UOB Lady's Solitaire MasterCard credit card

UOB Lady's Solitaire MasterCard

Asia's premier credit card for the Lady that demands more. Look and feel good with exclusive offers and premium shopping privileges all over Malaysia!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM318.00 annual fee
  • Earn up to 3x reward points 

Apply online now for UOB Lady's Solitaire MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Enjoy up to 10% cashback whenever you're at Jaya Grocer, Giant, Tesco, or Cold Storage capped at RM80 each month. Additionally, get double cash rebates with the SMART$ programme at participating outlets such as TImberland, Girls , and GSC.
Discover how much you can save when you shop with your new UOB Lady's Solitaire MasterCard
Cashback CategoryCashback RateMonthly CapSpend
GroceriesSpendany amount monthly10%RM80any amount monthly
Rewards
Get UniRinggit Rewards every time you charge purchases to your card. Every 1 Ringgit you spend will earn you 3X UniRinggit Reward Point at selected outlets. There's a host of amazing gifts to choose from in the UOB Catalogue.
UOB UniRinggit Rewards
EarnSpent
3 points on every RM1at departmental stores
Your UOB UniRinggit Rewards earned expires in  3 years
Balance Transfer
Tired of paying high interest rates on your credit card bills? Get on the UOB Balance Transfer plan with interest rates from as low as 3.3%.
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Convert your shopping to Easi Pay Instalments. Any purchase of shoes or bags worth RM2000 or more can be converted into a 6-month or 12-month Easi Pay Instalments at 0% interest.
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months3% one-time upfront handling feefrom RM500 
18 months4% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM2000 
12 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about UOB Lady’s LuxePay Easi Payment Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM318.00
Annual Fee for Supplementary Card
RM31.80
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM100000
Minimum age for primary card holder
21 years old
Who can Apply
Women Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Lady's Solitaire MasterCard review

What's so good (or not so good) about it?

A credit card designed by UOB solely for women in mind, UOB Lady’s Solitaire MasterCard is tailored for the affluent and successful Malaysian woman. With a minimum annual income requirement of RM100,000 the real question for now is, what extra benefits does the Solitaire offer?

Exclusive To Solitaire

What sets apart UOB Lady’s Solitaire MasterCard from the other Platinum and Classic cards start with its travel insurance in collaboration with AIG Malaysia Insurance. This insurance plan offers up to RM500,000 compensation per card member, as well as coverage between RM1000-RM2000 for loss baggage, flight delays or missed flight connections.

The Solitaire also offers purchase protection against loss or accidental damage to items purchased within 30 days of purchase – amounts claimable of up to RM30000. For high end shoppers, there is also the customised LuxePay plan for shoes, bags, jewellery and timepieces purchase above RM2000. You can convert these amounts to bite-sized monthly instalments over 12 months.

Benefits and Privileges

The UOB Lady’s Solitaire MasterCard features the same staple discounts and rewards as the Platinum and Classic Lady’s cards at select shopping, dining, beauty and wellness merchants. 

Cardmembers will also be able to take advantage of the MasterCard World Concierge Programme and Starwood Preferred Guest MasterCard promotions. As with the other Lady’s cards by UOB, the Solitaire will earn you UNIRinggit points which are convertible to gifts.

Fees, Charges, and Requirements

The UOB Lady’s Solitaire MasterCard is available to women earning RM100,000. The annual fee is RM600 (subject to 6% GST). The interest rate is the usual 15% for regular payment habits and hits 18% if you miss the deadline for 3 payments or more months in a calendar year. 

Your cash advance fee is 5% on withdrawal, while 18% interest is levied on the amount borrowed. All the other fees regarding late payment are charged accordingly.

Card Design

Though the card features a similar design as the Classic and Platinum versions – the Solitaire’s champagne coloured rose is accentuated by a single multi-faceted diamante that personifies the essence of the Lady’s Solitaire MasterCard. You’ll really love this elegantly crafted credit card.

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