The Store Pacific Hong Leong Platinum MasterCard

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cash back on all other retail transactions.

The Store Pacific Hong Leong Platinum MasterCard6% Cashback
Min. Income
RM5,000/month
Annual Fee
Free*
Cashback
up to 6%
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Earn up to 6% cashback at The Store and Pacific, capped at RM30 per month. 0.5% uncapped cashback on any other retail purchases.

Cashback categoryCashback rateMonthly capSpend
The Store and Pacific3%RM45from RM1 up to RM1,500 monthly
The Store and Pacific6%RM30from RM1,501 and above monthly
Other Retail0.5%uncappedfrom RM1 and above in a single receipt

Travel

Travel with peace of mind with the Hong Leong Travel Protection Plan. Just charge your holiday tickets to your credit card and enjoy complimentary coverage.

Travel CoverageSum Insured
Personal AccidentUp to RM300,000
Travel InsuranceUp to RM1,700,000
Delayed FlightUp to RM1,200
Missed FlightUp to RM1,200
Lost LuggageUp to RM2,500
Delayed LuggageUp to RM1,200

Balance Transfer

Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.

Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. For all other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a.. No penalty fee for early payment.

Fees & Charges

Annual Fee
  • RM300 primary card

    Waived when Minimum 1 swipe within 45 days from card issuance date

    Waived when 12 swipes per year

  • RM150 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Cash Advance / Cash Loan
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!

Review

What’s better than 6% cash back rates, member prices and discounts? We can’t think of anything, that’s why The Store Pacific Hong Leong Platinum MasterCard is our recommended credit card for even more savings for the frequent The Store Pacific shopper!

More Cashback Savings!

Cashback tiers can get complicated, so let’s break down nice and simple for you. Whenever you shop at The Store and Pacific this credit card gives you 3% cash back when your total spending in a single month is RM1500 and below. So spend exactly RM1500 and you’ll get the RM45 cash back.

For all following spending above RM1500, you’ll get 6% cash back. In other words, charge another RM500 to your credit card and you’ll max out the remaining RM30 cashback on your monthly cap.

That’s simple math – spend RM2000 in a month and get RM75 total cashback for all shopping at The Store and Pacific! For all other purchases at other retail outlets you’ll get a flat rate 0.5% cashback with no monthly cap.

More For Members!

Enjoy exclusive member discounts on select items with The Store Pacific Hong Leong Platinum MasterCard, and that not’s all! You’ll also be entitled to even more discounts and special promotions during festive events at The Store and Pacific!

What’s more, the RM300 annual fee for this Hong Leong Platinum card will be waived in your first year if you swipe once within 45 days of approval. For all subsequent years, just swipe 12 times each year to enjoy this waiver – that’s like a lifetime waiver!

Hong Leong Bank Services

If you’re on the lookout for a balance transfer, Hong Leong bank offers 6.99% balance transfer rates for 6 and 12 month tenures. All it takes is a phone call or walk-in to any Hong Leong Bank branch near you to consolidate your debt from multiple credit cards with a minimum transfer of RM1000.

For a little flexibility on purchases at select merchants which you can’t afford to pay for upfront, you can always opt to get it through Hong Leong’s Extended Payment Plan. Choose to repay your monthly instalments between 3 and 36 months at 0% interest and no upfront handling fees!