5X reward points for dining and overseas
Order anything you want on the menu or trot around the globe in style, but don’t forget to take Standard Chartered Visa Platinum with you to reap an array of exclusive benefits and privileges – the sky is the limit!
Up to 5x 360° Reward Points with Standard Chartered Visa Platinum
Standard Chartered proves to you just how lucky you are for banking with them by awarding you with 5x Reward Points when you swipe your Visa Platinum card for dining spending, department store purchases and overseas spending.
In fact, you could be treating yourself with 5,000-worth of Bonus Reward Points every month just by charging a minimum of RM1,500 on your Standard Chartered Visa Platinum credit card.
What to do with all these piling rewards points? You can exchange your points to redeem great gifts or even air miles!
Standard Chartered FlexiPay Plus
How do you fancy getting what you want now and paying for it later? Instead of using your hidden-under-pillow savings to make that big purchase, go for your Standard Chartered credit card then convert it into FlexiPay Plus.
With FlexiPay Plus, you can own the special edition iPhone you have been craving, pay your foreman for servicing your precious car or even advance your hospital bill payment.
What’s more, you can enjoy a competitive rate of 9.88% with a minimum spend of RM500 when you apply for FlexiPay Plus!
Standard Chartered Visa Platinum Balance Transfer
The Standard Chartered Visa Platinum credit card can also be a useful financial management tool.
It has the Standard Chartered Balance Transfer feature which allows cardholders to consolidate outstanding balances from other credit cards or charge cards into one single credit card.
By transferring outstanding balances from other cards to Standard Chartered Visa Platinum, cardholders can pay off the total amount for up to 36 months at a 5.99% per annum interest rate.
Such a feature helps cardholders manage their payments easily and creates savings on interest payments.
What happens if I do not make a repayment on time?
There will be a finance charge incurred on the outstanding credit card balance that is overdue. This finance charge, ranging from a minimum of 15% per annum to a maximum of 18% per annum, is tiered based on the user's repayment behaviour in the last 12 months.
See the table below for reference:
| Annual Rates | Conditions |
| 15% per annum | Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months. |
| 17% per annum | Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months. |
| 18% per annum | Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months. |
For example, if within 12 months from the card approval date you have missed three (3) credit card repayments consecutively, an 18% per annum finance charge will be levied on the credit card outstanding balance.
After you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will default to the minimum.
What are the required documents to make an application?
If you are a salaried employee, please prepare the following documents.
Private sector:
- Copy of your IC (both sides); and
- Latest 3 months salary slip (3 months bank statement if required); or
- Latest 6 months EPF statement; or
- EA or BE Form with LHDN Acknowledgement Receipt
Public sector:
- Copy of your IC (both sides); and
- Latest 3 months salary slip and 3 months bank statement; or
- Latest 6 months EPF statement; or
- EA or BE Form with LHDN Acknowledgement Receipt
If you are a commission earner, please prepare the following documents.
Private sector:
- Copy of your IC (both sides); and
- Latest 6 months salary slips/commission statement; or
- Latest 6 months EPF statement; or
- EA or BE Form with LHDN Acknowledgement Receipt
If you are self-employed, please prepare the following documents.
- Copy of your IC (both sides); and
- SSM for Sole Proprietor/ Partnership / Private Limited Co. > 2 years; and
- B or BE Form with LHDN Acknowledgement Receipt
