UOB Lady's Platinum MasterCard credit card

UOB Lady's Platinum MasterCard

UOB Lady’s Platinum MasterCard unlocks a rich new world of exclusive benefits great discounts on fashion, beauty and wellness, dining, and travel.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM135.68 annual fee
  • Earn up to 10x reward points 

Relive The Adventure. Get a Sports Action Camera With Your New UOB Credit Card

Relive The Adventure. Get a Sports Action Camera With Your New UOB Credit Card

RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

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Because you should be rewarded for giving the bank your business

Get 10% cashback when you swipe on Fashion items every weekend. Additionally, enjoy SMART$ Rebates of up to 10% when you shop at participating merchants - these SMART$ Rebates can then be redeemed on future purchases!
Discover how much you can save when you shop with your new UOB Lady's Platinum MasterCard
Cashback CategoryCashback RateMonthly CapSpend
Fashion TenSpendfrom RM500 and above monthly on weekends only10%RM50from RM500 and above monthly on weekends only
Pamper yourself from head-to-toe over the weekends at beauty spa and get rewarded with 10x UniRinggit when you charge any beauty purchases to your Lady Platinum MasterCard. There's a host of amazing gifts to choose from in the UOB UNIRinggit Catalogue. The UNIRinggit will have a 1-year expiry from the date that it was earned!
UOB UNIRinggit Rewards
10 points on every RM1on weekend Beauty Purchases
Your UOB UNIRinggit Rewards earned expires in  1 year
Balance Transfer
Are you still paying the maximum 18% p.a. on your credit card bills each month? Transfer your debt now to a low interest card with UOB Balance Transfer with interest rates as low as 3.3%.
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Jewellery, shoes, bags, you name it. Convert your luxury purchases to LuxePay to enjoy 0% instalment between 6 or 12 months - just make a minimum transaction of RM2,000 or more. Or, pay one-time interest as low as 2% for other purchases via UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months3% one-time upfront handling feefrom RM500 
18 months4% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Are you a woman about town? Exclusive promotions on beauty, wellness, fashion, entertainment and more all year round.

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Who can Apply
Women Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Lady's Platinum MasterCard review

What's so good (or not so good) about it?

The exclusive credit card the men don't get it - UOB Lady's Platinum MasterCard for strong, independent women aged 21 years and above and earn RM48,000 per year. Enjoy a wide array of beauty, fashion, dining and shopping privileges as well as cash rebates.

10x UNIRinggit Points

Grooming can be a high-maintenance routine. But with a UOB Lady's Platinum MasterCard, you can wipe that sweat off your forehead and pay with confident - because loving yourself first is matter.

For every RM1 you spent on beauty items, be it a spa treatment, manicure, pedicure or sauna, you can earn 10x UNIRinggit Reward Points. Just head to your beauty parlor every weekend to grab this generous rewards because your could be collecting a up to 7 million UNIRinggit Points in that month alone! 

7 million is a lot! You can redeem the points for a bunch of other beauty products like make-up, hair products, colorful nail polish and what have you. 

Fashion Cashback

What's the point of having perfect eyebrow, hair and neon lip gloss when you don't have the right outfit for it? Shop at your favorite fashion outlets and earn 10% cashback every Saturday and Sunday, all year long - weekend shopping has never been this rewarding.

Spend a minimum RM500 in a month to be rewarded with RM50 cash rebate. So, in a year, you could have saved RM600 on fashion items. Hurry up now as this offer run until the 31st December 2017.

SMART$ Rebate

Enjoy more perks when you swipe UOB Lady's Platinum MasterCard at any UOB SMART$ merchants as you could be saving up to 10% per transaction! With UOB SMART$ Rebate, you can offset you future payment with your accumulated SMART$ (Smart Dollar) - it is as good as cash!

For every Ringgit you charged on your UOB Lady's Platinum MasterCard, you'll earn 1x SMART$.

UOB LuxePay

Looking to splurge but hoping to pay for the damages gradually? The Luxe Pay Plan grants you that flexibility. Pay for all your luxury items costing RM2,000 and above in 6 – 12 months instalments at 0% interest rate. Perfect for the budget-tight shopper!

The best part is you can do it from the comfort of your own home, as the Luxe Pay Plan allows for online purchases. Even online international purchases! And above all else, your UOB Lady’s Platinum Card looks totally chic.

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