UOB Preferred Platinum MasterCard

Earn up to 3X UNIRinggit all year long, no minimum spend required and no limitations. Plus 50% off Grab rides to and forth airports

UOB Preferred Platinum MasterCard3X UNIRinggit Everyday
Min. Income
RM3,333.33/month
Annual Fee
RM198
Balance Transfer
From 3.3% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3

Giordano 20’ Luggage Bag

Rewards

Enjoy 3X UNIRinggit with every Ringgit spend on overseas purchases and dining, all year long with UOB Preferred Platinum MasterCard.

UNIRinggit Reward Points
EarnSpend
12 points on every RM1on online reservations with Expedia (Tuesday)
10 points on every RM1on online reservations with Expedia (Wed-Mon)
10 points on every RM1on online reservations with Booking.com
3 points on every RM1on overseas spend
3 points on every RM1on dining spend
1 point on every RM1on any spends

Travel

Up to RM30 monthly savings on GrabFood and Grab rides.

Balance Transfer

Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB Preferred Platinum MasterCard.

Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalment for up to 36 months.

UOB Education Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1,000 to RM20,000
Learn more about UOB Education Instalment Plan
UOB Overseas Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM3,000
Learn more about UOB Overseas Easi-Payment Plan

Fees & Charges

Annual Fee
  • RM198 primary card
  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM40,000
Minimum Age
  • 21 years old  years old primary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Education Instalment Plan
Paying for your children's education fee will no longer causing stress with the 0% interest instalment for up to 12 months.
UOB Overseas Easi-Payment Plan
Shop your heart out while travelling overseas and convert the payment to 3 monthly repayments at 0% interest.
Balance Transfer Plans
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!

Review

A preferred lifestyle begins with the right credit card. The UOB Preferred Platinum MasterCard is by-invitation-only credit card that is packed with benefits and privileges suitable for your lifestyle.

Save on GrabFood and Grab Rides with UOB Preferred Platinum MasterCard

Grab services make life easier, especially for UOB Preferred Platinum cardholders!

From 1 January - 31 December 2020, you can enjoy up to RM30 monthly saving on GrabFood and Grab Ride transactions.

Promo CodePromotion Details
GRABFOODPPRM5 off per GrabFood transaction
GRABRIDEPPRM5 off per Grab Ride transaction

Please be noted that the promotion is subject to 1,000 redemptions per promo code per month, on a first-come-first-served basis.

UNIRinggit Reward Points

Get rewarded with UNIRinggit whenever you swipe your UOB Preferred Platinum MasterCard on eligible categories such as Overseas, Dining and Recurring Payments. 

For every RM1 spent on each category, you will earn 3x UNIRinggit respectively.

The best part about earning UNIRinggit is, there is no minimum spending required and no limitations applied. 

You can redeem UNIRinggit with a host of amazing gift vouchers, merchandise, airmiles, and even pay off your annual fee from the UOB UNIRinggit Reward Program catalogue.

UOB Preferred Platinum MasterCard Flexible Instalment Plans

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card doesn't limit your shopping appetite. 

In fact, when you make retail purchases overseas, you can also enjoy a 0% easy payment plan for 3 months when you convert a minimum of RM3,000.

In addition, you can also convert your children's tuition payment into a 12-month Education Instalment Plan at 0% interest.

The maximum UOB Preferred Platinum MasterCard transaction should not exceed RM20,000 for this plan.