UOB One Visa Platinum credit card

UOB One Visa Platinum

Earn up to 5% cash back everytime you swipe with this UOB credit card. Want to save more on your everyday expenses? This is the ONE!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM178.08 annual fee

Apply online now for UOB One Visa Platinum

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Up to 5% cashback on petrol and movie tickets, 2% on groceries, and mobile plans. On top of that, with the SMART$ Rebate Programme you'll get up to 10% cash back at outlets such as Little Nyonya, Spice of India, and Button Up.
Discover how much you can save when you shop with your new UOB One Visa Platinum
Cashback CategoryCashback RateMonthly CapSpend
PetrolSpendfrom RM1 up to RM500 monthly on weekends only5%RM25from RM1 up to RM500 monthly on weekends only
PetrolSpendfrom RM1 up to RM500 monthly2%RM10from RM1 up to RM500 monthly
CinemaSpendany amount monthly on weekends only5%uncappedany amount monthly on weekends only
CinemaSpendany amount monthly2%uncappedany amount monthly
GroceriesSpendfrom RM1 up to RM1500 monthly on weekends only2%RM30from RM1 up to RM1500 monthly on weekends only
GroceriesSpendfrom RM1 up to RM1500 monthly1%RM15from RM1 up to RM1500 monthly
TelecommunicationSpendfrom RM1 up to RM300 monthly on weekends only2%RM6from RM1 up to RM300 monthly on weekends only
TelecommunicationSpendfrom RM1 up to RM300 monthly1%RM3from RM1 up to RM300 monthly
Other RetailSpendany amount monthly0.2%uncappedany amount monthly
Balance Transfer
You're paying 18% p.a.? Stop paying absurdly high interest rates on your credit card debt. Transfer your balance to a low interest card with UOB Balance Transfer with interest rates from only 3.3%.
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Convert your purchases to Easi Payment Plan. Any purchases worth RM500 or more can be converted into a 6-month, 12-month, or 18-month installments from as low as 2% of interest! Pay 0% instalment of UOB Instalment Payment Plan on purchases at participating merchants.
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months3% one-time upfront handling feefrom RM500 
18 months4% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
18 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Instalment Payment Plan
Petrol
Want to protect yourself from fluctuating prices for both RON95 and RON97? Get 5% cashback on petrol capped at RM500 per month with your new UOB credit card.
Premium
Are you a foodie? Then you can fully enjoy exclusive dining privileges at over 1000 dining outlets nationwide for your indulgence with OUB.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM178.08
Annual Fee for Supplementary Card
RM31.80
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM48000
Minimum age for primary card holder
21 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
UOB Instalment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB One Visa Platinum review

What's so good (or not so good) about it?

Get cashback on demand with the UOB One Visa Platinum credit card. You’ll get extra cashback savings on fun-filled weekends and exclusive dining discounts!

Cash Rebates In Your Pocket

UOB One Visa Platinum gives you cashback on all the essentials – petrol, groceries, bills, medicine, and even entertainment. So you don’t have to worry about spending outside of your usual budget to enjoy these savings offered by UOB

Take full advantage of these special cash rebates by swiping your card on weekends. You’ll get 5% cashback on petrol and tickets at Golden Screen Cinemas, and 2% cashback on groceries. Plus it’s always better to pay your mobile bill on the weekend because you’ll also get 2% cashback if you’re subscribed to Maxis, Digi, or Celcom!

SMART$ Cash Back

Your cash rewards don’t stop here. Swipe your UOB One card at any SMART$ approved outlets and you’ll get extra cash rebates on your purchases of up to 10%. Cash back savings on top of SMART$ rebates. That’s double the savings in One card!

Flexible Balance Transfer Plans

So you’ve accumulated a pile of credit debt. But that doesn’t mean you should be stuck paying high credit card interest rates. UOB offers not one, but two balance transfer plans to help you manage your credit debt.

If you’d prefer to manage your repayments on-the-go, UOB Balance Transfer gives you the flexibility of 6, 12 and 18-month repayment plans. You’ll pay interest rates as low as 7.77%, and you’ll have option of making minimum payments while still enjoying this special low rate!

Sign-up for UOB Fixed-Pay to enjoy even more savings on your balance transfer! You’ll have to meet your payments in full each month, but you’ll also get special low interest rates of 3.3% when you chose the 6-month tenure or 6% when you chose the 12-month tenure – this one-time interest charge will be split across your repayment period. 

Great Dining Discounts

What’s a platinum credit card without exclusive worldwide perks and privileges? Enjoy dining discounts at over 1000 dining outlets across the country with your UOB One Visa Platinum card. There are no better ways to enjoy life while saving! So sit back, relax and dine.

Platinum Privileges

Love doing yout shopping online? Shop in comfort 24 hours a day at UOB InStore and earn even more cash rebates - want the latest Samsung smartphone? You can buy it there!

Lastly, you'll also enjoy UOB personal online banking - this is a complimentary service platform where you can just do about everything you need to do at any time. Enjoy banking convenience at your fingertips wherever you are.

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