances at your fingertips.
With this app, you can view all your accounts, loan or financing and investment wherever you go.
Plus, you can also make fund transfer and pay your bills flexibly. And if you need to withdraw some cash, you can locate the nearest branch or ATM from the app itself!
All you need to do to authorize these transactions is by linking your Standard Chartered Platinum MasterCard Basic credit card as a payment method, and you're good to go.
