Standard Chartered Platinum Visa credit card

Also available as MasterCard

Standard Chartered Platinum Visa

Standard Chartered Platinum Visa lets you travel the world and dine in style with our new array of exclusive privileges and benefits.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM265.00 annual fee
  • Earn up to 3x reward points 

Enjoy up to 3x Reward Points on Dining

Complimentary Lenovo Tablet on your new Standard Chartered Platinum Visa Credit Card. Enjoy the best dining experience where ever you go!

Apply online now for Standard Chartered Platinum Visa

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Because you should be rewarded for giving the bank your business

Earn 3x rewards points for all foreign currency credit card charges.
360° Rewards Points
3 points on every RM1on all foreign currency credit card charges
Rewards points earned never expires
Balance Transfer
Enjoy 5.99%p.a. Balance Transfer PLUS for up to 36 months tenure.
Pay OverWith Interest Rate AtWhen You Transfer
Up to 36 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Standard Chartered Balance Transfer PLUS
Easy Payment Plan (EPP)
Enjoy payment term of 12 months at 7.88%p.a. interest rate per annum with Standard Chartered FlexiPay.
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Standard Chartered FlexiPay
Tee-off at exclusive golf courses worldwide and indulge in special privileges. 24 hour concierge at your disposal.

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM26.50 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
Standard Chartered FlexiPay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Standard Chartered Balance Transfer PLUS
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Standard Chartered Platinum Visa review

What's so good (or not so good) about it?

When you have achieved a certain level of success and demand the finer things in life you'll need a credit card which reflects your status. The Standard Chartered Platinum Visa may be the just the thing for you.

Dining Privileges

Specially tailored to pamper cardholders, Standard Chartered Platinum Visa offers a wealth of exclusive dining privileges. With over 1000 dining deals nationwide, cardholders can savour a wide variety of cuisines or entertainment family and friends in style.

Golfing & Travel Benefits

Standard Chartered Platinum Visa is also designed for the pleasure of avid golfers in mind. Cardholders have access to many world class golf courses worldwide. Besides teeing off at these magnificent greens, they also get to enjoy special privileges at these golf courses.

The Platinum Concierge Service is also included in Standard Chartered Platinum Visa’s benefits package. It allows cardholders to hire a taxi, make restaurant reservations or book a hotel room with just a phone call, providing ultimate convenience on the road.

Easy Payment Scheme

Shopping, dining and golfing around the world will surely open your mind to many new sights and sounds. You might even find certain treasures along the way. It could be a breath-taking piece of modern art or an exquisitely designed jewellery set. These purchases may cost up to tens of thousands of dollars which could be a challenge to pay off all at once.

FlexiPay gives you the option to convert your Standard Chartered Platinum Visa purchase(s) to 12 month instalments at a low interest rate of 7.88% p.a. Simply charge RM500 or more in a single transaction on your Standard Chartered Platinum Visa and apply for FlexiPay via Online Banking today. Transaction to be converted into FlexiPay must be applied within one month from date of transaction.

Balance Transfer

Standard Chartered Platinum Visa credit card can also be a useful financial management tool. It has the Standard Chartered Balance Transfer feature which allows cardholders to consolidate outstanding balances from other credit cards or charge cards into one single credit card.

By transferring outstanding balances from other cards to Standard Chartered Platinum Visa, cardholders can pay off the total amount over 12 months at 5.99%p.a. interest rate per annum. Such a feature helps cardholders to manage their payments easily and creates savings on interest payments.

A Card of Prestige

The minimum annual income requirement for Standard Chartered Platinum Visa is RM24000 per year. To achieve that income level is no mean feat and this credit card reflects this level of success. Standard Chartered Platinum Visa is not just a status symbol but a celebration of your achievements.

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