Standard Chartered WorldMiles World MasterCard credit card

Standard Chartered WorldMiles World MasterCard

Enjoy great travel privileges and a faster way to earn AirMiles, unlimited Plaza Premium Lounge access, complimentary airport ride transfer, personal concierge and more with the WorldMiles World MasterCard.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM600.00 annual fee
  • Earn up to 3x WorldMiles Point 

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Apply online now for Standard Chartered WorldMiles World MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get the fastest reward redemption for air tickets at the very lowest cost. Use your WorldMiles Points to redeem Malaysia Airlines Enrich Miles, AirAsia BIG Points, Singapore Airlines KrisFlyer Miles and Cathay Pacific Asia Miles for cheaper flights!
WorldMiles Points
EarnSpent
1 point on every RM3on local expenses
3 points on every RM2on overseas expenses
Your WorldMiles Points earned expires in  3 years
Balance Transfer
Take control of your credit debt with a balance transfer to your Standard Chartered Worldmiles MasterCard. Successful applicants get to enjoy 5.99% interest p.a. and repayment tenure of up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
Up to 12 months5.99% p.a. and no admin feefrom RM1000 
Up to 18 months5.99% p.a. and no admin feefrom RM1000 
Up to 24 months5.99% p.a. and no admin feefrom RM1000 
Up to 36 months5.99% p.a. and no admin feefrom RM1000 
Learn more about Standard Chartered Balance Transfer PLUS
Easy Payment Plan (EPP)
Standard Chartered FlexiPay offers fixed payment term of 12 months at 7.88%p.a. on your purchases, with no penalty fee for early payment. Get the most out of your money with good budgeting!
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no admin feefrom RM500 
Learn more about Standard Chartered FlexiPay
Travel
Enjoy unlimited free access to Plaza Premium Lounge in KLIA and klia2 for principal card members. Also, you can save up to RM80 on your Airport Limousine or KLIA Ekspres (ERL) ride home.
Premium
Get excellent travel perks with Standard Chartered Worldmiles MasterCard! Over 1000 Good Life dining deals nationwide - enjoy great discounts on shopping and dining!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM600.00
  • First year free
  • Waived when you spend of RM60,000 p.a.
Annual Fee for Supplementary Card
RM0
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
PayPass

Requirements

Are you eligible for this credit card?

Minimum annual income
RM90000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Standard Chartered FlexiPay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Standard Chartered Balance Transfer PLUS
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Standard Chartered WorldMiles World MasterCard review

What's so good (or not so good) about it?

Standard Chartered Bank brings good news to frequent flyers with its travel credit card – Standard Chartered WorldMiles World MasterCard. Transform the way you travel with the card that lets you earn airmiles faster than ever while offering you comfort between trips, along with exclusive travel packages and merchant offers across the region.

Airmiles that are easy to earn

Once you have the card, you can earn 1 WorldMiles Point with every RM3 in local retail spending or 3 WorldMiles Points with every RM2 in overseas spending charged to Standard Chartered WorldMiles World MasterCard. However, petrol transactions are excluded.

Here are the key terms and conditions for the WorldMiles Points:

  • Points earned can be redeemed for air miles from Malaysia Airlines Enrich, Singapore Airlines Krisflyer, Airasia BIG and Cathay Pacific Asia Miles.
  • Two WorldMiles Points can be used to redeem one air mile.
  • Redemption of air miles can only be made in multiples of 1,000 points.
  • WorldMiles Points are valid for 36 months from the month it is credited into your account.

Special Privileges

In addition to WorldMiles Points, the Standard Chartered WorldMiles World MasterCard also features special privileges to cater to the needs of frequent travellers. As a principal card holder, you can enjoy unlimited complimentary access to Plaza Premium Lounge in KLIA and klia2 worth RM168 per entry. The accompanying guests can enjoy 20% discount on the published rates of Plaza Premium Lounges. 

What's more - your ride home from KLIA and klia2 could be free! Standard Chartered WorldMiles World MasterCard offers up to RM80 cashback on your Airport Limousine or KLIA Ekspres (ERL) ride as long as you spend minimum 3 retail transactions overseas in foreign currency in the past 30 days, excluding online purchases. The cashback is only applicable for the first ride of each month. 

The card is also linked to the bank’s The Good Life™ programme where card members get discounts or extras when dining or shopping at participating merchants.

But what will it cost?

The Standard Chartered WorldMiles World MasterCard has an annual fee of RM600. The annual fee is referred to as the Miles Membership Fee and at the time of writing. All supplementary cards are free. 

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