Unlimited 0.2% cashback on other retail spend
Go crazy on your cashback savings with the UOB ONE Card, a classic credit card designed to give you more savings when you spend on everyday essentials.
Benefits of UOB ONE Card - cashback on daily expenses
Thinking of ways to save while spending? The benefits of a UOB ONE Classic/Platinum Card are cashback for all your daily essential purchases.
How does it work? See the table below for more details:
| Category |
Minimum Retail Spend Per Statement Month Not Met
(From RM0 - RM499) |
Minimum Retail Spend Per Statement Month Is Met
(From RM500 or above) |
Cashback Cap | Participating Merchants |
| Petrol | 0.2% | 10% |
RM10
|
All petrol stations nationwide & Setel CardTerus (non-E-Wallet transactions) |
| Groceries | 0.2% | 10% | RM10 |
AEON BiG, AEON Supermarket, Ben's Independent Grocer, Cold Storage, Econsave, Everise, Giant, Jaya Grocer, Lotus's, Mercato, Mydin, Survay & Village Grocer
|
| Dining | 0.2% | 10% | RM10 | Selected merchants within MCC 5812 & 5814 |
| Grab | 0.2% | 10% | RM10 | Grab Rides, GrabExpress, GrabFood, GrabMart, GrabPay & Grab subscription |
| Other Retail | 0.2% | 0.2% | Unlimited | All other merchants not listed above |
As for the ONE Platinum Card, below is how the cashback works. Note that the minimum spend is slightly higher at RM1,500 monthly and the cashback is also capped at RM15.
The cashback rate and the participating merchants remain the same as the ONE Classic Card above.
| Category | Minimum Retail Spend Per Statement Month Not Met (From RM0 - RM1,499) | Minimum Retail Spend Per Statement Month Is Met (From RM1,500 or above) | Cashback Cap | Participating Merchants |
| Petrol | 0.2% | 10% | RM15 | All petrol stations nationwide & Setel CardTerus (non-E-Wallet transactions) |
| Groceries | 0.2% | 10% | RM15 | AEON BiG, AEON Supermarket, Ben's Independent Grocer, Cold Storage, Econsave, Everise, Giant, Jaya Grocer, Lotus's, Mercato, Mydin, Survay & Village Grocer |
| Dining | 0.2% | 10% | RM15 | Selected merchants within MCC 5812 & 5814 |
| Grab | 0.2% | 10% | RM15 | Grab Rides, GrabExpress, GrabFood, GrabMart, GrabPay & Grab subscription |
| Other Retail | 0.2% | 0.2% | Unlimited | All other merchants not listed above |
Great dining discounts with UOB ONE Card
What’s a credit card without exclusive worldwide perks and privileges?
Dine at over 150 dining outlets across the country with your UOB ONE Card and enjoy fantastic deals and discounts. Click here to find out more.
UOB Personal Internet Banking (PIB)
You'll also enjoy UOB personal online banking — a complimentary service platform where you can just do about everything at any time. Enjoy banking convenience at your fingertips wherever you are.
To apply for Personal Internet Banking (PIB), you must be:
- 18 years old and above
- An individual or joint account holder (with a signatory condition of anyone to sign)
- Have a registered mobile number to receive SMS-OTP (One-Time Password sent via a Short Messaging System)
You can apply for Personal Internet Banking (PIB) via an online application, visit any UOB branch or stop by any UOB ATM.
UOB Balance Transfer Plans
So you’ve accumulated credit card debts and are reluctant to pay high interest rates. UOB offers not one, but two balance transfer plans to help you manage your credit debt.
UOB Balance Transfer gives you the flexibility of 6, 12 and 18-month repayment plans at zero interest rates.
You only need to pay an upfront fee of
- 3% upfront fee for 6 months
- 4% upfront fee for 12 months
- 5% upfront fee for 18 months
Or sign up for the UOB Balance Transfer Instalment which comes in six plans:
- Up to 9.20% p.a. fixed interest rates for 6, 12, 24, 36, 48 and 60 months
Additionally, there’s also an ongoing promotion whereby you can enjoy the benefits of lower interest rates and one-time upfront payments. Valid until 31 December 2024, the minimum transfer is RM1,000 or up to 80% of the credit limit/available limit, whichever is lower. See below for details.
UOB Balance Transfer: Enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit card holders, respectively.
UOB Balance Transfer Instalment: Fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest. Choose over 12, 24, 36, 48 and 60 months of repayment period.
Am I eligible to apply for a UOB ONE Card?
Anybody aged 21 and above with a minimum monthly income of RM2,000 or RM24,000 annually can apply for a UOB ONE Classic Card. In contrast, those keen to apply for the UOB ONE Platinum Card must earn a minimum monthly income of RM5,000 or RM60,000 annually to be eligible.
The Classic Card has an annual fee of RM120 for the primary card and RM60 for the supplementary card. However, there's no annual fee waiver.
The UOB ONE Platinum Card comes with an annual fee of RM195 for the primary card and RM100 for the supplementary card, without a yearly fee waiver as well.
*The UOB ONE Platinum Card application is subject to the bank's discretion. If you require further details or assistance, please reach out to the bank directly.
Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver. Check our page to find out more about the flash deal.
What are the required documents to make an application?
If you are a salaried employee, please prepare:
- A copy of your IC (both sides)
- Latest 3 months' salary slips OR the latest EPF statement
- Latest 6 months' bank statements
- Latest BE form with an official tax receipt
If you are self-employed, please prepare:
- A copy of your IC (both sides)
- A copy of Form 9, 24 & 49 OR Business Registration Certificate
- Latest 6 months company bank statements
- Latest B form with an official tax receipt
