UOB Lady's Platinum MasterCard

UOB Lady’s Platinum MasterCard unlocks a rich new world of exclusive benefits great discounts on fashion, beauty and wellness, dining, and travel.

15% p.a. interest rate
20 days interest-free period
up to 10% cashback
7.77% p.a. balance transfer over 6 months
Easy Payment Plan (EPP)
RM135.68 annual fee
Earn up to 10x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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Apply online now for UOB Lady's Platinum MasterCard

RinggitPlus will help you every step of the way.

My income is greater than RM48000 a year. That's at least RM4000 monthly.

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Benefits

Because you should be rewarded for giving the bank your business

Cashback

Get 10% cashback when you swipe on Fashion items every weekend. Additionally, enjoy SMART$ Rebates of up to 10% when you shop at participating merchants - these SMART$ Rebates can then be redeemed on future purchases!

Discover how much you can save when you shop with your new UOB Lady's Platinum MasterCard
Cashback Category		Cashback Rate	Monthly Cap	Spend
Fashion Ten	Spendfrom RM500 and above monthly on weekends only	10%	RM50	from RM500 and above monthly on weekends only

Rewards

Pamper yourself from head-to-toe over the weekends at beauty spa and get rewarded with 10x UniRinggit when you charge any beauty purchases to your Lady Platinum MasterCard. There's a host of amazing gifts to choose from in the UOB UNIRinggit Catalogue. The UNIRinggit will have a 1-year expiry from the date that it was earned!

UOB UNIRinggit Rewards
Earn	Spent
10 points on every RM1	on weekend Beauty Purchases

Your UOB UNIRinggit Rewards earned expires in 1 year

Balance Transfer

Are you still paying the maximum 18% p.a. on your credit card bills each month? Transfer your debt now to a low interest card with UOB Balance Transfer with interest rates as low as 3.3%.

Pay Over	With Interest Rate At	When You Transfer
6 months	7.77% p.a. and no one-time upfront handling fee	from RM1000
12 months	7.88% p.a. and no one-time upfront handling fee	from RM1000
18 months	7.99% p.a. and no one-time upfront handling fee	from RM1000

Learn more about UOB Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 months	3.3% p.a. and no one-time upfront handling fee	from RM1000
12 months	6% p.a. and no one-time upfront handling fee	from RM1000

Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plan (EPP)

Jewellery, shoes, bags, you name it. Convert your luxury purchases to LuxePay to enjoy 0% instalment between 6 or 12 months - just make a minimum transaction of RM2,000 or more. Or, pay one-time interest as low as 2% for other purchases via UOB Easi-Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 months	2% one-time upfront handling fee	from RM500
12 months	3% one-time upfront handling fee	from RM500
18 months	4% one-time upfront handling fee	from RM500

Learn more about UOB Easi-Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	from RM2000
12 months	0% p.a. and no one-time upfront handling fee	from RM2000

Learn more about UOB Lady’s LuxePay Easi Payment Plan

Premium: Are you a woman about town? Exclusive promotions on beauty, wellness, fashion, entertainment and more all year round.

Fees & Charges

There are always fees but how much are they?

Annual Fee: RM135.68
Annual Fee for Supplementary Card: RM31.80
Minimum monthly payment: RM50 or 5% of outstanding amount
Late payment fee: RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee: RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals: 18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM48000
Minimum age for primary card holder: 21 years old
Who can Apply: Women Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: UOB Easi-Payment Plan; UOB Lady’s LuxePay Easi Payment Plan; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Balance Transfer: UOB Balance Transfer; UOB Fixed-Pay Balance Transfer; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Lady's Platinum MasterCard review

What's so good (or not so good) about it?

The exclusive credit card the men don't get it - UOB Lady's Platinum MasterCard for strong, independent women aged 21 years and above and earn RM48,000 per year. Enjoy a wide array of beauty, fashion, dining and shopping privileges as well as cash rebates.

10x UNIRinggit Points

Grooming can be a high-maintenance routine. But with a UOB Lady's Platinum MasterCard, you can wipe that sweat off your forehead and pay with confident - because loving yourself first is matter.

For every RM1 you spent on beauty items, be it a spa treatment, manicure, pedicure or sauna, you can earn 10x UNIRinggit Reward Points. Just head to your beauty parlor every weekend to grab this generous rewards because your could be collecting a up to 7 million UNIRinggit Points in that month alone!

7 million is a lot! You can redeem the points for a bunch of other beauty products like make-up, hair products, colorful nail polish and what have you.

Fashion Cashback

What's the point of having perfect eyebrow, hair and neon lip gloss when you don't have the right outfit for it? Shop at your favorite fashion outlets and earn 10% cashback every Saturday and Sunday, all year long - weekend shopping has never been this rewarding.

Spend a minimum RM500 in a month to be rewarded with RM50 cash rebate. So, in a year, you could have saved RM600 on fashion items. Hurry up now as this offer run until the 31st December 2017.

SMART$ Rebate

Enjoy more perks when you swipe UOB Lady's Platinum MasterCard at any UOB SMART$ merchants as you could be saving up to 10% per transaction! With UOB SMART$ Rebate, you can offset you future payment with your accumulated SMART$ (Smart Dollar) - it is as good as cash!

For every Ringgit you charged on your UOB Lady's Platinum MasterCard, you'll earn 1x SMART$.

UOB LuxePay

Looking to splurge but hoping to pay for the damages gradually? The Luxe Pay Plan grants you that flexibility. Pay for all your luxury items costing RM2,000 and above in 6 – 12 months instalments at 0% interest rate. Perfect for the budget-tight shopper!

The best part is you can do it from the comfort of your own home, as the Luxe Pay Plan allows for online purchases. Even online international purchases! And above all else, your UOB Lady’s Platinum Card looks totally chic.