UOB One Visa Platinum

Up to 5% unlimited cashback on selected spending categories. Enjoy exclusive dining privileges and 0% EPP on overseas purchases.

UOB One Visa Platinum5% Unlimited Cashback
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Up to 5% cash rebate every month on selected categories with a monthly cap up to RM400.

Cashback categoryCashback rateMonthly capSpend
Petrol (Weekends)5%uncapped up to RM400 monthly on weekends only
Petrol (Weekdays)1%uncapped up to RM400 monthly
Groceries (Weekends)5%uncapped up to RM400 monthly on weekends only
Groceries (Weekdays)0.2%uncapped up to RM400 monthly
Telecommunication (Weekends)2%uncapped up to RM300 monthly on weekends only
Telecommunication (Weekdays)0.2%uncapped up to RM300 monthly
Other Retail0.2%uncappedany amount monthly


Protect yourself from fluctuating prices of RON95 and RON97 with UOB ONE Visa Platinum credit card. Get 5% cashback on petrol, capped at RM400 per month, every weekend and 1% cashback every other day.


Are you a foodie? Then you can fully enjoy exclusive dining privileges at over 150 dining outlets nationwide at 15% discount with UOB ONE Visa Platinum.

Balance Transfer

Stop paying high interest rates on your credit card debt and transfer your balance to a low interest card with UOB Balance Transfer with interest rates from only 3% p.a.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Enjoy 0% Overseas Easi-Payment Plan with a minimum conversion of RM3,000, or 2.99% p.a. on local retail EPP with a minimum conversion of RM500. Pay 0% interest with UOB Instalment Payment Plan on purchases at participating merchants.

UOB Overseas Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM3,000
Learn more about UOB Overseas Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM168 primary card
  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
Who can apply
  • Anybody


Easy Payment Plan
UOB Overseas Easi-Payment Plan
Shop your heart out while travelling overseas and convert the payment to 3 monthly repayments at 0% interest.
UOB Instalment Payment Plan
Shop your desired items with UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!


Get cashback on-demand with the UOB ONE Visa Platinum credit card. You’ll get extra savings on fun-filled weekends and exclusive dining discounts!

UOB One Visa Platinum - Cashback for Everyday Spend

Maximise your earning of cashback when you spend over the weekend with UOB ONE Visa Platinum.

It comes with a wide range of cashback categories where you can fully utilize your UOB credit card. 

Don't believe it? See table below for more details:

UOB One Visa Platinum - Monthly Cashback

UOB One Visa Platinum

UOB One Visa Platinum

Cashback Category

Weekday Cashback Rate

Weekend Cashback Rate

Highest Cashback Amount

Maximum Monthly Spend






Up to RM400

All petrol stations





Up to RM400

Tesco, AEON, AEON Big, Giant, Jaya Grocer, Village Grocer & Bens Independent Grocer





Up to RM300

Maxis, Digi & Celcom

Other Purchases





All other merchants not listed above

Principal & Supplementary

Have a look at how a household can earn WEEKEND cashbacks:

Illustration: Monthly WEEKEND CashBack
How much can a typical Malaysian family of five (5) can save by earning cash rebates with a UOB One Visa Platinum card?

Weekend Spend Category per Month

Monthly Spend (RM)

CashBack Earned* (RM)



20.00 (RM400 X 5%)



20.00 (RM800 x 5%)

Telecommunication Bills


6.00 (RM300 x 2%)



1.00 (RM500 x 0.2%)

Personal Care and Wellness


1.60 (RM800 x 0.2%)

Shopping and Retail




0.60 (RM300 x 0.2%)

Total Monthly Cashback

Illustration is calculated based on weekend cashback rates only. 

Great Dining Discounts with UOB One Visa Platinum

What’s a platinum credit card without exclusive worldwide perks and privileges? 

Dine at over 150 dining outlets across the country with your UOB ONE Visa Platinum and enjoy up to 15% discounts.

UOB Platinum Privileges

Are you an online shopping addict? Shop in comfort 24-hours a day at UOB InStore and earn even more cash rebates - want the latest smartphone? You can buy it there!

Apply for UOB One Visa Platinum to enjoy a 0% Installment Payment Plan (IPP) Online Shopping Deals. 

You have a choice to purchase any of the products and/or services listed in UOB Instore website at a purchase price (offered to UOB credit cardholders only!).

Personal Internet Banking (PIB)

You'll also enjoy UOB personal online banking - a complimentary service platform where you can just do about everything at any time.

Enjoy banking convenience at your fingertips wherever you are.

To apply for Personal Internet Banking (PIB), you must be:

  • 18 years old and above
  • An individual or joint account holder (with signatory condition of anyone to sign)
  • Have a registered mobile number to receive SMS-OTP (One Time Password sent via Short Messaging System)

You can choose to apply for Personal Internet Banking (PIB) via Online Application, visit any UOB branches or stop by any UOB ATM. 

UOB One Visa Platinum 0% Overseas Easi-Payment Plan (EPP)

Spend with UOB credit card in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert it to 3 monthly Easy Payment Plan at 0% upfront interest. 

Transactions such as cash advance, balance transfer, flexi-credit plans, finance charges, late charges, annual fees, split / void transactions, refunds / reversals, taxes and other transactions are not considered as Eligible Spend.

Flexible Balance Transfer Plans

So you’ve accumulated credit card debts and reluctant to pay high interest rates. 

UOB offers not one, but two balance transfer plans to help you manage your credit debt.

UOB Balance Transfer gives you the flexibility of 6, 12 and 18-month repayment plans at zero interest rate. 

You only need to pay an upfront interest of 

  • 3% p.a., 
  • 4% p.a. or 
  • 5% p.a. depending on the tenure of choice.

You can also choose to sign up for UOB Fixed-Pay that comes in 2 plans: 

  1. 6-month plan at 3.3% p.a. interest rate or 
  2. 12-month plan at 6% interest 

The one-time interest charge you've selected will be spread across your repayment period.

What are the documents required to apply for UOB One Visa Platinum?

You will need to prepare a copy of your NRIC or Passport (front and back) and Income Documents to apply for UOB One Visa Platinum. 

Please note that UOB Malaysia reserves the right to request for additional income document(s) for credit evaluation purposes.

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