5X reward points for dining and overseas
Order anything you want on the menu or trot around the globe in style, but don’t forget to take Standard Chartered Visa Platinum with you to reap an array of exclusive benefits and privileges – the sky is the limit!
Get Cashback for 5 E-Wallets
Rejoice all Standard Chartered credit cardholders as you get to collect multiple cashbacks when you reload and make purchases with selected E-Wallets. These include GrabPay, Fave, Lazada Wallet, Boost, and Touch ‘n Go eWallet. Head over to our blog post to find out more! Terms and conditions apply.
| E-wallets / Apps | Cashback Deals | Requirements | Eligible Credit Cards | Expiry |
| GrabPay | RM10 Grab Merchant Voucher | Reload min. RM200 | - Priority Banking Visa Infinite - WorldMiles World Mastercard - JustOne Platinum - Visa Platinum - Smart Credit Card - Liverpool FC Cashback | 31 Dec 2021 |
| FavePay & Fave Deals | FavePay 20% cashback (RM5 cap) Fave Deals 25% cashback (RM5 cap) FavePay & Fave Deals 50% cashback (RM5 cap) | FavePay - spend min. RM10, promo code (FAVESCB1) Fave Deals - enter promo code (FAVESCB2) when checking out FavePay & Fave Deals - new customers only, spend min. RM10, promo code (FAVESCBNEW) | All Standard Chartered credit cards | 31 Dec 2021 |
Up to 10x 360° Rewards Points with Standard Chartered Visa Platinum
Standard Chartered proves to you just how lucky you are for banking with them by awarding you with 10x Rewards Points when you swipe your Visa Platinum card for grocery spends at selected merchants such as Jaya Grocer, Village Grocer, Ben's Independent Grocer (B.I.G.), Tesco and AEON Supermarket.
Not only that, you may also get 5x Rewards Points when you spend on dining, department stores and overseas purchases.
In fact, you could be treating yourself with 5,000-worth of Bonus Points every month just by charging a minimum of RM1,500 on your Standard Chartered Visa Platinum credit card.
What to do with all these piling rewards points? You can exchange your points to redeem great gifts or even air miles!
Standard Chartered FlexiPay Plus
How do you fancy getting what you want now and paying for it later? Instead of using your hidden-under-pillow savings to make that big purchase, go for your Standard Chartered credit card then convert it into FlexiPay Plus.
With FlexiPay Plus, you can own the special edition iPhone you have been craving for, or pay your foreman for servicing your precious car or even advance your hospital bill payment.
What’s more, you can enjoy a competitive rate of 9.88% with a minimum spend of RM500 when you apply for FlexiPay Plus!
Standard Chartered Visa Platinum - Balance Transfer
Standard Chartered Visa Platinum credit card can also be a useful financial management tool.
It has the Standard Chartered Balance Transfer feature which allows cardholders to consolidate outstanding balances from other credit cards or charge cards into one single credit card.
By transferring outstanding balances from other cards to Standard Chartered Visa Platinum, cardholders can pay off the total amount for up to 36 months at 5.99% p.a. interest rate.
Such a feature helps cardholders to manage their payments easily and creates savings on interest payments.
What happens if I did not make a repayment on time?
There will be a finance charge incurred on the outstanding credit card balance that are overdue. This finance charge, ranging from minimum 15% p.a. to maximum 18% p.a., is tiered based on the user's repayment behaviour in the last 12 months.
See table below for reference:
| Annual Rate | Condition |
| 15% | Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months. |
| 17% | Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months. |
| 18% | Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months. |
For example, if within 12 months from the card approval date you have missed 3 credit card repayments consecutively, 18% p.a. finance charge will be levied on the credit card outstanding balance.
After which you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will be defaulted to the minimum.
