Standard Chartered Visa Platinum credit card

Standard Chartered Visa Platinum

Earn 5x rewards points each time you swipe on dining, department store and overseas purchases. Spend a minimum of RM1,500 a month to get an extra 5,000 bonus points, on either your principal or supplementary card!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 5x reward points 

5x Reward Points on Shopping & Dining!

Complimentary iDover Air Fryer with your new Standard Chartered Visa Platinum Credit Card.

Apply online now for Standard Chartered Visa Platinum

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Spend a minimum of RM1,500 each month to get an extra 5,000 Reward Points on your principal card. Extra 5,000 Reward Points when you spend another RM1,500 a month on your supplementary card.
360° Rewards Points
EarnSpent
5 points on every RM1dining
5 points on every RM1department stores
5 points on every RM1overseas retail transactions
Your 360° Rewards Points earned expires in  3 years
Balance Transfer
Enjoy 5.99%p.a. Balance Transfer PLUS for up to 36 months tenure.
Pay OverWith Interest Rate AtWhen You Transfer
Up to 12 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
Up to 18 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
Up to 24 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
Up to 36 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Standard Chartered Balance Transfer PLUS
Easy Payment Plan (EPP)
Enjoy payment term of 12 months at 7.88%p.a. interest rate per annum with Standard Chartered FlexiPay.
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Standard Chartered FlexiPay
Travel
Tee-off at exclusive golf courses worldwide and indulge in special privileges. 24 hour concierge at your disposal.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
  • Free for life for supplementary card
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM26.50 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Standard Chartered FlexiPay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Standard Chartered Balance Transfer PLUS
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Standard Chartered Visa Platinum review

What's so good (or not so good) about it?

Order anything you want on the menu or trot around the globe in style, but don’t forget to take Standard Chartered Visa Platinum with you to reap an array of exclusive benefits and privileges – the sky is the limit!

5x 360 Rewards Points

Standard Chartered proves to you just how lucky you are for banking with them by awarding you with 5x Rewards Point when you swipe your Visa Platinum card on dining, department store and overseas purchases.

In fact, you could be treating yourself with 5,000-worth of bonus points every month just by charging a minimum of RM1,500 on your Standard Chartered credit card. What to do with all these piling rewards points? You can exchange your points to redeem great gifts or even airmiles!

FlexiPay

How do you fancy getting what you want now and paying for it later? Instead of using your hidden-under-pillow savings to make that big purchase, go for your Visa Platinum card then convert it into FlexiPay.

With FlexiPay, you can own the special edition iPhone 7 you have been craving for, or pay your foreman for servicing your precious car, or even advance your hospital bill payment. What’s more, you can enjoy competitive rate of 7.88% when you apply for FlexiPay via Online Banking!

24/7 Global Helpdesk

Something is wrong with your Standard Chartered credit card while you are thousand miles away from home? Don’t fret as you can be sure of 24/7 Visa Platinum Concierge Service that is available round-the-clock to assist you with your credit card emergency.

Balance Transfer

Standard Chartered Visa Platinum credit card can also be a useful financial management tool. It has the Standard Chartered Balance Transfer feature which allows cardholders to consolidate outstanding balances from other credit cards or charge cards into one single credit card.

By transferring outstanding balances from other cards to Standard Chartered Visa Platinum, cardholders can pay off the total amount over 12 months at 5.99% p.a. interest rate Such a feature helps cardholders to manage their payments easily and creates savings on interest payments.

A Card of Prestige

The minimum annual income requirement for Standard Chartered Visa Platinum is RM24,000 per year. To achieve that income level is no mean feat and this credit card reflects this level of success. Standard Chartered Visa Platinum is not just a status symbol but a celebration of your achievements.

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