UOB One Visa Platinum

Enjoy up to 10% cashback on your Petrol, Dining, Grocery and Grab spending categories, plus unlimited 0.2% cashback on Other Spends.

UOB One Visa PlatinumCashback on Petrol, Grocery, Dining & Grab
Min. Income
RM4,000/month
Annual Fee
RM168
Cashback
up to 10%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
HUAWEI Band 7
worth RM219
when you apply through RinggitPlus *

HUAWEI Band 7

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Cashback

Up to 10% cash rebate every month on selected categories like the below with a monthly cap up to RM400.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Petrol (Monthly Spend met)10%RM15 up to RM150 monthly
Petrol (Monthly Spend not met)0.2%RM15 up to RM150 monthly
Groceries (Monthly Spend met)10%RM15 up to RM150 monthly
Groceries (Monthly Spend not met)0.2%RM15 up to RM150 monthly
Dining (Monthly Spend met)10%RM15 up to RM150 monthly
Dining (Monthly Spend not met)0.2%RM15 up to RM150 monthly
Grab (Monthly Spend met)10%RM15 up to RM150 monthly
Grab (Monthly Spend not met)0.2%RM15 up to RM150 monthly
Other Retail0.2%uncappedany amount monthly

Petrol

Protect yourself from fluctuating prices of RON95 and RON97 with UOB ONE Visa Platinum credit card. Get 10% cashback on Petrol Spend & Setel CardTerus (non-e-wallet transactions) capped at RM100 per month, and 0.2% cashback every other day.

Premium

Are you a foodie? Then you can fully enjoy exclusive dining privileges at over 150 dining outlets nationwide at 15% discount with UOB ONE Visa Platinum.

Balance Transfer

Stop paying high interest rates on your credit card debt and transfer your balance to a low interest card with UOB Balance Transfer with interest rates from only 3% p.a.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2.68%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.68%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 4.68%one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Enjoy 0% Overseas Easi-Payment Plan with a minimum conversion of RM3,000. Pay 0% interest with UOB Instalment Payment Plan on purchases at participating merchants.

UOB Overseas Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM3,000
Learn more about UOB Overseas Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM168 primary card
  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old primary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Overseas Easi-Payment Plan
Shop your heart out while travelling overseas and convert the payment to 3 monthly repayments at 0% interest.
UOB Instalment Payment Plan
Shop your desired items with UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same instalments every month for 6, 12 or 18 months. Manage your mounting credit card debts now!

Review

Get cashback on-demand with the UOB ONE Visa Platinum credit card. You’ll get extra savings on fun-filled weekends and exclusive dining discounts!

UOB One Visa Platinum - Cashback for Everyday Spend

Maximise your earning of cashback when you spend on certain categories each month with UOB One Visa Platinum.

It comes with a wide range of cashback categories where you can fully utilise your UOB credit card, applicable to both the principal and supplementary cardholders.

Don't believe it? See the table below for more details:

UOB One Visa Platinum - Monthly Cashback

UOB One Visa Platinum

UOB One Visa Platinum

Cashback Category

Monthly Spend Not Met

Monthly Spend Met

Cashback Cap

Maximum Monthly Spend

Merchants

Petrol 

0.2%

10%

RM15

Up to RM150

All petrol stations & Setel CardTerus (non-E-Wallet transactions)

Groceries

0.2%

10%

RM15

Up to RM150

Lotus's, AEON Big, Jaya Grocer, Mercato & more

Dining

0.2%

10%

RM15

Up to RM150

Selected merchants within MCC 5812 & 5814

Grab 0.2% 10% RM15 Up to RM150 Grab Rides, GrabExpress, GrabFood, GrabMart & GrabPay

Other Purchases

0.2%

0.2%

Unlimited

Unlimited

All other merchants not listed above

Great Dining Discounts with UOB One Visa Platinum

What’s a platinum credit card without exclusive worldwide perks and privileges? 

Dine at over 150 dining outlets across the country with your UOB ONE Visa Platinum and enjoy up to 15% discounts.

Click here to find out more.

UOB Platinum Privileges

Are you an online shopping addict? Shop in comfort 24 hours a day at UOB InStore and earn even more cash rebates - want the latest smartphone? You can buy it there!

Apply for UOB One Visa Platinum to enjoy a 0% Instalment Payment Plan (IPP) Online Shopping Deals. 

You have a choice to purchase any of the products and/or services listed on the UOB Instore website at a purchase price (offered to UOB credit cardholders only!).

Personal Internet Banking (PIB)

You'll also enjoy UOB personal online banking — a complimentary service platform where you can just do about everything at any time.

Enjoy banking convenience at your fingertips wherever you are.

To apply for Personal Internet Banking (PIB), you must be:

  • 18 years old and above
  • An individual or joint account holder (with signatory condition of anyone to sign)
  • Have a registered mobile number to receive SMS-OTP (One Time Password sent via Short Messaging System)

You can choose to apply for Personal Internet Banking (PIB) via Online Application, visit any UOB branches or stop by any UOB ATM. 

UOB One Visa Platinum 0% Overseas Easi-Payment Plan (EPP)

Spend with UOB credit card in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert it to 3 monthly Easy Payment Plan at 0% upfront interest. 

Transactions such as cash advance, balance transfer, flexi-credit plans, finance charges, late charges, annual fees, split / void transactions, refunds / reversals, taxes and other transactions are not considered as Eligible Spend.

Flexible Balance Transfer Plans

So you’ve accumulated credit card debts and reluctant to pay high interest rates. 

UOB offers not one, but two balance transfer plans to help you manage your credit debt.

UOB Balance Transfer gives you the flexibility of 6, 12 and 18-month repayment plans at zero interest rate. 

You only need to pay an upfront interest of 

  • 3% p.a.
  • 4% p.a. or 
  • 5% p.a. depending on the tenure of choice.

You can also choose to sign up for UOB Fixed-Pay that comes in 2 plans: 

  1. 6-month plan at 3.3% p.a. interest rate or 
  2. 12-month plan at 6% interest 

The one-time interest charge you've selected will be spread across your repayment period.

What are the documents required to apply for UOB One Visa Platinum?

You will need to prepare a copy of your NRIC or Passport (front and back) and Income Documents to apply for UOB One Visa Platinum. 

Please note that UOB Malaysia reserves the right to request for additional income document(s) for credit evaluation purposes.

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