A preferred lifestyle begins with the right credit card. The UOB Preferred Platinum MasterCard is by-invitation only credit card that gives high cashback rate of 10%! Even more rewarding when you can turn SMART Dollar into cash.
Earn a whopping 10% cashback when you spend every Ringgit within your UOB Preferred Platinum MasterCard credit limit on utilities, dining and online transactions.
This cashback will be credited into your credit card account when you made a minimum transaction of RM1,000 in these categories:
- Utilities: Standing Instructions with Maxis, Digi, Celcom, Astro, Telekom Malaysia and Tenaga Nasional Bhd
- Dining: All restaurants and fast food places with MCC of 5812 and 5814
- Online Checkout: Purchases made on Lazada, Paypal, Google, iTunes, Apple Store, Uber, Grab and Grab Taxi.
As if 10% cashback per se is not generous enough, UOB gives you more reasons to love this preferred lifestyle credit card. With the SMART$ Programme, which is a unique instant cash rebate program, you can offset your future payment with SMART Dollar.
It is as good as cash; for every RM1 charged to your UOB Preferred Platinum MasterCard, you earn 1 SMART$ Rebate. So, if you have 100 SMART Dollar, you can use that to top up your payment on your next purchase.
Watch out for merchants with the SMART$ logo at their store front when you are out shopping because this privilege only applies to participating outlets.
The best way to make the most out of your Preferred Platinum MasterCard is to frequently check on UOB Privileges webpage, where you can find a variety deals and discounts ranging from Retail, Dining, Travel & Lifestyle to Health & Beauty.
Gone are the days when discounts are restricted to the needy. Now you can enjoy even greater discounts when you spend more - of course as a token of appreciation.
Flexible Instalment Plans
Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card doesn't limit your shopping appetite. In fact, when you make retail purchases overseas, you can also enjoy a 0% easy payment plan for 3 months when you convert a minimum of RM3,000.
There are also merchant-approved Instalment Payment Plan that charges 0% interest for up to 36 months; and an Easi-Payment Plan that charges one-time upfront interest as low as 2% only!
In addition, you can also convert your children's tuition payment into a 12-month Education Instalment Plan at 0% interest. The maximum transaction should not exceed RM20,000 for this plan.