Standard Chartered Visa Platinum
Earn 5x rewards points each time you swipe on dining, department store and overseas purchases. Spend a minimum of RM1,500 a month to get an extra 5,000 bonus points, on either your principal or supplementary card!
5x Reward PointsProduct summary
- Min. Income
- RM3,000/month
- Annual Fee
- Free
- Balance Transfer
- From 5.99% p.a.
- Easy Payment Plan
- From 7.88% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREEGoogle Home Miniwhen you apply through RinggitPlus3
Rewards
Spend a minimum of RM1,500 each month to get an extra 5,000 Reward Points on your principal card. Extra 5,000 Reward Points when you spend another RM1,500 a month on your supplementary card.
| Earn | Spend |
|---|---|
| 5 points on every RM1 | dining |
| 5 points on every RM1 | department stores |
| 5 points on every RM1 | overseas retail transactions |
| 1 point on every RM1 | others (such as groceries, petrol, pharmacy) |
Travel
Tee-off at exclusive golf courses worldwide and indulge in special privileges. 24 hour concierge at your disposal.
Balance Transfer
Enjoy 5.99%p.a. Balance Transfer PLUS for up to 36 months tenure.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 18 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy payment term of 12 months at 7.88%p.a. interest rate per annum with Standard Chartered FlexiPay.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 12 months | 7.88% p.a. and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM0 primary card
- RM0 supplementary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon approval and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM25 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- payWave
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 to 65 years old years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- Standard Chartered FlexiPay Plus
- Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
- Cash Advance / Cash Loan
- Standard Chartered Cheque On Call Plus
- Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.
- Balance Transfer Plans
- Standard Chartered Balance Transfer PLUS
- Transfer your outstanding balance to a new Standard Chartered credit card with low interest rates. Stretch your repayments for as long as you can!
Review
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