UOB One Visa Platinum

Up to 10% cashback with maximum purchase of RM1,000 on selected categories. Enjoy exclusive rewards and discounts during birthday month and 0% EPP on overseas purchase

UOB One Visa PlatinumUp to 10% Cashback
Min. Income
RM4,000/month
Annual Fee
RM168
Cashback
up to 8%
Balance Transfer
From 3.3% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Up to 8% cash rebate every month with a maximum spend of RM1,000 on selected categories.

Cashback categoryCashback rateMonthly capSpend
Cinema (Weekend)8%uncappedany amount monthly
Cinema (Weekday)0.2%uncappedany amount monthly
Petrol5%RM400any amount on weekends only
Petrol1%RM400any amount monthly
Groceries2%RM1,000any amount on weekends only
Groceries0.2%RM1,000any amount monthly
Telecommunication2%RM300any amount on weekends only
Telecommunication0.2%RM300any amount monthly
Other Retail0.2%uncappedany amount monthly

Petrol

Protect yourself from fluctuating prices of RON95 and RON97 with UOB ONE Visa Platinum credit card. Get 5% cashback on petrol, capped at RM400 per month, every weekend and 1% cashback every other day.

Premium

Are you a foodie? Then you can fully enjoy exclusive dining privileges at over 150 dining outlets nationwide at 15% discount with UOB ONE Visa Platinum.

Balance Transfer

Stop paying high interest rates on your credit card debt and transfer your balance to a low interest card with UOB Balance Transfer with interest rates from only 3.3% p.a.

Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Enjoy 0% Overseas Easi-Payment Plan with a minimum conversion of RM3,000, or 2.99% p.a. on local retail EPP with a minimum conversion of RM500. Pay 0% interest with UOB Instalment Payment Plan on purchases at participating merchants.

UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.99% one-time upfront handling feeRM500
12 months3.99% one-time upfront handling feeRM500
18 months4.99% one-time upfront handling feeRM500
24 months5.99% one-time upfront handling feeRM2,000
36 months6.99% one-time upfront handling feeRM2,000
Learn more about UOB Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM168 primary card
  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old  years old primary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Easi-Payment Plan
Longing for a brand new item this year? Spend with UOB credit card and convert minimum purchase of RM500 into an affordable monthly instalment plan.
UOB Instalment Payment Plan
UOB InStore is an online store where shopping can be charged to your credit card at 0% interest. Choose the monthly installment plan that suits your budget
Balance Transfer Plans
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!

Review

Get cashback on-demand with the UOB ONE Visa Platinum credit card. You’ll get extra savings on fun-filled weekends and exclusive dining discounts!

Cashback for Everyday Spend

Maximize your earning of cashback when you spend over the weekend with UOB ONE Visa Platinum credit card, with a wide range of cashback categories where you can fully utilize your UOB credit card. Don't believe it? See table below for more details:

UOB One Visa Platinum - Monthly Cashback

UOB One Visa Platinum

UOB One Visa Platinum

Cashback Category

Weekday Cashback Rate

Weekend Cashback Rate

Highest Cashback Amount

Maximum Monthly Spend

Merchants

Petrol 

1%

5%

RM20

Up to RM400

All petrol stations

Cinema

0.2%

8%

Uncapped

Unlimited

GSC

Groceries

0.2%

2%

RM20

Up to RM1,000

Tesco, Aeon Big, Giant, Cold Storage & Jaya Grocer

Telecommunication

0.2%

2%

RM6

Up to RM300

Maxis, Digi & Celcom

Other Purchases

0.2%

0.2%

Uncapped

Unlimited

All other merchants not listed above

Principal & Supplementary

Have a look at how a household can earn WEEKEND cashbacks:

Illustration: Monthly WEEKEND CashBack
How much can a typical Malaysian family of five (5) can save by earning cash rebates with a UOB One Visa Platinum card?

Weekend Spend Category per Month

Monthly Spend (RM)

CashBack Earned* (RM)

Petrol

400.00

20.00 (RM400 X 5%)

Groceries

800.00

16.00 (RM800 x 2%)

Telecommunication Bills

300.00

6.00 (RM300 x 2%)

Movies

100.00

8.00 (RM100 x 8%)

Dining

500.00

1.00 (RM500 x 0.2%)

Personal Care and Wellness

Eg: Health supplements, grooming, beauty and skincare products 

800.00

1.60 (RM800 x 0.2%)

Shopping and Retail

TOTAL EXPENSES 

300.00

3,200

0.60 (RM300 x 0.2%)


Total Monthly Cashback
Total Yearly Cashback
53.20
638.40

Illustration is calculated based on weekend cashback rates only. 

Up to 10% Cashback With Grab App!

For a limited time only, get up to 10% cashback when you pay your Grab app services such as rides, foods and parcel deliveries or top up with UOB ONE Cards. 

Cashback Rewards

  • Weekday - 5%
  • Weekend - 10%

This cashback earning is capped at RM20 per customer and is on top of your current UOB credit card benefits. If you are the principal cardholder, transactions made by your supplementary cardholders will be consolidated to your spending and cashback will only be credited to your account.

Do take note that cashback for eligible spend will be based on the date the transaction is processed by UOB Malaysia, instead of the date of the transaction made.

Great Dining Discounts

What’s a platinum credit card without exclusive worldwide perks and privileges? 

Dine at over 150 dining outlets across the country with your UOB ONE Visa Platinum and enjoy up to 15% discounts. 

Birthday Promotion

Happy birthday! If this is your birthday month, you are entitled to purchase special birthday items at purchase prices.

UOB Credit Card - Birthday Promotion Items

Birthday Item

UOB Cardholder Purchase Price

Retail Purchase Price

34 pieces Insta Card

RM5

RM33

Blank Notebook (6” x 8”)

RM5

RM79

Blank Mug

RM10

RM49

Desk Calendar (6” x 8”)

RM10

RM70

The Birthday Promotion is applicable for the entire birthday month and valid if you’ve signed up and logged in from www.shopback.my/one-bday-uob only. 

Platinum Privileges

Are you an online shopping addict? Shop in comfort 24-hours a day at UOB InStore and earn even more cash rebates - want the latest smartphone? You can buy it there!

Apply for UOB credit card to enjoy a 0% Installment Payment Plan (IPP) Online Shopping Deals. You have a choice to purchase any of the products and/or services listed in UOB Instore website at a purchase price (offered to UOB credit cardholders only!).

Personal Internet Banking (PIB)

You'll also enjoy UOB personal online banking - this is a complimentary service platform where you can just do about everything you need to do at any time. Enjoy banking convenience at your fingertips wherever you are.

To apply for Personal Internet Banking (PIB), you must be:

  • 18 years old and above
  • An individual or joint account holder (with signatory condition of anyone to sign)
  • Have a registered mobile number to receive SMS-OTP (One Time Password sent via Short Messaging System)

You can choose to apply for Personal Internet Banking (PIB) via Online Application, visit any UOB branches or stop by any UOB ATM. 

0% Overseas Easi-Payment Plan (EPP)

Spend with UOB credit card in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert to 3 monthly Easy Payment Plan at 0% upfront interest. 

Transactions such as cash advance, balance transfer, flexi-credit plans, finance charges, late charges, annual fees, split / void transactions, refunds / reversals, taxes and other transactions UOB Malaysia may determine are not considered as Eligible Spend.

Flexible Balance Transfer Plans

So you’ve accumulated credit card debts and reluctant to pay high interest rates. UOB offers not one, but two balance transfer plans to help you manage your credit debt.

UOB Balance Transfer gives you the flexibility of 6, 12 and 18-month repayment plans at zero interest rate. You only need to pay an upfront interest of 3% p.a., 4% p.a. or 5% p.a. depending on the tenure of choice.

You can also choose to sign up for UOB Fixed-Pay that comes in 2 plans: 6-month plan at 3.3% p.a. interest rate or 12-month plan at 6% interest – this one-time interest charge will be split across your repayment period.

What are the documents required?

You will need to prepare a copy of your NRIC or Passport (front and back) and Income Documents. Please note that UOB Malaysia reserves the right to request for additional income document(s) for credit evaluation purposes.