UOB PRVI Miles Card credit card

UOB PRVI Miles Card

Enjoy UNIRinggit Reward Points, SMART$ Rebate and 1% overseas retail cashback, plus 50% off to and forth KLIA/KLIA2 using ride-hailing service and Air Miles redemption.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM209.88 annual fee
  • Earn up to 10x reward points 

The Best Way To Travel. Enjoy Up To 10x UNIRINGGIT On Hotel Bookings With Your New UOB PRVI Miles Card.

Enjoy Up To 10x UNIRINGGIT On Hotel Bookings With Your New UOB PRVI Miles Card.


RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Spend a minimum of RM1,000 and up to RM10,000 overseas to enjoy 1% cashback, capped at RM3,000 per week. That's not all, for every RM1 spent at UOB SMART$ participating merchants, earn 1 SMART$ Rebates which is as good as cash!
Rewards
Get UNIRinggit Reward Points when you spend UOB PRVI Miles Card on eligible transactions. UNIRM Points valid for 1 years and subject to UOB's terms and conditions.
UNIRinggit Reward Points
EarnSpent
10 points on every RM1on hotel reservation made at www.booking.com/uobm
5 points on every RM1on airlines, hotels and travel agencies
5 points on every RM1on dining at KLIA and KLIA2
2 points on every RM1on dining during your Birthday month
1 point on every RM1on local retail spends
Your UNIRinggit Reward Points earned expires in  1 year
Balance Transfer
Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB PRVI Miles Card.
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalment for up to 36 months.
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months3% one-time upfront handling feefrom RM500 
18 months4% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
18 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Instalment Payment Plan
Travel
Convert UNIRinggit to Air Miles with top frequent flyer programs such as AirAsia BiG Points, Asia Miles, Enrich Miles and KrisFlyer Miles. Just spend a minimum of RM10 to redeem 7 Air Miles.
Premium
Sign up your UOB PRVI Miles Card as the default GrabPay option to enjoy 50% discount on your Grab rides to KLIA and KLIA2, capped at 4 usage per customer throughout 2018.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM209.88
  • Waived when UNIRinggit earned
Annual Fee for Supplementary Card
RM31.80
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
UOB Instalment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB PRVI Miles Card review

What's so good (or not so good) about it?

The best traveling credit card that ensures you save more while reaping the benefits of spending, UOB PRVI Miles Card is the name of the game. 

UNIRinggit Reward Points

UNIRinggit Reward Points (UNIRM Points) is designed to reward you for spending with UOB PRVI Miles Card. Depending on the types of transaction you have made with this travel credit card, you can get up to 10 UNIRM Points. Let's see the breakdown of UNIRM Points which you may earn:

  • 10 UNIRM Points when you book a hotel via a designated site www.booking.com/uobm, subject to terms and conditions
  • 5 UNIRM Points for every RM1 transaction at airlines, hotels and travel agencies, capped at RM3,000 per month
  • 5 UNIRM Points when you dine at KLIA and KLIA2
  • 2 UNIRM Points when you dine anywhere during your birthday month, subject to terms and conditions
  • 1 UNIRM Points on all local retail spends

Also subject to UOB PRVI Miles Card's terms and conditions, your accumulated UNIRM Points are valid for 1 year only.

Air Miles Redemption

A travel credit card is not complete without its Air Miles redemption program. With UOB PRVI Miles Card, you can redeem Air Miles with accumulated UNIRinggit Reward Points from top frequent flyer programs such as AirAsia BiG Points, Asia Miles, Enrich Miles and KrisFlyer Miles.

It's very simple. All you need to do is head over to UNIRinggit Rewards Catalogue to find out the conversion rate for each frequent flyer program. Just remember, for every RM10 spent with UOB PRVI Miles Card, you earn 7 Air Miles already!

1% Overseas Cashback

While you are out and about on the other side of the world, make the most out of your spending with UOB PRVI Miles Card because you will get 1% cashback on your overseas retail purchases. 

Just make a minimum combined spend of RM1,000, up to RM10,000 to qualify. However you need to hurry up as this cashback is capped at RM3,000 per week on a first come first serve basis only.

SMART$ Rebates

The SMART$ Programme is a unique instant cash rebate program only applicable to UOB Credit or Debit Cards. Every 1 SMART$ Rebates earned is equivalent to RM1 spent - it is as good as cash!

To get SMART$ Rebates, spend at any participating outlets with the SMART$ logo at their store front when you are out shopping - you can redeem your next purchases with SMART$ Rebates when you're running out of hard cash.

Half off on KLIA/KLIA2 rides

For a limited time until 31 December 2018, you are entitled to a 50% off Grab ride to and forth KLIA and KLIA2 when you select UOB PRVI Miles Card as the default GrabPay option. The promo code is valid up to 4 usage per customer.

Flexible Instalment Plans

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card doesn't limit your shopping appetite. In fact, when you make retail purchases overseas, you can also enjoy a 0% easy payment plan for 3 months when you convert a minimum of RM3,000.

There are also merchant-approved Instalment Payment Plan that charges 0% interest for up to 36 months; and an Easi-Payment Plan that charges one-time upfront interest as low as 2% only!

In addition, you can also convert your children's tuition payment into a 12-month Education Instalment Plan at 0% interest. The maximum transaction should not exceed RM20,000 for this plan.

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