UOB Platinum Business Card

Balance your business and lifestyle needs, both locally and abroad. Earn unlimited 1.2% cashback for overseas spending, 0.5% cashback on local spend and 0.2% cashback for JomPay and utility spending.

UOB Platinum Business CardUp to RM1 million complimentary travel insurance
Min. Income
Annual Fee
up to 1.2%
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

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Get unlimited 1.2% cashback for your overseas spending with no capping and no minimum spend required. For local spending (excluding petrol and government charges), you get 0.5% cashback, while JomPAY and utility spending get you 0.2% cashback.

Overseas Transaction1.2%uncappedany amount monthly
Local Transaction (Exclude petrol and government charges)0.5%uncappedany amount monthly
JomPAY and Utility Transaction0.2%uncappedany amount monthly


Enjoy complimentary Travel Insurance with this UOB Platinum Business Card. Get coverage worth up to RM1,000,000 for Accidental Death and Permanent Disablement, and up to RM1,000 of coverage for Missed Flight Connection, Flight Delay and Baggage Delay. For cases such as Baggage Loss that happen domestically or overseas, you get coverage worth up to RM1,000 and up to RM2,500 respectively. Last but not least, you also get coverage up to RM250 for any Baggage Damage. Terms apply!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM2,500
Delayed LuggageUp to RM1,000

Fees & Charges

Annual Fee
  • RM150 primary card

    Free for first 2 years, and waived when you spend RM24,000 and above annually on the subsequent years. In addition, eligible cardmembers whose application is submitted during the Campaign Period and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver

Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Minimum Annual Income
Minimum Age
  • 21 years old primary card
Who can apply
  • Any Business, Sole Proprietor or Partnership



Balance your business and lifestyle needs easily with a UOB Platinum Business Card and get rewarded with cashback.

Up to 1.2% cashback on selected transactions

Whenever you are travelling, be it locally or abroad, for work or leisure, don't forget to bring this UOB Platinum Business credit card with you as you will get 1.2% cashback* on all your retail spending.

Cashback CategoryCashback Rate
JomPAY transactions
Utility transactions such as payment for electricity, water etc.
Local transactions (exclude petrol and government charges)0.5%
Overseas transactions1.2%

Best of all, there is no cap on the cashback amount you can earn. This cashback will be automatically credited to your UOB Platinum Business Card account and will be reflected in the monthly Statement of Account that follows after the date of the cashback crediting.

Complimentary travel insurance

If you don't have time to compare and apply for travel insurance from so many insurance providers before your next trip, just charge your flight ticket expense to this UOB Platinum Business Card to enjoy complimentary travel insurance coverage worth up to RM1 million.

Underwritten by Liberty Insurance Berhad, you will also get complimentary travel inconveniences coverage such as the following. Find more details about this privilege in the T&C here.

  • Up to RM1,000,000 for accidental death and permanent disablement, per insured person
  • Up to RM1,000 for flight delay, per insured person
  • Up to RM1,000 for missed flight connection, per insured person
  • Up to RM1,000 for baggage delay, per insured person
  • Up to RM2,500 for baggage loss (overseas) or up to RM1,000 for baggage loss (local), per insured person
  • Up to RM250 for baggage damage, per insured person

What are the required documents to apply for a UOB Platinum Business Card?

Please prepare the following documents to apply for this business credit card.

For sole proprietor or partnership:

  • Copy of the Business Registration Form
  • Copy of your IC (both sides)
  • Latest BE form with a tax receipt
  • Latest 6 months' bank statement (showing business turnover)

What is the annual fee for a UOB Platinum Business Card?

This card comes with an annual fee of RM150 for the principal card but there is no annual fee charged for the supplementary card. But you do get to enjoy an annual fee waiver during the first 2 years. For the subsequent years, you still can enjoy an annual fee waiver provided you spend RM24,000 and above annually.

Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver. Check our page to find out more about the flash deal.

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