UOB Lady's Platinum MasterCard

UOB Lady’s Platinum MasterCard unlocks a rich new world of exclusive benefits great discounts on fashion, beauty and wellness, dining, and travel.

UOB Lady's Platinum MasterCard10% Fashion Cashback
Min. Income
RM4,000/month
Annual Fee
RM128
Cashback
up to 10%
Balance Transfer
From 3.3% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3

Giordano 20’ Luggage Bag

Cashback

Make a minimum spend of RM500 at your favorite fashion brand every weekend and get 10% cashback, capped at RM50 per month. Not valid for online purchases.

Cashback categoryCashback rateMonthly capSpend
Fashion Ten10%RM50from RM500 and above monthly on weekends only

Balance Transfer

Are you still paying the maximum 18% p.a. on your credit card bills each month? Transfer your debt now to a low interest card with UOB Balance Transfer with low interest rates.

Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert your luxury purchases to LuxePay to enjoy 0% instalment between 6 or 12 months - just make a minimum transaction of RM2,000 or more. Or, pay one-time interest as low as 2.99% for other purchases via UOB Easi-Payment Plan

UOB Lady’s LuxePay Easi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM2,000
12 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about UOB Lady’s LuxePay Easi Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM128 primary card
  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old  years old primary card
Who can apply
  • Women Only

Features

Easy Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Convert your retail purchases of watches, jewelleries, shoes, or bag worth RM2,000 into UOB Easi Pay Instalments at 0% interest.
UOB Instalment Payment Plan
UOB InStore is an online store where shopping can be charged to your credit card at 0% interest. Choose the monthly installment plan that suits your budget
Balance Transfer Plans
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!

Review

The credit card that every shopaholic can relate and confess to, the UOB Lady's Platinum MasterCard. 

Designed for independent women who make RM48,000 per year. 

Enjoy a wide array of beauty, fashion, dining and shopping privileges as well as cash rebates.

UOB Lady's Platinum MasterCard - 10% Fashion Cashback

Enjoy 10% cashback on Fashion items when you make a minimum purchase of RM500 on clothing, shoes, handbags, cosmetics, jewellery, watches, luggage and many more. 

This cashback is applicable over the weekend and capped at RM50 per month.

However, you will not earn cashback if you made online fashion purchases, and this cashback is on a first-come, first-served basis only.

SMART$ Rebates

The SMART$ Rebate Programme is a unique instant cash rebate program where you can pay any purchases made from selected merchants with SMART Dollar. It is as good as cash!

Watch out for merchants bearing the SMART$ logo at their storefronts when you are out shopping because this privilege only applies to the participating outlets. 

For every RM1 charged to your UOB Preferred Platinum MasterCard, you earn 1 SMART$ Rebate.

0% EPP on Overseas Spending with UOB Lady's Platinum MasterCard

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card for Lady doesn't limit your shopping appetite. 

In fact, when you make retail purchases overseas, you can also enjoy a 0% easy payment plan for 3 months on all your retail purchases.

Just spend a minimum of RM3,000 on your UOB Lady's Platinum MasterCard in Singapore, Bangkok, the Uncle Sam, or London, then call UOB Call Center to convert the purchases into an affordable installment.