Standard Chartered Simply Cash Credit Card

Shop for your grocery plus dining, petrol fueling or reload your favourite e-wallets to enjoy up to 15% cashback every month! No annual fee for the first year.

Standard Chartered Simply Cash Credit Card15% cashback for e-wallets and petrol spent
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 15%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 9.88% p.a.
Interest Rate*
15% p.a.
Interest-free
20 days

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Cashback

Simply Cash Credit Card gives up to 15% cashback every month upon spending on selected categories such as Petrol, Groceries plus Dining and E-Wallets. Spending below RM2,500 will have a monthly cap of RM12.50. Meanwhile, for spending RM2,500 and above, you'll have a monthly cap of RM60, which means RM20 for each category (Grocery plus Dining is under one category), subject to the cashback cap in each spend tier.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Selected Petrol, E-Wallet, and Grocery plus Dining0.5%RM12.50 up to RM2,499 monthly
Selected Petrol, E-Wallet, and Grocery plus Dining15%RM60from RM2,500 or above monthly

Petrol

Save some bucks when you fuel your car as you get to earn up to 15% cashback every month, subject to a spending amount criteria.

Premium

Simply Cash credit card is available for Apple Pay, Samsung Pay and Google Pay for a seamless transaction! Enjoy flexible credit lines such as Standard Chartered's Easy-Payment-Scheme, Cash-On-Call Plus, Automatic Balance Conversion and others for a better cash flow. On top of that, get covered with up to USD200 when you shop at any e-commerce platform globally, exclusively by Mastercard with terms and conditions applied. Additionally, splurge through exciting offers and privileges via the Live The Good Life program by Standard Chartered.

Balance Transfer

Take control of your credit card debt instead of accumulating more with minimum monthly repayments. Enjoy lower interest rates of 5.99% per annum and repayment periods of up to 36 months with Standard Chartered Balance Transfer PLUS.

Pay OverWith Interest Rate AtWhen You Transfer
12 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Standard Chartered FlexiPay Plus lets you spread out your repayment up to 60 months tenure with low-interest rates. Apply easily via SC Mobile Banking App.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
3 months9.88% p.a.and no one-time upfront handling feeRM500
6 months9.88% p.a.and no one-time upfront handling feeRM500
9 months9.88% p.a.and no one-time upfront handling feeRM500
12 months9.88% p.a.and no one-time upfront handling feeRM500
18 months9.88% p.a.and no one-time upfront handling feeRM500
24 months9.88% p.a.and no one-time upfront handling feeRM500
36 months9.88% p.a.and no one-time upfront handling feeRM500
48 months9.88% p.a.and no one-time upfront handling feeRM500
60 months9.88% p.a.and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM250 primary card

    First year free

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
FlexiPay Plus lets you convert your big retail purchases to an instalment plan for up to 60 months at low interest rates via the SC Mobile Banking App!
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balances to a new Standard Chartered credit card with low and fixed interest rates. Stretch your repayments up to 36 months!

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