UOB PRVI Miles Card

Earn big with the card that gives you rewards, cashback and travel miles when you swipe. Get a discount on your next KLIA Ekspres ride and exclusive lounge access!

15% p.a. interest rate
20 days interest-free period
7.77% p.a. balance transfer over 6 months
Easy Payment Plan (EPP)
RM209.88 annual fee
Earn up to 5x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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Apply online now for UOB PRVI Miles Card

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My income is greater than RM60000 a year. That's at least RM5000 monthly.

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Benefits

Because you should be rewarded for giving the bank your business

Rewards

Every RM1 you spend at overseas will be rewarded with 5 UniRinggit - retail household, automobile services and Visa payWave transactions. Redeem your rewards for vouchers, annual fee waivers and even air miles with AirAsia BIG Points, Asia Miles, Enrich Miles and KrisFlyer!

UNIRinggit Rewards Programme
Earn	Spent
5 points on every RM1	on overseas purchases, airlines, hotels, travel agencies and Visa payWave transactions
1 point on every RM1	local Spending

Your UNIRinggit Rewards Programme earned expires in 1 year

Balance Transfer

Enjoy interest rates as low as 3.3% p.a. when you transfer your outstanding balance. Minimum balance transfer amount is RM500.

Pay Over	With Interest Rate At	When You Transfer
6 months	7.77% p.a. and no one-time upfront handling fee	from RM1000
12 months	7.88% p.a. and no one-time upfront handling fee	from RM1000
18 months	7.99% p.a. and no one-time upfront handling fee	from RM1000

Learn more about UOB Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 months	3.3% p.a. and no one-time upfront handling fee	from RM1000
12 months	6% p.a. and no one-time upfront handling fee	from RM1000

Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plan (EPP)

Shop at any UOB Instalment Payment Plan (IPP) merchants to enjoy 0% interest and instalment up to 36 months. One time upfront interest as low as 2%p.a. for other purchases.

Pay Over	With Interest Rate At	When You Spend
6 months	2% one-time upfront handling fee	from RM500
12 months	3% one-time upfront handling fee	from RM500
18 months	4% one-time upfront handling fee	from RM500

Learn more about UOB Easi-Payment Plan

Pay Over	With Interest Rate At	When You Spend
12 months	0% p.a. and no one-time upfront handling fee	from RM1000
18 months	0% p.a. and no one-time upfront handling fee	from RM1000
24 months	0% p.a. and no one-time upfront handling fee	from RM1000
36 months	0% p.a. and no one-time upfront handling fee	from RM1000

Learn more about UOB Instalment Payment Plan

Travel: Complimentary 12x access to seven Plaza Premium Lounge in Malaysia, limited to one entry per month.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM209.88

Waived when UNIRinggit earned

Annual Fee for Supplementary Card

RM31.80

Minimum monthly payment

RM50 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Contact-less Payment Methods

payWave

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM60000
Minimum age for primary card holder: 21 years old
Who can Apply: Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: UOB Easi-Payment Plan; UOB Instalment Payment Plan; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Balance Transfer: UOB Balance Transfer; UOB Fixed-Pay Balance Transfer; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB PRVI Miles Card review

What's so good (or not so good) about it?

Plan for your next travel escapade with UOB PRVI Miles - the credit card that rewards you with cashback, reward points and travel miles even whenever you swipe! You’ve just found yourself a new companion that helps your daily spending count towards your next holiday getaway.

SMART$ Cash Rebates

With the all new UOB PRVI Miles Card you can enjoy up to 10% SMART$ rebates with partner merchants. The list of outlets that you can shop at is long, and not limited to: food and beverage, fashion, petrol, car and accessories, bridal and photography, entertainment, computer and IT gadgets, departmental stores, health and beauty, leisure and hobbies, telecommunications, jewellery and accessories, hotels and travels, optical, electrical and electronics.

Just swipe your card at any shop with the UOBsmart$ logo to start earning the rebates. Once you’ve collected enough points, you can pay for the purchases with the SMART$ balance available on your card!

Rewards!

Swipe your card for everything from shopping to dining from now till the 31st of March 2017 to earn a ton of rewards points. Get 5x UNIRinggit for every RM1 you spend this festive season.

These rewards points are special, not only can you redeem awesome gifts with them. You can also offset your credit card annual fees with your accumulated UNIRinggit.

Plaza Premium Lounge Access

Nothing like traveling around the year! Principal cardmembers will get 12 complimentary passes to Plaza Premium Lounges in Malaysia, so long as you’ve spent a minimum of RM500 in the last 90 days. You’re only allowed to use one access per month.

Meanwhile, supplementary card members or accompanying guests can get a 50% discount of on the published Plaza Premium Lounge rates.

Even More Travel Perks

UOB PRVI Miles Card also offer 20% cash rebates up to RM25 on your KLIA Ekspres tickets (worth RM35) to and from KL Sentral to KLIA and KLIA2. If you prefer a taxi ride, take a Grab. Just enter the promo code that is posted together with your welcome booklet when booking your ride to get yourself a discount up to RM15.