UOB Lady's Solitaire Card

Asia's premier credit card exclusively for the ladies that demand more. Enjoy a 0% Lady's LuxePay Easi-Payment Plan, plus complimentary travel insurance; all in one card.

UOB Lady's Solitaire Card10X UNIRM for fashion spend
Min. Income
RM8,333.33/month
Annual Fee
Free*
Cashback
No
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Cash Via DuitNow
worth RM2800
when you apply through RinggitPlus *

Cash Via DuitNow

Our Previous Winners

Rewards

Dedicated to all busy women out there, get rewarded with 10X UNIRinggit for fashion spends at your favourite retail shops and even online. Shopping for groceries can get you 5X UNIRinggit points. For overseas purchases paid in foreign currencies, you can get 5X UNIRinggit as well, be it at retail shops or online. The accumulated UNIRinggit can be redeemed with gifts, vouchers, etc. via the UOB UNIRinggit Rewards catalogue or even offset selected purchases by paying using UNIRinggit which is accessible through the UOB TMRW mobile app.

UOB UNIRinggit
EarnSpend
10 points on every RM1on fashion spending at retail shops or online
5 points on every RM1on groceries spending at the stores or online
5 points on every RM1on overseas spending at stores or online using foreign currencies

Travel

Enjoy 6x complimentary access to Plaza Premium Lounge at KLIA1 (with exclusive access to the private lounge) and KLIA2 with a maximum of 3 hours of lounge usage, valid until 10 June 2024. Your accompanying guests (12 years and above) get a 50% discount on the walk-in rate. Additionally, charge your flight ticket bill to your UOB Lady's Solitaire Card to qualify for a travel insurance plan that covers death, total permanent disability (TPD) and travel inconveniences worth up to RM500,000, plus, a complimentary purchase protection plan of up to RM30,000 as well, exclusively for all Lady's Solitaire cardholders. Terms and conditions apply for the mentioned perks.

Travel CoverageSum Insured
Travel InsuranceUp to RM500,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM1,000

Premium

Get Female Cancer Coverage of up to RM200,000 for six types of female cancers with UOB Lady's Savings Account. Don't miss the chance! Terms apply. In addition, enjoy complimentary snacks and drinks, plus custom bookings for Personal Shopper Services at SEIBU Lounge, The Exchange TRX, valid until 31 December 2024 with terms that apply! Simply present your UOB Lady's Solitaire card at the lounge reception to enjoy this privilege.

Balance Transfer

Tired of paying high-interest rates on your credit card bills? Get on the UOB Balance Transfer plan with low interest rates for longer repayment tenures.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2.68%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.68%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 4.68%one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Prioritize your shopping budget with the UOB Lady's LuxePay Easi-Payment Plan, allowing you to afford that coveted fashion designer collection (bags, watches and jewellery) with an instalment plan of 6 or 12 months at 0% interest.

UOB Lady’s LuxePay Easi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM2,000
12 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about UOB Lady’s LuxePay Easi Payment Plan

Fees & Charges

Annual Fee
  • RM300 primary card

    Waived when you spend RM30,000 and above annually. In addition, eligible cardmembers whose application is submitted during the Campaign Period and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old primary card
Who can apply
  • Women Only

Features

Easy Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Convert your luxury purchases of watches, jewellery, shoes, designer bags or any health and beauty spending into UOB LuxePay Instalments at 0% interest.
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same instalments every month for 6, 12 or 18 months. Manage your mounting credit card debts now!

Review

To the iron ladies of corporate, household and elsewhere, introducing the UOB Lady’s Solitaire Card, a premium credit card for your sophisticated purchasing power that is rich with fashion and lifestyle benefits.

UOB Lady's Solitaire Card - amazing UNIRinggit points

Work hard, and shop smart with UOB Lady's Solitaire Card. 

Spend Category UNIRinggit Points Monthly Cap (Points)
Fashion (retail stores or online) 10x 20,000
Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Classic and Platinum Card)
Grocery (retail stores or online) 5x 20,000
Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Classic and Platinum Card)
Overseas using foreign currencies (retail stores or online) 5x No monthly cap

Annual fee waiver

The UOB Lady's Solitaire Card comes with an annual fee of RM300 for the Principal card, and RM30 for the Supplementary card.

You'll enjoy an annual fee waiver when you spend RM30,000 and above annually.

Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver. Check our page to find out more about the flash deal.

0% LuxePay Easi-Payment Plan

If you have your eyes on that designer-labelled bag and don't want to exhaust your pocket too much, you can easily convert them into 0% instalments instead with LuxePay.

Spending on your yearly facial and spa also can be converted into easy instalments! Check out the table below for more information:

Spend Category Minimum Conversion Amount Repayment Tenure
Fashion designer labels (bags, watches and jewellery) RM2,000 in a single receipt 6-month
12-month
Health and beauty (facial, spa and health practitioners) RM2,000 in a single receipt
RM4,000 in a single receipt
6-month
12-month

Purchase Protection Plan

Receiving a parcel in poor shape, worst, emptied content is every shopper's worst nightmare.

Therefore, whenever you swipe UOB Lady's Solitaire Card on your purchases, your parcel will be automatically covered against theft or accidental damage for up to RM30,000 for 30 days. Please read the terms and conditions of this perk here.

Free travel insurance coverage from UOB Lady's Solitaire Card

A little outside of the shopping category, but somewhat related to your needs. The Lady's Solitaire Card gives you peace of mind when you travel abroad as you will be covered from death and total permanent disability (TPD) up to RM500,000 offered by Liberty Insurance.

To qualify for this complimentary travel insurance, you just need to charge your travel arrangement i.e. your flight ticket(s) to your UOB Lady's Solitaire Card. This coverage also includes travel inconveniences such as delayed or lost luggage and missed or delayed flights. Terms and conditions apply.

Documents to prepare to apply for UOB Lady's Solitaire Card

If you are a salaried employee, please prepare:

  • A copy of your IC (both sides)
  • Latest 3 months' salary slips OR the latest EPF statement
  • Latest 6 months' bank statements
  • Latest BE form with an official tax receipt

If you are self-employed, please prepare:

  • A copy of your IC (both sides)
  • A copy of Form 9, 24 & 49 OR Business Registration Certificate
  • Latest 6 months' company bank statements
  • Latest B form with an official tax receipt
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