UOB One Visa Classic

Put money back into your pocket with the UOB ONE Visa Classic, a credit card that earns you up to 5% cashback for all of your everyday purchases.

UOB One Visa ClassicUp to 5% Cashback
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Up to 5% cash rebate every month on selected categories such as petrol, groceries, telecommunication and other eligible purchases.

Cashback categoryCashback rateMonthly capSpend
Petrol (Weekends)5%uncapped up to RM200 monthly on weekends only
Petrol (Weekdays)1%uncapped up to RM200 monthly
Groceries (Weekends)5%uncapped up to RM200 monthly on weekends only
Groceries (Weekdays)0.2%uncapped up to RM200 monthly
Telecommunication (Weekends)2%uncapped up to RM200 monthly on weekends only
Telecommunication (Weekdays)0.2%uncapped up to RM200 monthly
Other Retail0.2%uncappedany amount monthly


Protect yourself from fluctuating prices of RON95 and RON97 with UOB ONE Visa Classic credit card. Get 5% cashback on petrol, capped at RM200 per month, every weekend and 1% cashback every other day.


Are you a foodie? Then you can fully enjoy exclusive dining privileges at over 150 dining outlets nationwide at 15% discount with UOB ONE Visa Classic.

Balance Transfer

Credit card bills hanging heavy over your shoulder? Apply for the UOB Balance Transfer with attractive interest rates from as low as 3% p.a.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Enjoy 0% Overseas Easi-Payment Plan with a minimum conversion of RM3,000, or 2.99% p.a. on local retail EPP with a minimum conversion of RM500. Pay 0% interest with UOB Instalment Payment Plan on purchases at participating merchants.

UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan
UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.99% one-time upfront handling feeRM500
12 months3.99% one-time upfront handling feeRM500
18 months4.99% one-time upfront handling feeRM500
24 months5.99% one-time upfront handling feeRM2,000
36 months6.99% one-time upfront handling feeRM2,000
Learn more about UOB Easi-Payment Plan

Fees & Charges

Annual Fee
  • RM68 primary card
  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
Who can apply
  • Anybody


Easy Payment Plan
UOB Instalment Payment Plan
Shop your desired items with UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!
UOB Easi-Payment Plan
Longing for a brand new item this year? Spend with UOB credit card and convert minimum purchase of RM500 into an affordable monthly instalment plan.
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!


Go crazy on your cashback savings with UOB ONE Visa Classic!

It’s a classic credit card by UOB designed to give you more savings when you spend on the things that you need.

UOB One Visa Classic - Cashback on Daily Spend

Thinking of ways to save while spending? UOB ONE Visa Classic credit card gives you cashback for all your daily purchases on all the essentials. 

How does it work? See table below for more details:

CategoryWeekday CashbackWeekend CashbackMaximum Spend Per Month Merchants
Petrol1%5%Up to RM200
All petrol stations nationwide
Groceries0.2%5%Up to RM200Tesco, AEON, AEON Big, Jaya Grocer, Village Grocer & Bens Independent Grocer
Telco0.2%2%Up to RM200Maxis, Digi & Celcom
Other Retail0.2%0.2%UnlimitedAll other merchants not listed above

Great Dining Discounts with UOB One Visa Classic

What’s a platinum credit card without exclusive worldwide perks and privileges? 

Dine at over 150 dining outlets across the country with your UOB ONE Visa Classic and enjoy up to 15% discounts. 

If you noticed from the beginning, that is triple the savings you have already gained with this credit.

Low Interest Rates

UOB offers flexible ways for you to save when you transfer your credit balance with another bank onto your UOB credit card.

With UOB Balance Transfer you can choose between payment tenures of 6, 12 or 18 months with zero interest rate. 

UOB is also offering another balance transfer plan with a 6-month and 12-month Fixed-Pay Balance Transfer plan at 3.3% interest rate for 6 months and 6% p.a. interest rate for 12 months.

UOB One Visa Classic Bargain Deals with 0% Easy Payment Plan (EPP)

Stop making window shopping a frequent pastime! 

In case you find merchandise which you can’t readily afford, UOB One Visa Classic offers 0% interest on monthly installments with Easi-Payment Plan. 

Just pick between tenures of 6, 12, or 18 months and pay a small upfront fee. To qualify, your purchase needs to be at least RM500 to enroll in this plan.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product