Standard Chartered WorldMiles World MasterCard

Enjoy great travel privileges and a faster way to earn AirMiles, unlimited Plaza Premium Lounge access, free airport ride transfer and many more.

Standard Chartered WorldMiles World MasterCardGreat Travel Privileges
Min. Income
RM7,500/month
Annual Fee
Free*
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 9.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Lazada e-Voucher
worth RM200
when you apply through RinggitPlus3

Lazada e-Voucher

Rewards

Get the fastest reward redemption for air tickets at the very lowest cost. Use your WorldMiles Points to redeem Malaysia Airlines Enrich Miles, AirAsia BIG Points, Singapore Airlines KrisFlyer Miles and Cathay Pacific Asia Miles for cheaper flights!

WorldMiles Points
EarnSpend
1 point on every RM3on local expenses
3 points on every RM2on overseas expenses

Travel

Enjoy unlimited free access to Plaza Premium Lounge in KLIA and klia2 for principal card members. Also, you can save up to RM80 on your Airport Limousine or KLIA Ekspres (ERL) ride home.

Premium

Get excellent travel perks with Standard Chartered Worldmiles MasterCard! Over 700 Good Life dining deals nationwide - enjoy great discounts on shopping and dining!

Balance Transfer

Take control of your credit debt with a balance transfer to your Standard Chartered Worldmiles MasterCard. Successful applicants get to enjoy 5.99% interest p.a. and repayment tenure of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Standard Chartered Balance Transfer PLUS

Easy Payment Plans

Standard Chartered FlexiPay Plus offers a fixed payment term of up to 18 months at 9.88% rates, with a minimum purchase of RM500.

Standard Chartered FlexiPay Plus
Pay OverWith Interest Rate AtWhen You Spend
6 months9.88% p.a. and no one-time upfront handling feeRM500
9 months9.88% p.a. and no one-time upfront handling feeRM500
12 months9.88% p.a. and no one-time upfront handling feeRM500
18 months9.88% p.a. and no one-time upfront handling feeRM500
Learn more about Standard Chartered FlexiPay Plus

Fees & Charges

Annual Fee
  • RM600 primary card

    First year free for new customers only

    Waived when you spend of RM60,000 p.a.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
PayPass

Requirements

Minimum Annual Income
RM90,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Standard Chartered FlexiPay Plus
Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Enjoy affordable interest rates and repayment terms of up to 60 months. Hassle free-application with no supporting documents required.
Balance Transfer Plans
Standard Chartered Balance Transfer PLUS
Transfer your outstanding balance to a new Standard Chartered credit card with low interest rates. Stretch your repayments for as long as you can!

Review

Standard Chartered Bank brings good news to frequent flyers with its travel credit card – Standard Chartered WorldMiles World MasterCard. 

Transform the way you travel with the card that lets you earn air miles faster than ever while offering you comfort between trips, along with exclusive travel packages and merchant offers across the region.

Standard Chartered WorldMiles World MasterCard - Airmiles that are easy to earn

Once you have the card, you can earn 1 WorldMiles Point with every RM3 in local retail spending or 3 WorldMiles Points with every RM2 in overseas spending charged to Standard Chartered WorldMiles World MasterCard. 

However, petrol transactions are excluded.

Here are the key terms and conditions for the WorldMiles Points:

  • Points earned can be redeemed for air miles from Malaysia Airlines Enrich, Singapore Airlines Krisflyer, AirAsia BIG and Cathay Pacific Asia Miles.
  • Two WorldMiles Points can be used to redeem one air mile.
  • Redemption of air miles can only be made in multiples of 1,000 points.
  • WorldMiles Points are valid for 36 months from the month it is credited into your account.

Special Privileges

In addition to WorldMiles Points, the Standard Chartered WorldMiles World MasterCard also features special privileges to cater to the needs of frequent travellers.

As a principal cardholder, you can enjoy unlimited complimentary access to Plaza Premium Lounge in KLIA and klia2 worth RM168 per entry. 

The accompanying guests can enjoy a 20% discount on the published rates of Plaza Premium Lounges. 

What's more - your ride home from KLIA and klia2 could be free! 

This Standard Chartered credit card offers up to RM80 cashback on your Airport Limousine or KLIA Ekspres (ERL) ride as long as you, as the principal cardholder, spend a minimum of 3 retail transactions overseas in foreign currency in the past 30 days, excluding online purchases. 

The cashback is only applicable for the first ride of each month. 

The card is also linked to the bank’s The Good Life™ programme where cardmembers get discounts or extras when dining or shopping at participating merchants.

Standard Chartered WorldMiles World MasterCard Annual Fee

The Standard Chartered WorldMiles World MasterCard has an annual fee of RM600 - free for the first year for new customers. 

The annual fee is referred to as the Miles Membership Fee and at the time of writing. All supplementary cards are free. 

Credit Card » Standard Chartered

Apply Now

We will help you every step of the way!

We respect your privacy and are committed to handling your personal information safely and responsibly.