UOB Lady's Platinum MasterCard credit card

UOB Lady's Platinum MasterCard

UOB Lady’s Platinum MasterCard unlocks a rich new world of exclusive benefits great discounts on fashion, beauty and wellness, dining, and travel.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM135.68 annual fee
  • Earn up to 3x reward points 

Apply online now for UOB Lady's Platinum MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Up to 10% Daily Ten cashback when you pay for your groceries at Tesco, Giant, Jaya Grocer, or Cold Storage.
Discover how much you can save when you shop with your new UOB Lady's Platinum MasterCard
Cashback CategoryCashback RateMonthly CapSpend
GroceriesSpendany amount monthly10%RM50any amount monthly
Rewards
Get UniRinggit Rewards every time you charge purchases to your card. Every 1 Ringgit you spend will earn you 3X UniRinggit Reward Point. There's a host of amazing gifts to choose from in the UOB Catalogue. The UNIRinggit will have a 3-year expiry from the date that it was earned!
UOB UniRinggit Rewards
EarnSpent
3 points on every RM1at deparmental stores
Your UOB UniRinggit Rewards earned expires in  1 year 12 months
Balance Transfer
UOB Balance Transfer offers interest rates from 3.3%
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Convert your shopping to Easi Pay Instalments. Any purchase of shoes or bags worth RM2000 or more can be converted into a 6-month or 12-month Easi Pay Instalments at 0% interest.
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months3% one-time upfront handling feefrom RM500 
18 months4% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM2000 
12 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about UOB Lady’s LuxePay Easi Payment Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM135.68
Annual Fee for Supplementary Card
RM31.80
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM48000
Minimum age for primary card holder
21 years old
Who can Apply
Women Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Lady's Platinum MasterCard review

What's so good (or not so good) about it?

This is the lady’s credit card Becky Bloomwood wished she had. If you consider yourself a busy woman about town and desire a card that matches your shopperaholic lifestyle – with privileges ranging from fashion to fine dining – the UOB Lady’s Platinum Card gives you all that, and more.

Discounts galore

Get discount whenever your swipe using your UOB Lady’s Platinum Card, whether it’s on dining, fashion, health and beauty, retail and more! With UOB Privileges, a lady can always get more for money if she knows where to look!

Earn when you shop

Earn 3x UNIRinggit Reward Points for every RM1 charged to your card with the Lady’s Card UNIRinggit Programme when you shop any of the following department stores: AEON Store, Parkson, Isetan, Metrojaya, Sogo and Robinsons.
UNIRinggit Reward Points can be utilised by going to the UOB website to redeem an extensive assortment of products ranging from fashionable bags, household items and appliances, toys for the children, and even vouchers.

10% Cash Back on groceries

Even Becky Bloomwood tries to cook up a storm every once in a while. Do your grocery shopping at Tesco, Giant, Jaya Grocer or Cold Storage and get 10% cash back – that’s added value for your monthly grocery money! However, this cashback promotion does not include grocery purchases which are made online.

Benefits and privileges

Looking to splurge but hoping to pay for the damages gradually? The Luxepay Plan grants you that flexibility. Pay for all your luxury items costing RM2000 and above in 6 – 12 months instalments, be it a shoulder bag or a pair of heels. Perfect for the budget-tight shopper!
The best part is you can do it from the comfort of your own home, as the Luxepay Plan allows for online purchases. Even online international purchases! And above all else, your UOB Lady’s Platinum Card looks totally chic.

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