Standard Chartered Visa Platinum

Earn 5x rewards points each time you swipe on dining, department store and overseas purchases. Spend a minimum of RM1,500 a month to get an extra 5,000 bonus points, on either your principal or supplementary card!

Standard Chartered Visa Platinum5x Reward Points
Min. Income
RM3,000/month
Annual Fee
Free
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 7.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Spend a minimum of RM1,500 each month to get an extra 5,000 Reward Points on your principal card. Extra 5,000 Reward Points when you spend another RM1,500 a month on your supplementary card.

360° Rewards Points
EarnSpend
5 points on every RM1dining
5 points on every RM1department stores
5 points on every RM1overseas retail transactions
1 point on every RM1others (such as groceries, petrol, pharmacy)

Travel

Tee-off at exclusive golf courses worldwide and indulge in special privileges. 24 hour concierge at your disposal.

Balance Transfer

Enjoy 5.99%p.a. Balance Transfer PLUS for up to 36 months tenure.

Pay OverWith Interest Rate AtWhen You Transfer
12 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Enjoy payment term of 12 months at 7.88%p.a. interest rate per annum with Standard Chartered FlexiPay.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM0 primary card
  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balance to a new Standard Chartered credit card with low interest rates. Stretch your repayments for as long as you can!

Review

Order anything you want on the menu or trot around the globe in style, but don’t forget to take Standard Chartered Visa Platinum with you to reap an array of exclusive benefits and privileges – the sky is the limit!

5x 360 Rewards Points

Standard Chartered proves to you just how lucky you are for banking with them by awarding you with 5x Rewards Point when you swipe your Visa Platinum card on dining, department store and overseas purchases.

In fact, you could be treating yourself with 5,000-worth of bonus points every month just by charging a minimum of RM1,500 on your Standard Chartered credit card. What to do with all these piling rewards points? You can exchange your points to redeem great gifts or even airmiles!

FlexiPay

How do you fancy getting what you want now and paying for it later? Instead of using your hidden-under-pillow savings to make that big purchase, go for your Visa Platinum card then convert it into FlexiPay.

With FlexiPay, you can own the special edition iPhone 7 you have been craving for, or pay your foreman for servicing your precious car, or even advance your hospital bill payment. What’s more, you can enjoy competitive rate of 7.88% when you apply for FlexiPay via Online Banking!

24/7 Global Helpdesk

Something is wrong with your Standard Chartered credit card while you are thousand miles away from home? Don’t fret as you can be sure of 24/7 Visa Platinum Concierge Service that is available round-the-clock to assist you with your credit card emergency.

Balance Transfer

Standard Chartered Visa Platinum credit card can also be a useful financial management tool. It has the Standard Chartered Balance Transfer feature which allows cardholders to consolidate outstanding balances from other credit cards or charge cards into one single credit card.

By transferring outstanding balances from other cards to Standard Chartered Visa Platinum, cardholders can pay off the total amount over 12 months at 5.99% p.a. interest rate Such a feature helps cardholders to manage their payments easily and creates savings on interest payments.

A Card of Prestige

The minimum annual income requirement for Standard Chartered Visa Platinum is RM36,000 per year. To achieve that income level is no mean feat and this credit card reflects this level of success. Standard Chartered Visa Platinum is not just a status symbol but a celebration of your achievements.