A credit card designed by UOB solely for women in mind, UOB Lady’s Solitaire MasterCard is tailored for the affluent and successful Malaysian woman. With a minimum annual income requirement of RM100,000 the real question for now is, what extra benefits does the Solitaire offer?
Exclusive To Solitaire
What sets apart UOB Lady’s Solitaire MasterCard from the other Platinum and Classic card? For a start it comes with its travel insurance in collaboration with AIG Malaysia Insurance. This insurance plan offers up to RM500,000 compensation per card member, as well as coverage between RM1000-RM2000 for loss baggage, flight delays or missed flight connections.
The Solitaire also offers purchase protection against loss or accidental damage to items purchased within 30 days of purchase – amounts claimable of up to RM30000. For high end shoppers, there is also the customized LuxePay plan for shoes, bags, jewellery and timepieces purchase above RM2000. You can convert these amounts to bite-sized monthly installments over 12 months.
Benefits and Privileges
The UOB Lady’s Solitaire MasterCard features the same staple discounts and rewards as the Platinum and Classic Lady’s cards at select shopping, dining, beauty and wellness merchants.
Cardmembers will also be able to take advantage of the MasterCard World Concierge Programme and Starwood Preferred Guest MasterCard promotions. As with the other Lady’s cards by UOB, the Solitaire will earn you UNIRinggit points which can be converted into gifts.
Fees, Charges, and Requirements
The UOB Lady’s Solitaire MasterCard is available to women earning RM100,000. It has an annual fee of RM300 (subject to 6% GST) but can be waived if you have an annual spend of RM30,000 and above. The interest rate is the usual 15% for regular payment habits and hits 18% if you miss the deadline for 3 payments or more months in a calendar year.
Your cash advance fee is 5% on withdrawal, while 18% interest is levied on the amount borrowed. All the other fees regarding late payment are charged accordingly.