UOB Lady's Solitaire MasterCard

Asia's premier credit card for the Lady that demands more, and offers exclusive and premium shopping deals all over the world!

10% Fashion Cashback

UOB Lady's Solitaire MasterCard
Min. Income
RM8,333.33/month
Annual Fee
RM300
Cashback
up to 10%
Balance Transfer
From 3.3% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Get 10% cashback on fashion items every Saturday and Sunday with a minimum purchase of RM800, capped at RM80 per month. Not valid for online purchases.

Cashback categoryCashback rateMonthly capSpend
Fashion Ten10%RM80from RM800 and above on weekends only

Balance Transfer

Tired of paying high interest rates on your credit card bills? Get on the UOB Balance Transfer plan with low interest rates from for up to 18 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Prioritize your shopping budget with the UOB Lady's LuxePay Plan, allowing you to afford that coveted designer collection with an installment plan of 6 or 12 months at 0% interest rate.

UOB Lady’s LuxePay Easi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM2,000
12 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about UOB Lady’s LuxePay Easi Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Features

Easy Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Convert your retail purchases of watches, jewelleries, shoes, or bag worth RM2,000 into UOB Easi Pay Instalments at 0% interest.
UOB Instalment Payment Plan
UOB InStore is an online store where shopping can be charged to your credit card at 0% interest. Choose the monthly installment plan that suits your budget
Balance Transfer Plans
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!

Premium

Activate and spend on your Lady's MasterCard within 60 days of approval to get a Zalora promo code worth RM25!

Travel

Charge your flight ticket bill to your Lady's Solitaire MasterCard to qualify for a travel insurance plan that covers death, TPD and travel inconveniences worth RM500,000.

Travel CoverageSum Insured
Travel InsuranceUp to RM500,000
Travel InsuranceUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM1,000

Fees & Charges

Annual Fee
  • RM300 primary card
  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old  years old primary card
Who can apply
  • Women Only

Review

 To the iron ladies of corporate, household and elsewhere, introducing the UOB Lady’s Solitaire MasterCard, a premium credit card for your sophisticated purchasing power that is rich with fashion and lifestyle benefits.

10% Fashion Cashback

Work hard, shop smart with UOB Lady's Solitaire MasterCard. Enjoy 10% cashback on Fashion items when you spend a minimum of RM800 on clothing, shoes, handbags, cosmetics, jewellery, watches, luggage and many more!

This cashback is capped at RM80 every month, on a first-come, first-served basis only. Plus, all these fashion purchases must be made directly at the store as online purchases are not eligible for 10% cashback.

SMART$ Rebates

The SMART$ Rebate Programme is a unique instant cash rebate program where you can pay any purchases made from selected merchants with SMART Dollar. It is as good as cash.

Watch out for merchants bearing the SMART$ logo at their store fronts when you are out shopping because this privilege only applies to participating outlets. For every RM1 charged to your UOB Preferred Platinum MasterCard, you earn 1 SMART$ Rebate.

UOB LuxePay Plan

Woman and fashion is like bread and butter. By understanding that nature, UOB Lady's Card endows you with an exclusive instalment payment plan, known as the UOB LuxePay, so that you can afford the latest trends in handbag, shoes, branded watches etc.

All you need to do is make a minimum purchase of RM2,000 in a single receipt, then later convert your purchases into 6-month or 12-month instalment plan at absolutely 0% interest - no joke!

0% EPP on Overseas Spending

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card for Lady doesn't limit your shopping appetite. In fact, when you make retail purchases overseas, you can convert your overseas purchases into a 0% easy payment plan for 3 months.

Just spend a minimum of RM3,000 on your Lady's Platinum MasterCard in Singapore, Bangkok, the Uncle Sam, or London, then call UOB Call Center to convert the purchases into an affordable instalment.

Purchase Protection Plan

Receiving a parcel in a poor shape, worst, emptied content is every shopper's worst nightmare. Therefore, whenever you swipe Lady's Solitaire MasterCard on your purchases, your parcel will be automatically covered against theft or accidental damage for up to RM30,000 for 30 days.

Travel Insurance Coverage

A little outside of shopping category, but somewhat related to your needs. Lady's Solitaire MasterCard gives you a peace of mind when you travel abroad as you will be covered from death and TPD up to RM500,000. 

To qualify for this complimentary travel insurance, you just need to charge your travel arrangement to Lady's Solitaire MasterCard. This coverage also includes travel inconveniences such as delayed or loss luggage and missed or delayed flight.