UOB Lady's Solitaire MasterCard

Asia's premier credit card exclusively for the ladies that demands more. Enjoy 0% LuxePay and Overseas Easi-Payment Plans, plus complimentary travel insurance; all in one card.

UOB Lady's Solitaire MasterCard10x UNIRinggit for fashion spends
Min. Income
RM8,333.33/month
Annual Fee
Free*
Cashback
No
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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worth RM1899
when you apply through RinggitPlus *

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Rewards

Dedicated to all busy women out there, get rewarded with 10X UNIRinggit for fashion spends at your favourite retail shops and even online. Shopping for groceries can get you 5X UNIRinggit points. For overseas purchases paid in foreign currencies, you can get 5X UNIRinggit as well, be it at retail shops or online.

UNIRinggit Reward Points
EarnSpend
10 points on every RM1on fashion spending
5 points on every RM1on groceries spending
5 points on every RM1on overseas spending using foreign currencies

Travel

Charge your flight ticket bill to your Lady's Solitaire MasterCard to qualify for a travel insurance plan that covers death, TPD and travel inconveniences worth up to RM500,000, plus, a complimentary purchase protection plan of up to RM30,000 as well, exclusively for all Lady's Solitaire cardholders. Terms and conditions apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM500,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM1,000

Premium

Get Female Cancer Coverage of up to RM200,000 for six types of female cancers with UOB Lady's Savings Account. Don't miss the chance! Terms apply.

Balance Transfer

Tired of paying high-interest rates on your credit card bills? Get on the UOB Balance Transfer plan with low-interest rates for up to 18 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2.68%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.68%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 4.68%one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Prioritize your shopping budget with the UOB Lady's LuxePay Easi-Payment Plan, allowing you to afford that coveted fashion designer collection (bags, watches and jewellery) with an instalment plan of 6 or 12 months at 0% interest. Otherwise, get an EPP with lower interests with flexible tenures of up to 36 months for other eligible merchants.

UOB Lady’s LuxePay Easi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM2,000
12 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about UOB Lady’s LuxePay Easi Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan
UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.99% one-time upfront handling feeRM500
12 months3.99% p.a.and no one-time upfront handling feeRM500
24 months3.99% p.a.and no one-time upfront handling feeRM1,000
36 months3.99% p.a.and no one-time upfront handling feeRM1,000
48 months3.99% p.a.and no one-time upfront handling feeRM2,000
60 months3.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about UOB Easi-Payment Plan

Fees & Charges

Annual Fee
  • RM300 primary card

    Waived when you spend RM30,000 and above annually

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old primary card
Who can apply
  • Women Only

Features

Easy Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Convert your luxury purchases of watches, jewellery, shoes, or designer bag or any health and beauty spending into UOB Easi Pay Instalments at 0% interest.
UOB Instalment Payment Plan
Shop your desired items with UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!
UOB Easi-Payment Plan
Longing for a brand new item this year? Spend with UOB credit card and convert minimum purchase of RM500 into an affordable monthly instalment plan.
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same instalments every month for 6, 12 or 18 months. Manage your mounting credit card debts now!

Review

To the iron ladies of corporate, household and elsewhere, introducing the UOB Lady’s Solitaire MasterCard, a premium credit card for your sophisticated purchasing power that is rich with fashion and lifestyle benefits.

UOB Lady's Solitaire MasterCard - amazing UNIRinggit points

Work hard, and shop smart with UOB Lady's Solitaire MasterCard. 

Spend Category UNIRinggit Points Monthly Cap (Points)
Fashion (retail stores or online) 10x 20,000
Grocery (retail stores or online) 5x 20,000
Overseas using foreign currencies (retail stores or online) 5x -

0% EPP on overseas spending with UOB Lady's Solitaire MasterCard

Malaysia may have the most shopping malls in the Asian region, if not the world and this credit card for ladies doesn't limit your shopping appetite. 

When you make retail purchases overseas with UOB Lady's Solitaire MasterCard, you can convert your overseas purchases into a 0% easy payment plan for 3 months when you spend equivalent to a minimum amount of RM3,000 on a single/accumulated receipt(s) on your Lady's Platinum MasterCard. Be it in Singapore, Bangkok or London, just call UOB Call Center to convert the purchases into an affordable instalment.

0% LuxePay Easi-Payment Plan

If you have your eyes on that designer-labelled bag and don't want to exhaust your pocket too much, you can easily convert them into 0% instalments instead with LuxePay.

Spending on your yearly facial and spa also can be converted into easy instalments! Check out the table below for more information:

Spend Category Minimum Conversion Amount Repayment Tenure
Fashion designer labels (bags, watches and jewellery) RM2,000 in a single receipt 6-month
12-month
Health and beauty (facial, spa and health practitioners) RM2,000 in a single receipt
RM4,000 in a single receipt
6-month
12-month

Purchase Protection Plan

Receiving a parcel in poor shape, worst, emptied content is every shopper's worst nightmare. 

Therefore, whenever you swipe UOB Lady's Solitaire MasterCard on your purchases, your parcel will be automatically covered against theft or accidental damage for up to RM30,000 for 30 days. Please read the terms and conditions of this perk here.

Free travel insurance coverage from UOB Lady's Solitaire MasterCard

A little outside of the shopping category, but somewhat related to your needs. The Lady's Solitaire MasterCard gives you peace of mind when you travel abroad as you will be covered from death and TPD up to RM500,000 offered by Liberty Insurance.

To qualify for this complimentary travel insurance, you just need to charge your travel arrangement i.e. your flight ticket(s) to your UOB Lady's Solitaire MasterCard. This coverage also includes travel inconveniences such as delayed or lost luggage and missed or delayed flights. Terms and conditions apply.

Documents to prepare to apply for UOB Lady's Solitaire MasterCard

If you are a salaried employee, please prepare:

  • A copy of your IC (both sides)
  • Latest 3 months salary slips OR the latest EPF statement
  • Latest 6 months bank statements
  • Latest BE form with an official tax receipt

If you are self-employed, please prepare:

  • A copy of your IC (both sides)
  • A copy of Form 9, 24 & 49 OR Business Registration Certificate
  • Latest 6 months company bank statements
  • Latest B form with an official tax receipt
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