UOB Preferred Platinum MasterCard
Earn up to 3X UNIRinggit all year long, no minimum spend required and no limitations. Plus 50% off Grab rides to and forth airports.
3X UNIRinggit EverydayProduct summary
- Min. Income
- RM3,333.33/month
- Annual Fee
- RM198
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Lazada E-Voucher
worth RM50
when you apply through RinggitPlus3
Rewards
Enjoy 3X UNIRinggit with every Ringgit spend on overseas purchases, dining and recurring payments, all year long with UOB Preferred Platinum MasterCard.
| Earn | Spend |
|---|---|
| 3 points on every RM1 | on overseas spend |
| 3 points on every RM1 | on dining spend |
| 3 points on every RM1 | on recurring payments |
| 1 point on every RM1 | on any spends |
Travel
Up to RM30 monthly savings on GrabFood and Grab rides.
Balance Transfer
Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB Preferred Platinum MasterCard.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 4% one-time upfront handling fee | from RM1,000 |
| 18 months | 0% p.a. and 5% one-time upfront handling fee | from RM1,000 |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 3.3% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 6% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalment for up to 36 months.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM3,000 |
Fees & Charges
- Annual Fee
- RM198 primary card
- RM30 supplementary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM20 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM40,000
- Minimum Age
- 21 years old years old primary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- UOB Overseas Easi-Payment Plan
- Shop your heart out while travelling overseas and convert the payment to 3 monthly repayments at 0% interest.
- Balance Transfer Plans
- UOB Balance Transfer
- Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
- UOB Fixed-Pay Balance Transfer
- With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!
Review
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