Standard Chartered Priority Banking Visa Infinite

Standard Chartered Priority Banking Visa Infinite is a premium travel credit card with benefits that reward your total banking relationship.

Standard Chartered Priority Banking Visa InfiniteYour Priority Pass to Premium Travel
Annual Fee
Free*
Cashback
No
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 9.88% p.a.
Interest Rate*
15% p.a.
Interest-free
20 days

Cashback

Enjoy up to RM80 cashback every month on your airport limousine or KLIA Ekspres ride home whenever you return from overseas trip. Until 30 June 2022, get up to 50% cashback with a minimum spend of RM200 when you dine in at selected restaurants, subject to terms and conditions.

Rewards

Earn 5x points on on your overseas spends, while local spends get you 1x point. Plus, 360° Rewards Points on all your existing home loan, deposits and investment balances. Convert your 360° Rewards Points to redeem AirMiles for free flights with AsiaMiles, KrisFlyer, Enrich and AirAsia BIG.

360 Rewards Points
EarnSpend
5 points on every RM1on all overseas retail transaction
1 point on every RM1on all local retail transaction

Travel

Unlimited access to over 1,000 airport lounges globally & 24 hour Worldwide Travel assistance. Complimentary Travel and Medical Insurance coverage worth up to RM50,000 with at least 1 transaction made on your credit card during your overseas trip.

Travel CoverageSum Insured
Travel InsuranceUp to RM50,000
Delayed LuggageUp to RM1,000

Interest Rate

Standard Chartered Cheque-On-Call Plus offers a fixed interest rate of 9.88% p.a. for up to 60 months instalment period.

Premium

Lope to shop online? Get your online purchases covered with up to USD1,000 through Visa E-Commerce Purchase Protection. Indulge in a luxury experience where you can self-book at home or abroad with 24/7 Visa Infinite Concierge Service. Get up to 20% discount on your dining bill with Priority Banking cards. Enjoy 20% cashback on dining with a minimum spend of RM100 (#SCFoodieDeals), valid until 30 June 2022, terms and conditions apply. Get RM10 voucher on selected e-wallets such as FavePay and GrabPay, until 31 March 2022. Terms and conditions apply.

Balance Transfer

Consolidate your credit debt and enjoy 5.99% interest p.a. and up to 36 months tenure with Standard Chartered Balance Transfer Plus.

Pay OverWith Interest Rate AtWhen You Transfer
12 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Standard Chartered FlexiPay Plus offers a fixed payment term of up to 18 months on any retail purchase over RM500 in a single transaction. No penalty fee for early payment.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
6 months9.88% p.a. and no one-time upfront handling feeRM500
9 months9.88% p.a. and no one-time upfront handling feeRM500
12 months9.88% p.a. and no one-time upfront handling feeRM500
18 months9.88% p.a. and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM800 primary card

    First 2 years free

    Waived when you spend RM10,000 each year per card

  • RM400 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balance to a new Standard Chartered credit card with low interest rates. Stretch your repayments for as long as you can!

Review

Exclusively made for Standard Chartered's Priority Banking members, get first-class passes to a whole new level of rewarding travel and lifestyle privileges with the Priority Banking Visa Infinite credit card.

Standard Chartered Priority Banking Visa Infinite, 360° Rewards Points

Your Priority Banking Visa Infinite credit card is truly rewarding as you can earn 360° Reward Points from existing portfolios such as fixed deposits, personal home loans and savings account, capped at 4,000 points each. 

This means that you not only earn from your Standard Chartered Priority Banking Visa Infinite spend but also on your ongoing relationship with Standard Chartered.

When transactions are done in a foreign currency, you are entitled to get 5 times the 360° Reward Points. 

You can exchange it for air miles, vouchers and other amazing golf, travel and lifestyle rewards!

Cash Back on Airport Transfers

Once you return from your trip, you can enjoy up to RM80 cashback on your airport limousine or KLIA Ekspres ride home. 

So, if your usual taxi ride home from the airport is about RM80, your ride is essentially paid for!

Step 1: Swipe 3 times in foreign currency while traveling overseas on your Priority Visa Infinite credit card
Step 2: Pay for your ride home via Airport Limo, Mesra Indah Jaya or KLIA Ekspres
Step 3: Get awarded with Cashback on your ride up to RM80 within 60 days

Standard Chartered Priority Banking Visa Infinite, the Ultimate Travel Mate

Right from the moment you step into the busy airport terminals, you (the principal cardholder) will be presented with a Priority Pass for complimentary access to over 1,000 airport lounges globally via LoungeKey.

Your Priority Banking Visa Infinite credit card comes with a 24/7 worldwide concierge service to assist you with your trip planning, hotel reservations, flight and restaurant reservations, car rental, performance ticket bookings as well as other requests.

You are also covered up to RM50,000 with complimentary travel and medical insurance when you charge your overseas spending on your Standard Chartered Priority Banking Visa Infinite.

What happens if I did not make a repayment on time? 

There will be a finance charge incurred on the outstanding credit card balance that are overdue. This finance charge, ranging from minimum 15% p.a. to maximum 18% p.a., is tiered based on the user's repayment behaviour in the last 12 months.

See table below for reference:

Annual RateCondition
15%Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months.
17%Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months.
18%Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months.

For example, if within 12 months from the card approval date you have missed 3 credit card repayments consecutively, 18% p.a. finance charge will be levied on the credit card outstanding balance.

After which you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will be defaulted to the minimum.

Search Icon

Get the financial support you need

Featurebox

We’ll guide you through your application for this financial product