UOB Lady's MasterCard

An exclusive lady's credit card that gives 10% fashion cashback every weekend. Plus, 0% instalment on luxury items for 6 or 12 months.

UOB Lady's MasterCard10% Fashion Cashback
Min. Income
RM2,000/month
Annual Fee
RM68
Cashback
up to 10%
Balance Transfer
From 3.3% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Get 10% cashback when you swipe a minimum of RM300 on Fashion items every weekend, capped at RM30 per month. Not valid for online purchases.

Cashback categoryCashback rateMonthly capSpend
Fashion Ten10%RM30from RM300 and above monthly on weekends only

Premium

Activate and spend on your Lady's MasterCard within 60 days of approval to get a Zalora promo code worth RM25!

Balance Transfer

Are you still paying the maximum 18% p.a. on your credit card bills each month? Transfer your debt now to a low interest card with UOB Balance Transfer at low interest rates for up to 18 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert your luxury purchases to LuxePay to enjoy 0% instalment between 6 or 12 months - just make a minimum transaction of RM2,000 or more. Or, pay one-time interest as low as 2.99% for other purchases via UOB Easi-Payment Plan

UOB Lady’s LuxePay Easi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM2,000
12 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about UOB Lady’s LuxePay Easi Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM68 primary card
  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Women Only

Features

Easy Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Convert your retail purchases of watches, jewelleries, shoes, or bag worth RM2,000 into UOB Easi Pay Instalments at 0% interest.
UOB Instalment Payment Plan
UOB InStore is an online store where shopping can be charged to your credit card at 0% interest. Choose the monthly installment plan that suits your budget
Balance Transfer Plans
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!

Review

Chic, slick, and gorgeous. UOB Lady’s MasterCard is your membership card to an exclusive lifestyle, where no men are allowed. Ladies only please!

10% Fashion Cashback

A credit card designed for a true shopaholic that rewards you for having a trendy style. UOB Lady's MasterCard gives 10% cashback on Fashion item with a minimum spend of RM300, every

This cashback is capped at RM80 every month, on a first-come, first-served basis only. Plus, all these fashion purchases must be made directly at the store as online purchases are not eligible for 10% cashback.

SMART$ Rebates

The SMART$ Rebate Programme is a unique instant cash rebate program where you can pay any purchases made from selected merchants with SMART Dollar. It is as good as cash.

Watch out for merchants bearing the SMART$ logo at their store fronts when you are out shopping because this privilege only applies to participating outlets. For every RM1 charged to your UOB Preferred Platinum MasterCard, you earn 1 SMART$ Rebate.

UOB Lady's Card Birthday Promotions

Exclusively for UOB Lady's cardmembers only, enjoy special discounts during your birthday month.


MerchantPromotionTerms & Conditions
JURLIQUE30% OFF on Advance Facial TreatmentPrior reservation is required
 ONE 15% OFF product discount voucherValid for 1x redemption
TRIUMPH20% OFF (min. spend RM300 in a single receipt)Applicable on regular-priced products
  This promotion is only valid at: http://my.triumph.com/
  Promo Code: UOBXTRIUMPH20

UOB LuxePay Plan

Woman and fashion is like bread and butter. By understanding that nature, UOB Lady's Card endows you with an exclusive instalment payment plan, known as the UOB LuxePay, so that you can afford the latest trends in handbag, shoes, branded watches etc.

All you need to do is make a minimum purchase of RM2,000 in a single receipt, then later convert your purchases into 6-month or 12-month instalment plan at absolutely 0% interest - no joke!

0% EPP on Overseas Spending

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card for Lady doesn't limit your shopping appetite. In fact, when you make retail purchases overseas, you can also enjoy a 0% easy payment plan for 3 months on all your retail purchases. 

Just spend a minimum of RM3,000 on your Lady's MasterCard in Singapore, Bangkok, the Uncle Sam, or London, then call UOB Call Center to convert the purchases into an affordable instalment.