UOB Lady's Solitaire Card

Asia's premier credit card exclusively for the ladies that demand more. Enjoy a 0% Lady's LuxePay Easi-Payment Plan, plus complimentary travel insurance; all in one card.

UOB Lady's Solitaire Card10X UNIRM for fashion spend
Min. Income
RM10,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Apple iPhone 16 Pro Max
worth RM5999
when you apply through RinggitPlus *

Apple iPhone 16 Pro Max

Our Previous Winners

Rewards

Dedicated to all busy women out there, get rewarded with 10X UNIRinggit for fashion spends at your favourite retail shops and even online. Shopping for groceries can get you 5X UNIRinggit points. For overseas purchases paid in foreign currencies, you can get 5X UNIRinggit as well, be it at retail shops or online. The accumulated UNIRinggit can be redeemed with gifts, vouchers, etc. via the UOB UNIRinggit Rewards catalogue or even offset selected purchases by paying using UNIRinggit which is accessible through the UOB TMRW mobile app.

UOB UNIRinggit
EarnSpend
10 points on every RM1on fashion spending at retail stores or online
5 points on every RM1on groceries spending at the stores or online
5 points on every RM1on overseas spending at retail stores or online using foreign currencies

Travel

Enjoy 6x complimentary access to Plaza Premium Lounge at KLIA1 (with exclusive access to the Private Lounge) and KLIA2 with a maximum of 3 hours of lounge usage, valid until 31 December 2024. Additionally, charge your flight ticket bill to your UOB Lady's Solitaire Card to qualify for a travel insurance plan that covers death, total permanent disability (TPD) and travel inconveniences worth up to RM500,000, plus, a complimentary purchase protection plan of up to RM30,000 as well, exclusively for all Lady's Solitaire cardholders. Terms and conditions apply to the mentioned perks.

Travel CoverageSum Insured
Travel InsuranceUp to RM500,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM1,000

Premium

Get Female Cancer Coverage of up to RM200,000 for six types of female cancers with UOB Lady's Savings Account. Don't miss the chance! Terms apply. In addition, enjoy complimentary snacks and drinks, plus custom bookings for Personal Shopper Services at SEIBU Lounge, The Exchange TRX, valid until 31 December 2024 with terms that apply! Simply present your UOB Lady's Solitaire card at the lounge reception to enjoy this privilege.

Balance Transfer

Are credit card bills hanging heavy over your shoulder? Enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit card holders, respectively, via UOB Balance Transfer. The UOB Balance Transfer Instalment also offers a fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest over 12, 24, 36, 48 and 60 months. These offers are valid until 31 December 2024 with a minimum transfer of RM1,000 or up to 80% of the credit limit/available limit, whichever is lower.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months0% p.a. and 1%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
12 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
48 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
60 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer Instalment

Easy Payment Plans

Prioritize your shopping budget with the UOB Lady's LuxePay Easi-Payment Plan, allowing you to afford that coveted fashion designer collection (bags, watches and jewellery) with an instalment plan of 6 or 12 months at 0% interest.

UOB Lady’s LuxePay Easi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM2,000
12 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about UOB Lady’s LuxePay Easi Payment Plan

Fees & Charges

Annual Fee
  • RM300 primary card

    Waived when you spend RM30,000 and above annually. In addition, eligible cardmembers whose application is submitted during the Campaign Period and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM120,000
Minimum Age
  • 21 years old primary card
Who can apply
  • Women Only

Features

Easy Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Convert your luxury purchases of watches, jewellery, shoes, designer bags or any health and beauty spending into UOB LuxePay Instalments at 0% interest.
Balance Transfer Plans
UOB Balance Transfer
Get flexible repayments with UOB and enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit cardholders, respectively, valid until 31 December 2024.
UOB Balance Transfer Instalment
With the UOB Balance Transfer Instalment, you pay the same instalments every month for up to 60 months. Manage your mounting credit card debts now and enjoy fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest.

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