UOB Lady's Solitaire MasterCard credit card

UOB Lady's Solitaire MasterCard

Asia's premier credit card for the Lady that demands more and offers exclusive and premium shopping deals all over the world!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM300.00 annual fee

Apply online now for UOB Lady's Solitaire MasterCard

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Because you should be rewarded for giving the bank your business

Enjoy up to 10% cashback when you indulge yourself with some fashion forward outfits. Just swipe a minimum of RM800 on the items to get back RM80 each month.
Discover how much you can save when you shop with your new UOB Lady's Solitaire MasterCard
Cashback CategoryCashback RateMonthly CapSpend
Fashion TenSpendfrom RM800 and above on weekends only10%RM80from RM800 and above on weekends only
Balance Transfer
Tired of paying high interest rates on your credit card bills? Get on the UOB Balance Transfer plan with low interest rates from for up to 18 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Prioritize your shopping budget with the UOB Lady's LuxePay Plan, allowing you to afford that coveted designer collection with an installment plan of 6 or 12 months at 0% interest rate.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
18 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM2000 
12 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about UOB Lady’s LuxePay Easi Payment Plan
Expect your parcel in a good hand with a complimentary Purchase Protection Plan when the bill is charged to your Lady's Solitaire MasterCard. Same goes to your travel arrangement as you and your family can enjoy an insurance that covers death, TPD and travel inconveniences worth RM500,000.
Travel CoverageSum Insured
Travel InsuranceUp to RM500000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM2000
Delayed LuggageUp to RM1000
Activate and spend on your Lady's MasterCard within 60 days of approval to get a Zalora promo code worth RM25!

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Who can Apply
Women Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Instalment Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Lady's Solitaire MasterCard review

What's so good (or not so good) about it?

Catering to the high-powered fashionistas out there, UOB Lady’s Solitaire MasterCard complements your sophisticated purchasing power with a glossy credit card that is rich with fashion benefits.

10% Fashion Cashback

When you're making an income of RM100,000 annually, it is no surprise for you to have an extravagant fashion appetite - after all it is your hard work, isn't it?

UOB Lady's Solitaire MasterCard won't let your hard work flushed down the drain as every weekend, you can earn 10% cashback on your fashion purchases. All you need to do is just charge a minimum of RM800 to your Lady's Solitaire MasterCard to enjoy RM80 cashback every month.

What's more, you can also enjoy this generous cashback every Wednesday of the week - it is Lady's day.

SMART$ Rebates

The SMART$ Programme is a unique instant cash rebate program only applicable to UOB Credit or Debit Cards. Every 1 SMART$ Rebates earned is equivalent to RM1 spent - it is as good as cash!

To get SMART$ Rebates, spend at any participating outlets with the SMART$ logo at their store front when you are out shopping - you can redeem your next purchases with SMART$ Rebates when you're running out of hard cash.

UOB LuxePay Plan

Woman and fashion is like bread and butter. By understanding that nature, UOB Lady's Card endows you with an exclusive instalment payment plan, known as the UOB LuxePay, so that you can afford the latest trends in handbag, shoes, branded watches etc.

All you need to do is make a minimum purchase of RM2,000 in a single receipt, then later convert your purchases into 6-month or 12-month instalment plan at absolutely 0% interest - no joke!

0% EPP on Overseas Spending

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card for Lady doesn't limit your shopping appetite. In fact, when you make retail purchases overseas, you can also enjoy a 0% easy payment plan for 3 months on all your retail purchases.

Just spend a minimum of RM3,000 on your Lady's Platinum MasterCard in Singapore, Bangkok, the Uncle Sam, or London, then call UOB Call Center to convert the purchases into an affordable instalment.

Purchase Protection Plan

Receiving a parcel in a poor shape, worst, emptied content is every shopper's worst nightmare. Therefore, whenever you swipe Lady's Solitaire MasterCard on your purchases, your parcel will be automatically covered against theft or accidental damage for up to RM30,000 for 30 days.

Travel Insurance Coverage

A little outside of shopping category, but somewhat related to your needs. Lady's Solitaire MasterCard gives you a peace of mind when you travel abroad as you will be covered from death and TPD up to RM500,000. 

To qualify for this complimentary travel insurance, you just need to charge your travel arrangement to Lady's Solitaire MasterCard. This coverage also includes travel inconveniences such as delayed or loss luggage and missed or delayed flight.

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