Chic, slick, and gorgeous. The UOB Lady’s Card is your membership card to an exclusive lifestyle, where no men are allowed. Ladies only, please!
Get up to 10X UNIRinggit points with UOB Lady's Card
A credit card designed for a true shopaholic that rewards you for having a trendy style.
Spend Category | UNIRinggit Points | Monthly Cap (Points) |
Fashion transactions (retail shops and online) | 10x |
Lady's Classic Card: 8,000 Lady's Platinum Card: 15,000 Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card) *based on a first-come, first-served basis *more details in the T&C |
Grocery transactions (stores and online) | 5x |
Lady's Classic Card: 8,000
Lady's Platinum Card: 15,000 Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card) *based on a first-come, first-served basis *more details in the T&C |
0% LuxePay Easi-Payment Plan on luxury purchases
If you have your eyes on that designer-labelled bag and don't want to exhaust your pocket too much, you can easily convert them into 0% instalments instead with UOB's LuxePay Easi-Payment Plan.
Spending on your yearly facial and spa also can be converted into easy instalments! Check out the table below for more information:
Spend Category | Minimum Conversion Amount | Repayment Tenure |
Fashion designer labels (bags, watches and jewellery) | RM2,000 in a single receipt |
6-month
12-month |
Health and beauty (facial, spa and health practitioners) |
RM2,000 in a single receipt
RM4,000 in a single receipt |
6-month
12-month |
What are the annual fees and the eligibility criteria for the UOB Lady's Card?
UOB Lady's Classic Card | UOB Lady's Platinum Card |
Annual fee: RM68 for the principal/primary card RM30 for the supplementary card *No annual fee waiver |
Annual fee: RM128 for the principal/primary card RM30 for the supplementary card *No annual fee waiver |
Annual income: RM24,000/RM2,000 per month |
Annual income: RM48,000/RM4,000 per month |
The annual fee for the UOB Lady's Classic Card is RM68 for the primary card and RM30 for the supplementary card(s). Any woman at least at the age of 21 years with an annual income of RM24,000 or RM2,000 monthly is eligible to apply for a UOB Lady's Classic Card.
Meanwhile, if you're up for more elevated credit card features and benefits and you're earning at least RM48,000 annually or RM4,000 per month, you might be eligible to apply for UOB Lady's Platinum Card instead, subject to UOB Malaysia's T&C (please reach out to the bank if you require assistance). The Platinum version comes with an annual fee of RM128 for the primary card, and RM30 for the supplementary card.
Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver. Check our page to find out more about the flash deal.
List of required documents to apply for UOB Lady's Card
If you are a salaried employee, please prepare:
- A copy of your IC (both sides)
- Latest 3 months' salary slips OR the latest EPF statement
- Latest 6 months' bank statements
- Latest BE form with an official tax receipt
If you are self-employed, please prepare:
- A copy of your IC (both sides)
- A copy of Form 9, 24 & 49 OR Business Registration Certificate
- Latest 6 months' company bank statements
- Latest B form with an official tax receipt