UOB Lady's Solitaire Card
Asia's premier credit card exclusively for the ladies that demand more. Enjoy a 0% Lady's LuxePay Easi-Payment Plan, plus complimentary travel insurance; all in one card.
10X UNIRM for fashion spendProduct summary
- Min. Income
- RM10,000/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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when you apply through RinggitPlus *
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Rewards
Dedicated to all busy women out there, get rewarded with 10X UNIRinggit for fashion spends at your favourite retail shops and even online. Shopping for groceries can get you 5X UNIRinggit points. For overseas purchases paid in foreign currencies, you can get 5X UNIRinggit as well, be it at retail shops or online. The accumulated UNIRinggit can be redeemed with gifts, vouchers, etc. via the UOB UNIRinggit Rewards catalogue or even offset selected purchases by paying using UNIRinggit which is accessible through the UOB TMRW mobile app.
Earn | Spend |
---|---|
10 points on every RM1 | on fashion spending at retail stores or online |
5 points on every RM1 | on groceries spending at the stores or online |
5 points on every RM1 | on overseas spending at retail stores or online using foreign currencies |
Travel
Enjoy 6x complimentary access to Plaza Premium Lounge at KLIA1 (with exclusive access to the Private Lounge) and KLIA2 with a maximum of 3 hours of lounge usage, valid until 31 December 2024. Additionally, charge your flight ticket bill to your UOB Lady's Solitaire Card to qualify for a travel insurance plan that covers death, total permanent disability (TPD) and travel inconveniences worth up to RM500,000, plus, a complimentary purchase protection plan of up to RM30,000 as well, exclusively for all Lady's Solitaire cardholders. Terms and conditions apply to the mentioned perks.
Travel Coverage | Sum Insured |
---|---|
Travel Insurance | Up to RM500,000 |
Delayed Flight | Up to RM1,000 |
Missed Flight | Up to RM1,000 |
Lost Luggage | Up to RM2,000 |
Delayed Luggage | Up to RM1,000 |
Balance Transfer
Are credit card bills hanging heavy over your shoulder? Enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit card holders, respectively, via UOB Balance Transfer. The UOB Balance Transfer Instalment also offers a fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest over 12, 24, 36, 48 and 60 months. These offers are valid until 31 December 2024 with a minimum transfer of RM1,000 or up to 80% of the credit limit/available limit, whichever is lower.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a.and no one-time upfront handling fee | from RM1,000 |
6 months | 0% p.a. and 1%one-time upfront handling fee | from RM1,000 |
12 months | 0% p.a. and 4%one-time upfront handling fee | from RM1,000 |
18 months | 0% p.a. and 5%one-time upfront handling fee | from RM1,000 |
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
12 months | 1.99% p.a. and no one-time upfront handling fee | from RM1,000 |
24 months | 1.99% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 1.99% p.a. and no one-time upfront handling fee | from RM1,000 |
48 months | 1.99% p.a. and no one-time upfront handling fee | from RM1,000 |
60 months | 1.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Prioritize your shopping budget with the UOB Lady's LuxePay Easi-Payment Plan, allowing you to afford that coveted fashion designer collection (bags, watches and jewellery) with an instalment plan of 6 or 12 months at 0% interest.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM300 primary card
Waived when you spend RM30,000 and above annually. In addition, eligible cardmembers whose application is submitted during the Campaign Period and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver
- RM30 supplementary card
- RM300 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM20 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM120,000
- Minimum Age
- 21 years old primary card
- Who can apply
- Women Only
Features
- Easy Payment Plan
- UOB Lady’s LuxePay Easi Payment Plan
- Convert your luxury purchases of watches, jewellery, shoes, designer bags or any health and beauty spending into UOB LuxePay Instalments at 0% interest.
- Balance Transfer Plans
- UOB Balance Transfer
- Get flexible repayments with UOB and enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit cardholders, respectively, valid until 31 December 2024.
- UOB Balance Transfer Instalment
- With the UOB Balance Transfer Instalment, you pay the same instalments every month for up to 60 months. Manage your mounting credit card debts now and enjoy fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest.