Standard Chartered Priority Banking Visa Infinite

Standard Chartered Priority Banking Visa Infinite is a premium travel credit card with benefits that reward your total banking relationship.

Standard Chartered Priority Banking Visa Infinite
Min. Income
RM8,000/month
Annual Fee
Free*
Cashback
No
Balance Transfer
From 3.99% p.a.
Easy Payment Plan
From 9.88% p.a.
Interest Rate*
15% p.a.
Interest-free
20 days

Rewards

For every RM1 (equivalent in foreign currency) spent overseas, you'll earn 5x points. On the other hand, spending locally rewards you with 1x point for every RM1 spent. Furthermore, you can even collect points on the balances of your Standard Chartered home loans, deposits and investment products. The accumulated 360° Rewards Points can be redeemed for a selection of gifts or vouchers or better yet, Air Miles for free flights with AsiaMiles, KrisFlyer, Enrich and AirAsia BIG at 7,000 points, equal to 1,000 Air Miles.

360° Rewards Points
EarnSpend
5 points on every RM1on all overseas retail transactions
1 point on every RM1on all local retail transactions

Travel

Unlimited complimentary access with one complimentary guest per visit to over 1,000 airport lounges globally via LoungeKey and 24-hour Worldwide Travel assistance. Principal cardholders can enjoy complimentary Travel and Medical Insurance coverage worth up to RM50,000 with at least one transaction made on their credit card during their overseas trip. Additionally, enjoy up to RM80 cashback on your airport limo ride home from KLIA, including KLIA Ekspres from KLIA and KLIA2, subject to 3 swipes in foreign currencies while travelling abroad with this card.

Travel CoverageSum Insured
Travel InsuranceUp to RM50,000

Premium

Indulge in a luxury experience where you can self-book at home or abroad with 24/7 Visa Infinite Concierge Service. Plus, enjoy exclusive travel privileges with the Visa Luxury Hotel Collection program which is valid until 31 December 2024 only. Visit visaluxuryhotels.com for more details. Additionally, enjoy up to USD200 on possible losses on your online purchases via the eCommerce Purchase Protection Plan. Terms apply to all!

Balance Transfer

Consolidate your credit card debt from other banks and enjoy 3.99% interest and up to 36 months of tenure with Standard Chartered Balance Transfer Plus.

Pay OverWith Interest Rate AtWhen You Transfer
12 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Standard Chartered FlexiPay Plus offers a fixed payment term of up to 60 months on any retail purchase over RM500 in a single transaction. No penalty fee for early payment.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
3 months9.88% p.a.and no one-time upfront handling feeRM500
6 months9.88% p.a.and no one-time upfront handling feeRM500
9 months9.88% p.a.and no one-time upfront handling feeRM500
12 months9.88% p.a.and no one-time upfront handling feeRM500
18 months9.88% p.a.and no one-time upfront handling feeRM500
24 months9.88% p.a.and no one-time upfront handling feeRM500
36 months9.88% p.a.and no one-time upfront handling feeRM500
48 months9.88% p.a.and no one-time upfront handling feeRM500
60 months9.88% p.a.and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM800 primary card

    First 2 years free, and waived when you spend a minimum of RM10,000 per year per card on the subsequent years

  • RM400 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM25 or 5% of withdrawn amount, whichever is higher
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM96,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Exclusively for Standard Chartered Priority Banking members

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
FlexiPay Plus lets you convert your big retail purchases to an instalment plan for up to 60 months at low interest rates via the SC Mobile Banking App!
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balances to a new Standard Chartered credit card with low and fixed interest rates. Stretch your repayments up to 36 months!

Review

Exclusively made for Standard Chartered's Priority Banking members, get first-class passes to a whole new level of rewarding travel and lifestyle privileges with the Priority Banking Visa Infinite credit card.

Standard Chartered Priority Banking Visa Infinite, 360° Rewards Points

Your Priority Banking Visa Infinite credit card is truly rewarding as you can earn 360° Reward Points from existing portfolios such as fixed deposits, personal home loans and savings accounts, capped at 4,000 points each. 

This means that you not only earn from your Standard Chartered Priority Banking Visa Infinite spend but also from your ongoing relationship with Standard Chartered.

When transactions are done in a foreign currency, you are entitled to get 5 times the 360° Reward Points. 

You can exchange it for air miles, vouchers and other amazing golf, travel and lifestyle rewards!

Cash Back on Airport Transfers

Once you return from your trip, you can enjoy up to RM80 cashback on your airport limousine or KLIA Ekspres ride home. 

So, if your usual taxi ride home from the airport is about RM80, your ride is essentially paid for!

  • Step 1: Swipe 3 times in foreign currency while travelling overseas with your Priority Visa Infinite credit card
  • Step 2: Pay for your ride home via Airport Limo or KLIA Ekspres with this card
  • Step 3: Get awarded cashback on your ride up to RM80 within 60 days

Standard Chartered Priority Banking Visa Infinite, The Ultimate Travel Mate

Right from the moment you step into the busy airport terminals, you (the principal cardholder) will be presented with a Priority Pass for complimentary access to over 1,000 airport lounges globally via LoungeKey. You just need to ensure you have a valid boarding pass and mention "LoungeKey" when visiting participating airport lounges. You can check out the list here.

Additionally, please note that a pre-authorization amount of USD 3.25 will be charged to your card and released within 14 days by LoungeKey.

Your Priority Banking Visa Infinite credit card comes with a 24/7 worldwide concierge service to assist you with your trip planning, hotel reservations, flight and restaurant reservations, car rental, performance ticket bookings as well as other requests.

You are also covered up to RM50,000 with complimentary travel and medical insurance when you charge your overseas spending on your Standard Chartered Priority Banking Visa Infinite.

What happens if I do not make a repayment on time? 

There will be a finance charge incurred on the outstanding credit card balance that is overdue. This finance charge, ranging from a minimum of 15% per annum to a maximum of 18% per annum, is tiered based on the user's repayment behaviour in the last 12 months.

See the table below for reference:

Annual Rates Conditions
15% Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months.
17% Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months.
18% Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months.

For example, if within 12 months from the card approval date you have missed 3 credit card repayments consecutively, an 18% per annum finance charge will be levied on the credit card outstanding balance.

After you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will default to the minimum.

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