UOB Lady's Platinum MasterCard

UOB Lady’s Platinum MasterCard unlocks a rich new world of exclusive benefits great discounts on fashion, beauty and wellness, dining, and travel.

15% p.a. interest rate
20 days interest-free period
up to 10% cashback
7.77% p.a. balance transfer over 6 months
Easy Payment Plan (EPP)
RM135.68 annual fee
Earn up to 10x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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Apply online now for UOB Lady's Platinum MasterCard

RinggitPlus will help you every step of the way.

My income is greater than RM48000 a year. That's at least RM4000 monthly.

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Benefits

Because you should be rewarded for giving the bank your business

Cashback

Up to 10% Daily Ten cashback when you pay for your groceries at Tesco, Giant, Jaya Grocer, or Cold Storage.

Discover how much you can save when you shop with your new UOB Lady's Platinum MasterCard
Cashback Category		Cashback Rate	Monthly Cap	Spend
Fashion Ten	Spendfrom RM500 and above monthly on weekends only	10%	RM50	from RM500 and above monthly on weekends only

Rewards

Get UniRinggit Rewards every time you charge purchases to your card. Every 1 Ringgit you spend will earn you 3X UniRinggit Reward Point. There's a host of amazing gifts to choose from in the UOB Catalogue. The UNIRinggit will have a 3-year expiry from the date that it was earned!

UOB UniRinggit Rewards
Earn	Spent
10 points on every RM1	on weekend Beauty Purchases

Your UOB UniRinggit Rewards earned expires in 1 year 12 months

Balance Transfer

UOB Balance Transfer offers interest rates from 3.3%

Pay Over	With Interest Rate At	When You Transfer
6 months	7.77% p.a. and no one-time upfront handling fee	from RM1000
12 months	7.88% p.a. and no one-time upfront handling fee	from RM1000
18 months	7.99% p.a. and no one-time upfront handling fee	from RM1000

Learn more about UOB Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 months	3.3% p.a. and no one-time upfront handling fee	from RM1000
12 months	6% p.a. and no one-time upfront handling fee	from RM1000

Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plan (EPP)

Convert your shopping to Easi Pay Instalments. Any purchase of shoes or bags worth RM2000 or more can be converted into a 6-month or 12-month Easi Pay Instalments at 0% interest.

Pay Over	With Interest Rate At	When You Spend
6 months	2% one-time upfront handling fee	from RM500
12 months	3% one-time upfront handling fee	from RM500
18 months	4% one-time upfront handling fee	from RM500

Learn more about UOB Easi-Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	from RM2000
12 months	0% p.a. and no one-time upfront handling fee	from RM2000

Learn more about UOB Lady’s LuxePay Easi Payment Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee: RM135.68
Annual Fee for Supplementary Card: RM31.80
Minimum monthly payment: RM50 or 5% of outstanding amount
Late payment fee: RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee: RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals: 18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM48000
Minimum age for primary card holder: 21 years old
Who can Apply: Women Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: UOB Easi-Payment Plan; UOB Lady’s LuxePay Easi Payment Plan; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Balance Transfer: UOB Balance Transfer; UOB Fixed-Pay Balance Transfer; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Lady's Platinum MasterCard review

What's so good (or not so good) about it?

This is the lady’s credit card Becky Bloomwood wished she had. If you consider yourself a busy woman about town and desire a card that matches your shopperaholic lifestyle – with privileges ranging from fashion to fine dining – the UOB Lady’s Platinum Card gives you all that, and more.

Discounts galore

Get discount whenever your swipe using your UOB Lady’s Platinum Card, whether it’s on dining, fashion, health and beauty, retail and more! With UOB Privileges, a lady can always get more for money if she knows where to look!

Earn when you shop

Earn 10x UNIRinggit Reward Points for every RM1 charge your card by going to the spa for the weekend. Every Saturday and Sunday you get to earn up to 10% cashbacks by just pampering yourself with a head-to-toe beauty treatment

10% Cashback

Whether it getting some new beauty products or a new pair of shoes. Shop at your favorite fashion outlets from now till the 31st December 2017 and earn cashback everywhere you go. Weekend shopping has never been this rewarding.

Benefits and privileges

Looking to splurge but hoping to pay for the damages gradually? The Luxepay Plan grants you that flexibility. Pay for all your luxury items costing RM2000 and above in 6 – 12 months instalments, be it a shoulder bag or a pair of heels. Perfect for the budget-tight shopper!
The best part is you can do it from the comfort of your own home, as the Luxepay Plan allows for online purchases. Even online international purchases! And above all else, your UOB Lady’s Platinum Card looks totally chic.