UOB PRVI Miles Elite Card

An elite air miles credit card that gives you 10X UNIRM on overseas transactions and 5X UNIRM on airline spending, plus complimentary 8X access to selected Plaza Premium Lounge and ride home from KLIA1.

UOB PRVI Miles Elite CardBonus 60,000 UNIRM upon annual fee payment
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Get 10X UNIRinggit (UNIRM) for every RM1 spent overseas and 5X UNIRM when you spend on airline transactions. Meanwhile, spending locally earns you 1X UNIRM for every RM1 spent. Accumulate as many UNIRM as you can and redeem with items from the UNIRinggit Rewards catalogue or offset selected purchases by paying with UNIRM which is accessible through the UOB TMRW mobile app. Additionally, enjoy a conversion rate of 12,000 UNIRM for 1,000 Enrich, KrisFlyer or Asia Miles! To top it off, get 60,000 UNIRM as a bonus upon annual fee payment.

UOB UNIRinggit
EarnSpend
10 points on every RM1on overseas transactions
5 points on every RM1on airline transactions
1 point on every RM1on local transactions

Travel

Enjoy 8X complimentary access per calendar year to selected Plaza Premium Lounge across 8 countries/territories, including exclusive access to the Private Lounge at KLIA1. Only 1 admission is allowed per day, subject to availability at the lounge. Back from overseas and need to catch a ride home? This card grants you a complimentary ride home from KLIA1, simply by showing 3 transaction receipts made overseas, your boarding pass and your UOB PRVI Miles Elite Card at the KLIA1 Airport Limo Booth. Additionally, complimentary personal accident coverage worth up to RM300,000 which includes overseas medical and travel inconveniences, daily hospital income benefits, and purchase protection. Terms apply to all privileges!

Travel CoverageSum Insured
Personal AccidentUp to RM300,000

Premium

Get up to RM150 cashback daily on minimum spending of RM2,000 in foreign currencies, valid until 31 December 2024. The cashback you'll earn is capped at RM150 per eligible card per day, subject to a daily pool of RM10,000 allocated on a first-come first-served basis. Enrol by sending "UM1" via SMS to 66300 from your registered mobile number with UOB. T&Cs apply!

Balance Transfer

Are credit card bills hanging heavy over your shoulder? Enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit card holders, respectively, via UOB Balance Transfer. The UOB Balance Transfer Instalment also offers a fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest over 12, 24, 36, 48 and 60 months. These offers are valid until 31 December 2024 with a minimum transfer of RM1,000 or up to 80% of the credit limit/available limit, whichever is lower.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months0% p.a. and 1%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
12 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
48 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
60 months1.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer Instalment

Easy Payment Plans

Convert your purchases made at participating merchants with UOB easy payment plans and enjoy low-interest rates and longer repayment tenures.

UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months2.99% one-time upfront handling feeRM500
6 months2.99% one-time upfront handling feeRM500
12 months8.15% p.a.and no one-time upfront handling feeRM500
24 months8.15% p.a.and no one-time upfront handling feeRM500
36 months8.15% p.a.and no one-time upfront handling feeRM500
48 months8.15% p.a.and no one-time upfront handling feeRM500
60 months8.15% p.a.and no one-time upfront handling feeRM500
Learn more about UOB Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM600 primary card

    Waived when eligible cardmembers whose application is submitted during the Campaign Period and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Easi-Payment Plan
Longing for a brand-new item this year? Spend with a UOB credit card and convert a minimum purchase of RM500 into an affordable monthly instalment plan.
UOB Instalment Payment Plan
Shop your desired items from gadgets to retail fashion and others with a UOB 0% Instalment Payment Plan at any participating merchant outlets!
Balance Transfer Plans
UOB Balance Transfer
Get flexible repayments with UOB and enjoy 0% and 1% one-time upfront handling fees over 6 months for new and existing UOB credit cardholders, respectively, valid until 31 December 2024.
UOB Balance Transfer Instalment
With the UOB Balance Transfer Instalment, you pay the same instalments every month for up to 60 months. Manage your mounting credit card debts now and enjoy fixed 1.99% p.a. interest for new cardholders while existing cardholders get as low as 2.99% p.a. interest.

Review

Earn up to 10X UNIRinggit on eligible spending

As an air miles credit card, this UOB PRVI Miles Elite Card offers you an attractive air miles redemption with the accumulation of UNIRinggit or UNIRM.

For every RM1 spent on overseas transactions, you earn 10X UNIRM. Meanwhile, you earn 5X UNIRM when you spend RM1 on your UOB PRVI Miles Elite Card on participating airline transactions. Additionally, get 1X UNIRM for every RM1 you spend on local transactions.

Plus, upon payment of the card’s annual fee, you will receive 60,000 UNIRM as a bonus every year.

Up to RM150 cashback daily on foreign currency spending

Valid until 31 December 2024, spend a minimum of RM2,000 in foreign currencies and grab this chance to earn up to RM150 cashback daily!

If you're keen, enrol by sending "UM1" via SMS to 66300 from your registered mobile number with UOB.

Please note that the cashback is capped at RM150 per eligible card per day, subject to a monthly pool of RM10,000, allocated on a first-come-first-serve basis. Click here to view the T&C.

UNIRinggit to frequent flyer program miles

With the UOB PRVI Miles Elite Card, you can redeem your accumulated UNIRM with Frequent Flyer Program (FPP) such as the Enrich Miles, KrisFlyer Miles and Asia Miles. Plus, the conversion rate is low too – for every 12,000 UNIRinggit, you can redeem 1,000 Miles each.

Complimentary personal accident coverage and airport lounge access

This UOB PRVI Miles Elite Card is equipped with up to RM300,000 personal accident coverage when you charge your travel expenses using this card. This comprehensive insurance coverage includes overseas personal accidents, overseas medical and travel inconveniences, daily hospital income benefits and purchase protection. Find more details about this benefit here.

Escape from the hustle and bustle of the busy airport and unwind at participating Plaza Premium Lounge, including exclusive access to the Private Lounge at KLIA1 for a maximum of 3 hours. In there, you can enjoy a fast WIFI connection and so much more! 

Enjoy this privilege to your heart's content for 8X free passes per calendar year, subject to terms and conditions. Simply present your boarding pass and credit card at the lounge reception to enter. Note that you are allowed only 1 admission per day, subject to availability at the lounge.

Complimentary ride home from KLIA1

Travelling is a tiring business and the moment you have touched down, there’s nothing better than to have a quick ride home to unwind. Simply present proof of 3 transaction receipts you have made overseas, your boarding pass and UOB PRVI Miles Elite Card at the KLIA1 Airport Limo Booth to enjoy the complimentary ride home.

You are allowed only 1 ride per day, subject to availability. Not to mention, overseas retail transactions must also not be more than 30 days before the redemption date.

What are the eligibility criteria for making an application?

To be eligible for the UOB PRVI Miles Elite Card, you must be 21 years old and above and have a minimum annual income of RM100,000. If you wish to apply for a supplementary card, the said cardholder must be at least 18 years old to be eligible.

What is the annual fee of the UOB PRVI Miles Elite Card?

This card comes with an annual fee of RM600 which applies to the principal card whereas it is complimentary for the supplementary card.

Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver. Check our page to find out more about the flash deal.

What are the required documents to prepare?

For Malaysians, please prepare the following documents to apply for a UOB PRVI Miles Elite Card.

Salaried employee:

  • Copy of your IC (front and back)
  • Latest 3 months' salary slip

And any of the following documents:

  • Latest Form B/BE (supported with tax payment receipt)
  • Latest EPF statement
  • Latest 3 months' bank statements
  • Latest BE Form with a tax receipt

Self-employed:

  • Copy of your IC (front and back)
  • Photocopy of Business Registration Form
  • Latest BE Form with a tax receipt
  • Latest 6 months' bank statement (showing business turnover)

For foreigners, please prepare the documents below.

Salaried employee:

  • Copy of Passport and
  • Latest 2 months' salary slip
  • Work permit valid for at least one (1) year at the time of application and
  • Letter of employment

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