Standard Chartered Visa Platinum

The perfect reward credit card with 10x rewards points when you shop online and 5x rewards points on dining, department store and overseas purchases.

Standard Chartered Visa PlatinumUp to 10x Rewards
Min. Income
RM3,000/month
Annual Fee
Free*
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 9.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Spend a minimum of RM1,500 each month to get an extra 5,000 Reward Points on your principal card. 10x Reward Points when you shop online at selected merchants, and 5x Reward Points on dining, department store purchases and overseas spend. Other local spend lets you earn 1x Reward Point.

360° Rewards Points
EarnSpend
5 points on every RM1dining
5 points on every RM1department stores
5 points on every RM1overseas retail transactions
1 point on every RM1others (such as groceries, petrol, pharmacy)

Premium

Until 31 December 2020, get up to 10X reward points when you shop online at Lazada, Shopee, Taobao, Zalora, Boost, Grab and Fave.

Balance Transfer

Enjoy 5.99% p.a. with Standard Chartered Balance Transfer PLUS for up to 36 months tenure.

Pay OverWith Interest Rate AtWhen You Transfer
12 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Standard Chartered FlexiPay Plus lets you enjoy a payment term of up to 18 months at 9.88% interest rates per annum with minimum spending of RM500.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
6 months9.88% p.a. and no one-time upfront handling feeRM500
9 months9.88% p.a. and no one-time upfront handling feeRM500
12 months9.88% p.a. and no one-time upfront handling feeRM500
18 months9.88% p.a. and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM120 primary card

    Free for first 2 years, and waived when you spend minimum RM12,000 per year for the subsequent years

    Free for life for supplementary card

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balance to a new Standard Chartered credit card with low interest rates. Stretch your repayments for as long as you can!

Review

Order anything you want on the menu or trot around the globe in style, but don’t forget to take Standard Chartered Visa Platinum with you to reap an array of exclusive benefits and privileges – the sky is the limit!

Standard Chartered Visa Platinum 5x 360° Rewards Points

Standard Chartered proves to you just how lucky you are for banking with them by awarding you with 5x Rewards Point when you swipe your Visa Platinum card on dining, department store and overseas purchases.

In fact, you could be treating yourself with 5,000-worth of bonus points every month just by charging a minimum of RM1,500 on your Standard Chartered Visa Platinum credit card. 

What to do with all these piling rewards points? You can exchange your points to redeem great gifts or even airmiles!

For a limited time until 31 December 2020, earn up to 10x Reward Points for every online purchase made at Lazada, Shopee, Taobao, Zalora, Boost, Grab and Fave, subject to terms and conditions.

Standard Chartered FlexiPay Plus

How do you fancy getting what you want now and paying for it later? Instead of using your hidden-under-pillow savings to make that big purchase, go for your Standard Chartered credit card then convert it into FlexiPay Plus.

With FlexiPay Plus, you can own the special edition iPhone you have been craving for, or pay your foreman for servicing your precious car or even advance your hospital bill payment. 

What’s more, you can enjoy a competitive rate of 9.88% with a minimum spend of RM500 when you apply for FlexiPay Plus!

Standard Chartered Visa Platinum - Balance Transfer

Standard Chartered Visa Platinum credit card can also be a useful financial management tool.

It has the Standard Chartered Balance Transfer feature which allows cardholders to consolidate outstanding balances from other credit cards or charge cards into one single credit card.

By transferring outstanding balances from other cards to Standard Chartered Visa Platinum, cardholders can pay off the total amount for up to 36 months at 5.99% p.a. interest rate.

Such a feature helps cardholders to manage their payments easily and creates savings on interest payments.