UOB Lady's Solitaire MasterCard credit card

UOB Lady's Solitaire MasterCard

Asia's premier credit card for the Lady that demands more. Look and feel good with exclusive offers and premium shopping privileges all over Malaysia!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM318.00 annual fee
  • Earn up to 10x reward points 

Apply online now for UOB Lady's Solitaire MasterCard

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Because you should be rewarded for giving the bank your business

Enjoy up to 10% cashback when you decide to indulge yourself with some fashion forward outfits capped at RM80 each month. Shop at your favorite fashion outlets on weekends to enjoy this amazing deal!
Discover how much you can save when you shop with your new UOB Lady's Solitaire MasterCard
Cashback CategoryCashback RateMonthly CapSpend
Fashion TenSpendfrom RM800 and above on weekends only10%RM80from RM800 and above on weekends only
Get up to 10x UNIRinggit on your weekend pamper sessions. Indulge yourself in head-to-toe treatments on Saturdays and Sundays to cash in on more rewards. Collect and redeem some cool gifts with your UNIRinggit Rewards.
UOB UniRinggit Rewards
10 points on every RM1on head-to-toe beauty treatments
Your UOB UniRinggit Rewards earned expires in  1 year
Balance Transfer
Tired of paying high interest rates on your credit card bills? Get on the UOB Balance Transfer plan with interest rates from as low as 3.3%.
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Prioritize your shopping budget with the UOB Lady's LuxePay Plan. It will allow you to get that coveted designer shoes with an installment plan up to 12 months and an interest rate of 0%.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM2000 
12 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about UOB Lady’s LuxePay Easi Payment Plan
Travel easy with some reassurance that UOB has got your back. Enjoy up to RM500,000 in travel protection and with added benefits for travel inconveniences.
Travel CoverageSum Insured
Personal AccidentUp to RM500000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM2000
Delayed LuggageUp to RM1000

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Who can Apply
Women Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Lady's Solitaire MasterCard review

What's so good (or not so good) about it?

A credit card designed by UOB solely for women in mind, UOB Lady’s Solitaire MasterCard is tailored for the affluent and successful Malaysian woman. With a minimum annual income requirement of RM100,000 the real question for now is, what extra benefits does the Solitaire offer?

Exclusive To Solitaire

What sets apart UOB Lady’s Solitaire MasterCard from the other Platinum and Classic card? For a start it comes with its travel insurance in collaboration with AIG Malaysia Insurance. This insurance plan offers up to RM500,000 compensation per card member, as well as coverage between RM1000-RM2000 for loss baggage, flight delays or missed flight connections.

The Solitaire also offers purchase protection against loss or accidental damage to items purchased within 30 days of purchase – amounts claimable of up to RM30000. For high end shoppers, there is also the customized LuxePay plan for shoes, bags, jewellery and timepieces purchase above RM2000. You can convert these amounts to bite-sized monthly installments over 12 months.

Benefits and Privileges

The UOB Lady’s Solitaire MasterCard features the same staple discounts and rewards as the Platinum and Classic Lady’s cards at select shopping, dining, beauty and wellness merchants. 

Cardmembers will also be able to take advantage of the MasterCard World Concierge Programme and Starwood Preferred Guest MasterCard promotions. As with the other Lady’s cards by UOB, the Solitaire will earn you UNIRinggit points which can be converted into gifts. 

Fees, Charges, and Requirements

The UOB Lady’s Solitaire MasterCard is available to women earning RM100,000. It has an annual fee of RM300 (subject to 6% GST) but can be waived if you have an annual spend of RM30,000 and above. The interest rate is the usual 15% for regular payment habits and hits 18% if you miss the deadline for 3 payments or more months in a calendar year. 

Your cash advance fee is 5% on withdrawal, while 18% interest is levied on the amount borrowed. All the other fees regarding late payment are charged accordingly.

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