Standard Chartered Simply Cash Credit Card
Shop for your grocery plus dining, petrol fueling or reload your favourite e-wallets to enjoy up to 15% cashback every month! No annual fee for the first year.
15% cashback for e-wallets and petrol spentProduct summary
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 15%
- Balance Transfer
- From 3.99% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate*
- 15% p.a.
- Interest-free
- 20 days
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Cashback
Simply Cash Credit Card gives up to 15% cashback every month upon spending on selected categories such as Petrol, Groceries plus Dining and E-Wallets. Spending below RM2,500 will have a monthly cap of RM12.50. Meanwhile, for spending RM2,500 and above, you'll have a monthly cap of RM60, which means RM20 for each category (Grocery plus Dining is under one category), subject to the cashback cap in each spend tier.
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| Selected Petrol, E-Wallet, and Grocery plus Dining | 0.5% | RM12.50 | up to RM2,499 monthly |
| Selected Petrol, E-Wallet, and Grocery plus Dining | 15% | RM60 | from RM2,500 or above monthly |
Petrol
Save some bucks when you fuel your car as you get to earn up to 15% cashback every month, subject to a spending amount criteria.
Balance Transfer
Take control of your credit card debt instead of accumulating more with minimum monthly repayments. Enjoy lower interest rates of 5.99% per annum and repayment periods of up to 36 months with Standard Chartered Balance Transfer PLUS.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 18 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Standard Chartered FlexiPay Plus lets you spread out your repayment up to 60 months tenure with low-interest rates. Apply easily via SC Mobile Banking App.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 9 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 48 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 60 months | 0% p.a. and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM250 primary card
First year free
- RM0 supplementary card
- RM250 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM25 or 5% of withdrawn amount, whichever is higher
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- Standard Chartered FlexiPay Plus
- FlexiPay Plus lets you convert your big retail purchases to an instalment plan for up to 60 months at low interest rates via the SC Mobile Banking App!
- Balance Transfer Plans
- Standard Chartered Balance Transfer PLUS
- Transfer your outstanding balances to a new Standard Chartered credit card with low and fixed interest rates. Stretch your repayments up to 36 months!
Review
Credit Card » Standard Chartered
Standard Chartered Simply Cash Credit Card
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 15%
Standard Chartered Journey Credit Card
- Min. Income
- RM7,500/month
- Annual Fee
- Free*
- Cashback
- No
Standard Chartered Smart Credit Card
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 6%
Standard Chartered Visa Platinum
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- No
Standard Chartered Priority Banking Visa Infinite
- Min. Income
- RM -/month
- Annual Fee
- Free*
- Cashback
- No
Standard Chartered Platinum MasterCard Basic
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
