UOB PRVI Miles Card

Enjoy 5X UNIRinggit on overseas, hotels, airlines, travel agencies, plus 50% off Grab rides to and forth airports. Earn Air Miles faster with every swipe!

UOB PRVI Miles CardAir Miles Redemption
Min. Income
RM5,000/month
Annual Fee
Free*
Balance Transfer
From 3.3% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3

Giordano 20’ Luggage Bag

Rewards

Get UNIRinggit Reward Points when you spend UOB PRVI Miles Card on eligible transactions.

UNIRinggit Reward Points
EarnSpend
12 points on every RM1on online reservations with Expedia (Tuesday)
10 points on every RM1on online reservations with Expedia (Wednesday-Monday)
10 points on every RM1on online reservations with Booking.com
5 points on every RM1overseas, airlines, hotels, travel agencies
1 point on every RM1on local retail spends

Travel

Convert UNIRinggit to Air Miles with top frequent flyer programs such as AirAsia BiG Points, Asia Miles, Enrich Miles and KrisFlyer Miles. Just spend a minimum of RM10 to redeem 7 Air Miles.

Premium

Enjoy 50% off Grab rides to/from selected international airports (maximum discount up to RM33) with the promo code "GRABPRVI".

Balance Transfer

Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB PRVI Miles Card.

Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalment for up to 36 months. Enjoy 0% interest for 3-month conversion of Overseas Easi-Payment Plan

UOB Overseas Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM3,000
Learn more about UOB Overseas Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan
UOB Education Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1,000 to RM20,000
Learn more about UOB Education Instalment Plan

Fees & Charges

Annual Fee
  • RM198 primary card

    Waived when 104,000 UNIRinggit earned

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 years old  years old primary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Overseas Easi-Payment Plan
Shop your heart out while travelling overseas and convert the payment to 3 monthly repayments at 0% interest.
UOB Instalment Payment Plan
UOB InStore is an online store where shopping can be charged to your credit card at 0% interest. Choose the monthly installment plan that suits your budget
UOB Education Instalment Plan
Paying for your children's education fee will no longer causing stress with the 0% interest instalment for up to 12 months.
Balance Transfer Plans
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!

Review

The best traveling credit card that ensures you save more while reaping the benefits of spending, UOB PRVI Miles Card is the name of the game. 

Collect UNIRinggit Reward Points with UOB PRVI Miles Card

UNIRinggit Reward Points (UNIRM Points) is designed to reward you for spending with UOB PRVI Miles Card. 

Depending on the types of transactions you have made with this travel credit card, you can get up to 10 UNIRM Points. 

Let's see the breakdown of UNIRM Points which you may earn:

  • 10 UNIRM Points when you make online reservations with key travel partners
  • 5 UNIRM Points for every RM1 transaction at overseas, airlines, hotels, travel agencies, capped at RM5,000 per month
  • 1 UNIRM Points on all local retail spends

Also subject to UOB PRVI Miles Card's terms and conditions, your accumulated UNIRM Points are valid for 3 years only.

Air Miles Redemption

A travel credit card is not complete without its Air Miles redemption program. 

With UOB PRVI Miles Card, you can redeem Air Miles with accumulated UNIRinggit Reward Points from top frequent flyer programs such as AirAsia BiG Points, Asia Miles, Enrich Miles and KrisFlyer Miles.

It's very simple. All you need to do is head over to UNIRinggit Rewards Catalogue to find out the conversion rate for each frequent flyer program. 

Just remember, for every RM10 spent with UOB PRVI Miles Card, you earn 7 Air Miles already!

50% Discount on Grab Rides Airport Transfer

Another perk of being this UOB cardholder is you can save more on your Grab airport transfer! 

Up to 31 December 2020, remember to key in the promo code "GRABPRVI" on your Grab rides to/from selected international airports to enjoy 50% discount:

  • Kuala Lumpur International Airport (KLIA)
  • Kuala Lumpur International Airport 2 (klia2)
  • Sultan Abdul Aziz Shah Airport (formerly Subang International Airport)
  • Langkawi International Airport
  • Kuching International Airport (KIA)
  • Penang International Airport
  • Kota Kinabalu International airport (KKIA)
  • Senai International airport (SIA)
  • Melaka International Airport

Please be noted that each cardholder is entitled to 4x redemptions throughout the discount period, and is capped to 600 redemptions per month on a first-come, first-serve basis.

UOB PRVI Miles Card Flexible Instalment Plans

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card doesn't limit your shopping appetite. 

In fact, when you make retail purchases overseas, you can also enjoy a 0% easy payment plan for 3 months when you convert a minimum of RM3,000.

There are also merchant-approved Instalment Payment Plan that charges 0% interest for up to 36 months; and an Easi-Payment Plan that charges one-time upfront interest as low as 2% only!

In addition, you can also convert your children's tuition payment into a 12-month Education Instalment Plan at 0% interest. 

The maximum UOB PRVI Miles transaction should not exceed RM20,000 for this plan.