UOB PRVI Miles Card

Enjoy up to 5X UNIRinggit on hotels, airlines, travel agencies and overseas spending. Get exclusive travel deals and up to 50% savings with Grab Rides every month.

UOB PRVI Miles Card5X UNIRM for overseas spend
Min. Income
RM5,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Apple iPhone 16 Pro Max
worth RM5999
when you apply through RinggitPlus *

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Rewards

Get UNIRinggit when you spend UOB PRVI Miles Card on eligible transactions such as overseas, airlines, hotels and travel agencies. Plus, an additional 2,000 Bonus UNIRinggit when you make a minimum of 3x retail spends at RM10 minimum, per month, with terms applied.

UOB UNIRinggit
EarnSpend
5 points on every RM1on overseas (no capping), airlines, hotels and travel agencies spending (with a combined spending of RM5,000)
1 point on every RM1on other spends
2000 points on every RM10for 3X retail spends per month (T&C apply)

Travel

Convert your accumulated UNIRinggit to air miles with over 60 notable partner airlines which include AirAsia (BiG Points), Cathay Pacific (Asia Miles), Malaysia Airlines (Enrich Miles) and Singapore Airlines (KrisFlyer Miles), plus other rewards such as lifestyle products, gift vouchers and more. Not to mention, exclusive travel deals from The Travel Insider and other participating merchants.

Premium

Enjoy 50% off on GrabRides (up to RM10 off per transaction). Simply insert this unique code "PRVIRIDE" for your daily ride, capped at four times redemption per month for each card member.

Balance Transfer

Are credit card bills hanging heavy over your shoulder? Enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit card holders, respectively, via UOB Balance Transfer. The UOB Balance Transfer Instalment also offers a fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest over 12, 24, 36, 48 and 60 months. These offers are valid until 31 December 2024 with a minimum transfer of RM1,000 or up to 80% of the credit limit/available limit, whichever is lower.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months0% p.a. and 1%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
12 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
48 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
60 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer Instalment

Easy Payment Plans

Convert your purchases made at participating merchants with UOB instalment plans and enjoy lower interests over longer repayment tenures.

UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about UOB Instalment Payment Plan
UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months2.99% one-time upfront handling feeRM500
6 months2.99% one-time upfront handling feeRM500
12 months8.15% p.a.and no one-time upfront handling feeRM500
24 months8.15% p.a.and no one-time upfront handling feeRM500
36 months8.15% p.a.and no one-time upfront handling feeRM500
48 months8.15% p.a.and no one-time upfront handling feeRM500
60 months8.15% p.a.and no one-time upfront handling feeRM500
Learn more about UOB Easi-Payment Plan

Fees & Charges

Annual Fee
  • RM198 primary card

    Waived when eligible cardmembers whose application is submitted during the Campaign Period and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 years old primary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Instalment Payment Plan
Shop your desired items from gadgets to retail fashion and others with a UOB 0% Instalment Payment Plan at any participating merchant outlets!
UOB Easi-Payment Plan
Longing for a brand-new item this year? Spend with a UOB credit card and convert a minimum purchase of RM500 into an affordable monthly instalment plan.
Balance Transfer Plans
UOB Balance Transfer
Get flexible repayments with UOB and enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit cardholders, respectively, valid until 31 December 2024.
UOB Balance Transfer Instalment
With the UOB Balance Transfer Instalment, you pay the same instalments every month for up to 60 months. Manage your mounting credit card debts now and enjoy fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest.

Review

The best travelling credit card that ensures you save more while reaping the benefits of spending, the UOB PRVI Miles Card is the name of the game. 

Collect UNIRinggit reward points with UOB PRVI Miles Card

UNIRinggit Reward Points (UNIRM Points) are designed to reward you for spending with the UOB PRVI Miles Card. Depending on the types of transactions you have made with this travel credit card, you can get up to 5 times UNIRM Points. Let's see the breakdown of UNIRM Points that you may earn:

  • 5 UNIRM Points for every RM1 transaction made overseas (no capping), airlines, hotels and travel agencies spend (with a combined spending of RM5,000)
  • 1 UNIRM Point on all other types of spending
  • Additional 2,000 UNIRM Points with a minimum of 3x retail spends at RM10 minimum, per month (terms apply)

Also subject to UOB PRVI Miles Card's terms and conditions, your accumulated UNIRM Points are valid for 3 years only. So don't forget to redeem them with notable airline partners and other rewards available.

Air miles redemption

A travel credit card is not complete without its air miles redemption program. With the UOB PRVI Miles Card, you can redeem air miles with accumulated UNIRinggit Reward Points from notable frequent flyer programs such as AirAsia BiG Points, Cathay Pacific Asia Miles, Malaysia Airlines Enrich Miles and Singapore Airlines KrisFlyer Miles.

The steps to redeem air miles are very simple as well. All you need to do is head over to the UNIRinggit Rewards Catalogue to find out the conversion rate for each frequent flyer program and you're already one step ahead!

Exclusive GrabRide deals with Grab Malaysia

Exclusively for UOB PRVI Miles cardholders, you get to enjoy this exclusive deal in collaboration with Grab Malaysia:

  • 50% off on Grab Rides (up to RM10 off per transaction), capped at 4x redemption every month. Please insert this promo code: PRVIRIDE to enjoy this perk!

Annual fee of UOB PRVI Miles Card

The annual fee of this travel credit card is RM198 for the Principal card, while the Supplementary card is RM30.

Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver. You can check our page to find out more about the flash deal.

List of documents to prepare to make an application

If you are a salaried employee, please prepare:

  • A copy of your IC (both sides)
  • Latest 3 months' salary slips OR the latest EPF statement
  • Latest 6 months' bank statements
  • Latest BE form with an official tax receipt

If you are self-employed, please prepare:

  • A copy of your IC (both sides)
  • A copy of Form 9, 24 & 49 OR Business Registration Certificate
  • Latest 6 months' company bank statements
  • Latest B form with an official tax receipt

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