UOB PRVI Miles Card credit card

UOB PRVI Miles Card

Giving you rewards and cashback for swiping - 5x UNIRinggit and up to 10% SMART$ Rebate. Enjoy 12x access to Plaza Premium Lounge in Malaysia and more cashback on trips to KLIA using ride-hailing services and KLIA Ekspres.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM209.88 annual fee
  • Earn up to 5x reward points 

The Best Way To Travel. Enjoy Up To 10x UNIRINGGIT On Hotel Bookings With Your New UOB PRVI Miles Card.

Enjoy Up To 10x UNIRINGGIT On Hotel Bookings With Your New UOB PRVI Miles Card.


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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Enjoy up to 10% SMART$ Rebates when you swipe at UOB SMART$ participating merchants. For every RM1, you will earn 1 SMART Dollar (SMART$) - it is as good as cash!
Rewards
Every RM1 you spend overseas, on Airlines, Hotels and Travel Agencies will be rewarded with 5x UNIRinggit. Redeem your rewards for vouchers, annual fee waivers and even air miles with AirAsia BIG Points, Asia Miles, Enrich Miles and KrisFlyer!
UNIRinggit Rewards Programme
EarnSpent
5 points on every RM1on overseas purchases, Airlines, Hotels and Travel Agencies
1 point on every RM1on local spending
Your UNIRinggit Rewards Programme earned expires in  1 year
Balance Transfer
Enjoy interest rates as low as 3.3% p.a. when you transfer your outstanding balance. Minimum balance transfer amount is RM1000.
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Pay your children's education fees with UOB Instalment Payment Plan (IPP) to enjoy interest-free instalment for up to 12 months, subject to a maximum amount of RM20,000. Besides, shop at any UOB's IPP-registered merchants to enjoy 0% interest and instalment up to 36 months. One time upfront interest as low as 2%p.a. for other purchases.
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months3% one-time upfront handling feefrom RM500 
18 months4% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
18 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Instalment Payment Plan
Travel
Complimentary 12x access to seven Plaza Premium Lounges in Malaysia, limited to one entry per month.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM209.88
  • Waived when UNIRinggit earned
Annual Fee for Supplementary Card
RM31.80
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
UOB Instalment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB PRVI Miles Card review

What's so good (or not so good) about it?

Plan for your next travel escapade with UOB PRVI Miles - the credit card that rewards you with cashback and UNIRinggit points whenever you swipe! You’ve just found yourself a new companion that helps your daily spending count towards your next holiday getaway.

SMART$ Rebates Programme

With the all new UOB PRVI Miles Card you can enjoy up to 10% SMART$ Rebates with partner merchants. The list of outlets that you can shop at is long, and not limited to: 

food and beverage, fashion, petrol, car and accessories, bridal and photography, entertainment, computer and IT gadgets, departmental stores, health and beauty, leisure and hobbies, telecommunications, jewellery and accessories, hotels and travels, optical, electrical and electronics.

Think of it as your hidden cash - for every RM1 spent at any UOB SMART$ merchants, you earn 1 SMART$ Rebates. You can use the rebate to redeem your next purchase. That way, you can save money to buy the item you have been longing in your bucket's list.

5x UNIRinggit!

Another way you can save on your next favorite item purchase is via reward points. At UOB, there's no limit as to how you can earn reward points with UNIRinggit. For every swipe of RM1 with your UOB PRVI Miles card on retails overseas, airlines, hotels and travel agencies, you will get 5x UNIRinggit!

These rewards points are special, not only can you redeem awesome gifts available from UOB UNIRinggit Rewards Catalogue, but also can convert them to air miles up to 4x Airmiles per RM5 spent and also offset your credit card annual fees! 

Start collecting 5x UNIRinggit now before the 31st December 2017.

Plaza Premium Lounge Access

Nothing beats the satisfaction from traveling all year round. Elevate yourself to a higher echelon with UOB PRVI Miles card where you are entitled to 12 complimentary passes to Plaza Premium Lounges in Malaysia, so long as you’ve spent a minimum of RM500 in the last 90 days. 

Every month, you can enjoy only one-time access to a private lounge away from the bustle and crowd, and peacefully wait for your boarding call. Meanwhile, supplementary card members or accompanying guests can get a 50% discount of on the published Plaza Premium Lounge rates.

More Travel Perks

UOB PRVI Miles Card also offer RM50 or RM100 cashback on your KLIA Ekspres, Grab or Uber rides, on first-come and first-served basis, however. To qualify, you need to make 3 minimum retail purchases overseas, 7 days before or after you have taken any of the rides. 

Hurry up now as this cashback run until the end of 2017. 

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