The Store Pacific Hong Leong Gold MasterCard

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cashback on all other retail transactions.

The Store Pacific Hong Leong Gold MasterCard6% Cashback
Min. Income
Annual Fee
up to 6%
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Earn up to 6% cashback at The Store and Pacific, capped at RM30 per month. 0.5% uncapped cashback on any other retail purchases.

Cashback categoryCashback rateMonthly capSpend
The Store and Pacific3%RM45from RM1 up to RM1,500 monthly
The Store and Pacific6%RM30from RM1,501 and above monthly
Other Retail0.5%uncappedfrom RM1 and above in a single receipt


Travel with peace of mind with the Hong Leong Travel Protection Plan. Just charge your holiday tickets to your credit card and enjoy complimentary coverage.

Travel CoverageSum Insured
Travel InsuranceUp to RM750,000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM1,500
Delayed LuggageUp to RM600

Balance Transfer

Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.

Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Bank EPP offers payment terms from 6 to 36 months at 0% interest on retail purchases from approved merchants. For all other purchases, you can opt to Hong Leong Flexi Payment Plan for installment period of up to 36 months at 8.99% p.a.. No penalty fee for early payment.

Fees & Charges

Annual Fee
  • RM150 primary card

    Waived when Minimum 1 swipe within 45 days from card issuance date

    Waived when 12 swipes per year

  • RM75 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Minimum Annual Income
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Hong Leong Call-For-Cash Installment Programme has no daily interest, just a one time interest charge from as low as 3.18%.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!


The Store Pacific Hong Leong Gold MasterCard - More Cashback!

The Store Pacific Hong Leong Gold MasterCard makes shopping even more rewarding with bigger cashback rates.

Swipe this Hong Leong credit card at The Store Pacific and you’ll get 3% cashback when you’ve spent RM1500 and below; spend above RM1500 and your cashback rates are 6%!

The caps of RM45 for 3% cashback and RM30 for 6% cashback mean that as long as you’ve spent RM2000 in a single month, you’ll be entitled for the maximum monthly cashback of RM75 for shopping at The Store Pacific.

There’s no cashback cap for shopping at other retail outlets, but the cashback rates are much lower at 0.5%.

Exclusive Hong Leong Services

Owning a Hong Leong credit card comes with extra perks including special rates on your balance transfer and flexi pay, complimentary travel insurance protection and more:

Balance Transfer

Hong Leong Balance Transfer offers low rates of 6.99% interest p.a. whenever you transfer your outstanding credit balance from another bank to your Hong Leong credit card. 

You’ll get more breathing space to repay these balances in monthly installments between 6 and 12 months. What’s more, there is no upfront handling fee!

Easy Payment Plans

If your eyes are set on a purchase that you can’t afford, you can still get it with the Easy Payment Plan, a flexi pay service by Hong Leong.

You’ll be given the option of repaying your purchase in monthly installments between 6 – 36 months. What’s more, you pay 0% interest! Only for participating merchants.

Travel Protection Plan

And yes. You can travel at peace of mind when with Hong Leong’s Travel Protection Plan whenever you fly. 

Just charge your tickets to your Hong Leong credit card and enjoy this complimentary travel coverage, exclusive for Hong Leong customers.

Special Discounts with The Store Pacific Hong Leong Gold MasterCard

It’s not just cashback rewards. As a cardholder of The Store Pacific Hong Leong Gold MasterCard, you’re entitled to special member prices on select items.

And if The Store & Pacific has any special credit card sales, you’ll be the first one invited! 

This means more discounts, promotions and benefits during these in-house events.