UOB PRVI Miles Elite Card

An elite air miles credit card that gives you 10X UNIRM on overseas transactions and 5X UNIRM on airline spending, plus complimentary 8X access to selected Plaza Premium Lounge and ride home from KLIA1.

UOB PRVI Miles Elite CardBonus 60,000 UNIRM upon annual fee payment
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
NEW Apple iPad Air M1
worth RM2899
when you apply through RinggitPlus *

NEW Apple iPad Air M1

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Rewards

Get 10X UNIRM for every RM1 spent overseas and 5X UNIRM when you spend on airline transactions. Meanwhile, spending locally earns you 1X UNIRM for every RM1 spent. Accumulate as many UNIRM as you can and redeem with items from the UNIRinggit catalogue. Additionally, enjoy a special conversion rate of 9,000 UNIRM for 1,000 Enrich Miles! To top it off, get 60,000 UNIRM as a bonus upon annual fee payment.

UOB UNIRinggit
EarnSpend
10 points on every RM1on overseas transactions
5 points on every RM1on airline transactions
1 point on every RM1on local transactions

Travel

Enjoy 8X complimentary access per calendar year to selected Plaza Premium Lounge across 19 countries. Only 1 admission is allowed per day, subject to availability at the lounge. Back from overseas and need to catch a ride home? This card grants you a complimentary ride home from KLIA1, simply by showing 3 transaction receipts made overseas, your boarding pass and your UOB PRVI Miles Elite Card at the KLIA1 Airport Limo Booth. Not to mention, complimentary personal accident coverage worth up to RM300,000 which includes overseas medical and travel inconveniences, COVID-19 protection and purchase protection.

Travel CoverageSum Insured
Personal AccidentUp to RM300,000

Balance Transfer

Are you still paying the maximum 18% p.a. on your credit card bills each month? Transfer your debt now at low-interest rates for up to 18 months with UOB Balance Transfer plans.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2.68%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.68%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 4.68%one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert your purchases made at participating merchants with UOB easy payment plans and enjoy low-interest rates and longer repayment tenures.

UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months2.99% one-time upfront handling feeRM500
6 months2.99% one-time upfront handling feeRM500
12 months8.15% p.a.and no one-time upfront handling feeRM500
24 months8.15% p.a.and no one-time upfront handling feeRM500
36 months8.15% p.a.and no one-time upfront handling feeRM500
48 months8.15% p.a.and no one-time upfront handling feeRM500
60 months8.15% p.a.and no one-time upfront handling feeRM500
Learn more about UOB Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM600 primary card

    Waived when eligible cardmembers whose application is submitted during the Campaign Period and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Easi-Payment Plan
Longing for a brand new item this year? Spend with a UOB credit card and convert a minimum purchase of RM500 into an affordable monthly instalment plan.
UOB Instalment Payment Plan
Shop your desired items with a UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same instalments every month for 6, 12 or 18 months. Manage your mounting credit card debts now!

Review

Earn up to 10X UNIRinggit on eligible spending

As an air miles credit card, this UOB PRVI Miles Elite Card offers you an attractive air miles redemption with the accumulation of UNIRinggit or UNIRM.

For every RM1 spent on overseas transactions, you earn 10X UNIRM. Meanwhile, you earn 5X UNIRM when you spend RM1 on your UOB PRVI Miles Elite Card on participating airline transactions. Additionally, get 1X UNIRM for every RM1 you spend on local transactions.

Plus, upon payment of the card’s annual fee, you will receive 60,000 UNIRM as a bonus every year.

UNIRinggit to frequent flyer program miles

With UOB PRVI Miles Elite Card, you have the chance to redeem your frequent flyer program (FPP) miles especially the Enrich Miles program by Malaysia Airlines. Plus, the conversion rate is low too – for every 9,000 UNIRinggit, you can redeem 1,000 Enrich Miles.

Complimentary personal accident coverage and airport lounge access

This UOB PRVI Miles Elite Card is equipped with up to RM300,000 personal accident coverage when you charge your travel expenses using this card. This comprehensive insurance coverage includes overseas personal accidents, overseas medical and travel inconveniences, COVID-19 protection and purchase protection. Find more details about this benefit here.

Escape from the hustle and bustle of the busy airport and unwind at participating Plaza Premium Lounge for a maximum of 3 hours. In there, you can enjoy a fast WIFI connection and so much more! Enjoy this privilege to your heart's content for 8X free passes per calendar year, subject to terms and conditions. Simply present your boarding pass and credit card at the lounge reception to enter. Note that you are allowed only 1 admission per day, subject to availability at the lounge.

Complimentary ride home from KLIA1

Travelling is a tiring business and the moment you have touched down, there’s nothing better than to have a quick ride home to unwind. Simply present proof of 3 transaction receipts you have made overseas, your boarding pass and UOB PRVI Miles Elite Card at the KLIA1 Airport Limo Booth to enjoy the complimentary ride home.

You are allowed only 1 ride per day, subject to availability. Not to mention, overseas retail transactions must also not be more than 30 days before the redemption date.

What are the eligibility criteria for making an application?

To be eligible for the UOB PRVI Miles Elite Card, you must be 21 years old and above and have a minimum annual income of RM100,000. If you wish to apply for a supplementary card, the said cardholder must be at least 18 years old to be eligible.

What is the annual fee of the UOB PRVI Miles Elite Card?

This card comes with an annual fee of RM600 which is applicable to the principal card whereas it is complimentary for the supplementary card.

Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver. Check our page to find out more about the flash deal.

What are the required documents to prepare?

For Malaysians, please prepare the following documents to apply for a UOB PRVI Miles Elite Card.

Salaried employee:

  • Copy of your IC (front and back)
  • Latest 3 months' salary slip

And any of the following documents:

  • Latest Form B/BE (supported with tax payment receipt)
  • Latest EPF statement
  • Latest 3 months' bank statements
  • Latest BE Form with a tax receipt

Self-employed:

  • Copy of your IC (front and back)
  • Photocopy of Business Registration Form
  • Latest BE Form with a tax receipt
  • Latest 6 months' bank statement (showing business turnover)

For foreigners, please prepare the documents below.

Salaried employee:

  • Copy of Passport and
  • Latest 2 months' salary slip
  • Work permit valid for at least one (1) year at the time of application and
  • Letter of employment

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