UOB PRVI Miles Card

Enjoy up to 5X UNIRinggit on hotels, airlines, travel agencies and overseas spending. Plus, up to 50% savings with Grab Rides.

UOB PRVI Miles CardAir Miles Redemption
Min. Income
RM5,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
HUAWEI Band 7
worth RM219
when you apply through RinggitPlus *

HUAWEI Band 7

Our Previous Winners

Rewards

Get UNIRinggit Reward Points when you spend UOB PRVI Miles Card on eligible transactions like below. Also, an additional 2,000 Bonus UNIRinggit when you make a minimum of 3x retail spends per month.

UNIRinggit Reward Points
EarnSpend
5 points on every RM1on overseas, airlines, hotels and travel agencies spends
1 point on every RM1on other spends
2000 points on every RM10for 3X retail spends per month

Travel

Convert UNIRinggit to Air Miles with top frequent flyer programs such as AirAsia BiG Points, Asia Miles, Enrich Miles and KrisFlyer Miles. Just spend a minimum of RM10 to redeem up to 7 Air Miles.

Premium

Enjoy up to 50% monthly savings on GrabRides, just insert these unique codes "PRVIRIDE" (for your daily ride) and "PRVIKLIA" (to and fro KLIA/KLIA2, within Klang Valley only) respectively.

Balance Transfer

Enjoy low-interest rates and flexible tenures for up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB PRVI Miles Card.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2.68%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.68%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 4.68%one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalments for up to 36 months. Enjoy 0% interest for a 3-month conversion of the Overseas Easi-Payment Plan.

UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.99% one-time upfront handling feeRM500
12 months3.99% one-time upfront handling feeRM500
18 months4.99% one-time upfront handling feeRM500
24 months5.99% one-time upfront handling feeRM2,000
36 months6.99% one-time upfront handling feeRM2,000
Learn more about UOB Easi-Payment Plan
UOB Overseas Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM3,000
Learn more about UOB Overseas Easi-Payment Plan

Fees & Charges

Annual Fee
  • RM198 primary card

    Waived when 104,000 UNIRinggit earned

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 years old primary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Easi-Payment Plan
Longing for a brand new item this year? Spend with UOB credit card and convert minimum purchase of RM500 into an affordable monthly instalment plan.
UOB Overseas Easi-Payment Plan
Shop your heart out while travelling overseas and convert the payment to 3 monthly repayments at 0% interest.
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same instalments every month for 6, 12 or 18 months. Manage your mounting credit card debts now!

Review

The best travelling credit card that ensures you save more while reaping the benefits of spending, the UOB PRVI Miles Card is the name of the game. 

Collect UNIRinggit Reward Points with UOB PRVI Miles Card

UNIRinggit Reward Points (UNIRM Points) are designed to reward you for spending with UOB PRVI Miles Card. 

Depending on the types of transactions you have made with this travel credit card, you can get up to 5 UNIRM Points. 

Let's see the breakdown of UNIRM Points that you may earn:

  • 5 UNIRM Points for every RM1 transaction on overseas, airlines, hotels and travel agencies spends, capped at RM5,000 per month
  • 1 UNIRM Point on all other spends
  • Additional 2,000 UNIRM Points with a minimum of 3x retail spends per month (RM10 for each)

Also subject to UOB PRVI Miles Card's terms and conditions, your accumulated UNIRM Points are valid for 3 years only.

Air Miles Redemption

A travel credit card is not complete without its Air Miles redemption program. 

With UOB PRVI Miles Card, you can redeem Air Miles with accumulated UNIRinggit Reward Points from top frequent flyer programs such as AirAsia BiG Points, Asia Miles, Enrich Miles and KrisFlyer Miles.

It's very simple. All you need to do is head over to UNIRinggit Rewards Catalogue to find out the conversion rate for each frequent flyer program. 

Just remember, for every RM10 spent with UOB PRVI Miles Card, you earn 7 Air Miles already!

Exclusive Deals with Grab Malaysia

Exclusively for UOB PRVI Miles cardholders, enjoy these attractive deals in collaboration with Grab Malaysia:

  • 50% off on Grab Rides (promo code: PRVIRIDE), capped at 4x redemption every month
  • 50% off KLIA Grab Rides (promo code: PRVIKLIA), to and from KLIA/KLIA2, applicable for the Klang Valley area only and is capped at 1x redemption every month.

UOB PRVI Miles Card Flexible Instalment Plans

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card doesn't limit your shopping appetite. 

In fact, when you make retail purchases overseas, you can also enjoy a 0% easy payment plan for 3 months when you convert a minimum of RM3,000.

There is also a merchant-approved Instalment Payment Plan that charges 0% interest for up to 36 months; and an Easi-Payment Plan that charges one-time upfront interest as low as 2.99% only!

In addition, you can also convert your children's tuition payment into a 12-month Education Instalment Plan at 0% interest. 

The maximum UOB PRVI Miles transaction should not exceed RM20,000 for this plan.

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