UOB PRVI Miles Card

Enjoy up to 10X UNIRinggit on hotels, airlines, travel agencies, overseas spend plus 50% off Grab rides to and forth airports. Earn Air Miles faster with every swipe!

Air Miles Redemption

Min. Income: RM5,000_/month
Annual Fee: Free*
Balance Transfer: From 0% p.a.
Easy Payment Plan: From 0% p.a.
Interest Rate: 15% p.a.
Interest-free: 20 days

Get a FREE
Lazada e-Voucher
worth RM150
when you apply through RinggitPlus³

Rewards

Get UNIRinggit Reward Points when you spend UOB PRVI Miles Card on eligible transactions.

UNIRinggit Reward Points
Earn	Spend
10 points on every RM1	on online reservations with Expedia
10 points on every RM1	on online reservations with Booking.com
5 points on every RM1	overseas, airlines, hotels, travel agencies
1 point on every RM1	on local retail spends

Travel

Convert UNIRinggit to Air Miles with top frequent flyer programs such as AirAsia BiG Points, Asia Miles, Enrich Miles and KrisFlyer Miles. Just spend a minimum of RM10 to redeem up to 5 Air Miles.

Premium

Enjoy 50% off Grab rides to/from selected international airports (maximum discount up to RM33) with the promo code "GRABPRVI".

Balance Transfer

Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB PRVI Miles Card.

Pay Over	With Interest Rate At	When You Transfer
6 months	0% p.a. and 3% one-time upfront handling fee	from RM1,000
12 months	0% p.a. and 4% one-time upfront handling fee	from RM1,000
18 months	0% p.a. and 5% one-time upfront handling fee	from RM1,000

Learn more about UOB Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 months	3.3% p.a. and no one-time upfront handling fee	from RM1,000
12 months	6% p.a. and no one-time upfront handling fee	from RM1,000

Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalment for up to 36 months. Enjoy 0% interest for 3-month conversion of Overseas Easi-Payment Plan

UOB Lady’s LuxePay Easi Payment Plan
Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	RM2,000
12 months	0% p.a. and no one-time upfront handling fee	RM2,000

Learn more about UOB Lady’s LuxePay Easi Payment Plan

UOB Education Instalment Plan
Pay Over	With Interest Rate At	When You Spend
12 months	0% p.a. and no one-time upfront handling fee	from RM1,000 to RM20,000

Learn more about UOB Education Instalment Plan

UOB Overseas Easi-Payment Plan
Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	RM3,000

Learn more about UOB Overseas Easi-Payment Plan

Fees & Charges

Annual Fee

RM198 primary card
Waived when 104,000 UNIRinggit earned
RM30 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM20 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

Visa payWave

Requirements

Minimum Annual Income

RM60,000

Minimum Age

21 years old years old primary card

Who can apply

Anybody

Features

Easy Payment Plan
UOB Lady’s LuxePay Easi Payment Plan: Convert your retail purchases of watches, jewelleries, shoes, or bag worth RM2,000 into UOB Easi Pay Instalments at 0% interest.
UOB Education Instalment Plan: Paying for your children's education fee will no longer causing stress with the 0% interest instalment for up to 12 months.
UOB Overseas Easi-Payment Plan: Shop your heart out while travelling overseas and convert the payment to 3 monthly repayments at 0% interest.
Balance Transfer Plans
UOB Balance Transfer: Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer: With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!

Review

The best traveling credit card that ensures you save more while reaping the benefits of spending, UOB PRVI Miles Card is the name of the game.

Collect UNIRinggit Reward Points with UOB PRVI Miles Card

UNIRinggit Reward Points (UNIRM Points) is designed to reward you for spending with UOB PRVI Miles Card.

Depending on the types of transactions you have made with this travel credit card, you can get up to 10 UNIRM Points.

Let's see the breakdown of UNIRM Points which you may earn:

10 UNIRM Points when you make online reservations with key travel partners
5 UNIRM Points for every RM1 transaction at overseas, airlines, hotels, travel agencies, capped at RM5,000 per month
1 UNIRM Points on all local retail spends

Also subject to UOB PRVI Miles Card's terms and conditions, your accumulated UNIRM Points are valid for 3 years only.

Air Miles Redemption

A travel credit card is not complete without its Air Miles redemption program.

With UOB PRVI Miles Card, you can redeem Air Miles with accumulated UNIRinggit Reward Points from top frequent flyer programs such as AirAsia BiG Points, Asia Miles, Enrich Miles and KrisFlyer Miles.

It's very simple. All you need to do is head over to UNIRinggit Rewards Catalogue to find out the conversion rate for each frequent flyer program.

Just remember, for every RM10 spent with UOB PRVI Miles Card, you earn 7 Air Miles already!

50% Discount on Grab Rides Airport Transfer

Another perk of being this UOB cardholder is you can save more on your Grab airport transfer!

Up to 31 December 2020, remember to key in the promo code "GRABPRVI" on your Grab rides to/from selected international airports to enjoy 50% discount:

Kuala Lumpur International Airport (KLIA)
Kuala Lumpur International Airport 2 (klia2)
Sultan Abdul Aziz Shah Airport (formerly Subang International Airport)
Langkawi International Airport
Kuching International Airport (KIA)
Penang International Airport
Kota Kinabalu International airport (KKIA)
Senai International airport (SIA)
Melaka International Airport

Please be noted that each cardholder is entitled to 4x redemptions throughout the discount period, and is capped to 600 redemptions per month on a first-come, first-serve basis.