UOB Visa Infinite

Offering infinite travel experiences such as complimentary airport rides, airport lounge access, travel insurance, and air miles redemption as well.

UOB Visa Infinite8x UNIRinggit for spend in SGD, THB & JPY
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a FREE
worth RM219
when you apply through RinggitPlus *


Our Previous Winners


Get rewarded with 50,000 UNIRinggit for minimum RM5,000 spend within 60 days from the card approval date. Earn 8X UNIRinggit for every spend in SGD, THB and JPY. Otherwise, 5X UNIRinggit for all other overseas spend. Local dining spends can get you UNIRinggit points too!

UNIRinggit Reward Points
8 points on every RM1on overseas purchases paid in Singapore Dollar, Thai Baht, and Japanese Yen
5 points on every RM1on all other overseas purchases
5 points on every RM1on local dining spends (equivalent or more than RM1,000 of total dining spend per calendar month)
1 point on every RM1on local dining spends (less than RM1,000 of total dining spend per calendar month)
1 point on every RM1on all other local spends (excluding cash advance, IPP, petrol, payment to government bodies and charity organizations)


Start off your airborne journey with complimentary travel insurance when you charge air ticket bills to UOB Visa Infinite. Enjoy 4x complimentary airport lounge accesses in Asia Pacific, and 4x complimentary limo services from KL/PJ to KLIA/KLIA2. Get up to 20% discount at over 200 airport dining outlets via the Dragon Pass mobile app.

Travel CoverageSum Insured
Travel InsuranceUp to RM500,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM1,000


Enter the world of infinite privileges and prestige from travel to airport experiences. Enjoy a relaxing time in the UOB Infinite Private Lounge at EmQuartier, Bangkok after your shopping spree.

Balance Transfer

Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB Visa Infinite.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2.68%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.68%one-time upfront handling feefrom RM1,000
48 months0% p.a. and 4.68%one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert a minimum of RM10,000 in a single transaction on Education, Medical and Luxury Purchases to an Easi-Payment Plan to enjoy 0% upfront interest on selected tenure.

UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.99% one-time upfront handling feeRM500
12 months3.99% one-time upfront handling feeRM500
18 months4.99% one-time upfront handling feeRM500
24 months5.99% one-time upfront handling feeRM2,000
36 months6.99% one-time upfront handling feeRM2,000
Learn more about UOB Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM600 primary card

    Waived when you spend RM50,000 in a year

  • RM300 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
Who can apply
  • Anybody


Easy Payment Plan
UOB Easi-Payment Plan
Longing for a brand new item this year? Spend with UOB credit card and convert minimum purchase of RM500 into an affordable monthly instalment plan.
UOB Instalment Payment Plan
Shop your desired items with UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!


The asking price for luxury is often steep, which is why few can actually afford it. 

But for those bold enough you can get a credit card that gives you unlimited benefits to commensurate with your exclusive lifestyles.

50,000 UNIRinggit As A Welcome Gift

Yup, you read it right the first time. Upon getting your UOB Visa Infinite card approved, you can get rewarded with 50,000 UNIRinggit.

Just make sure to spend a minimum of RM5,000 within 60 days from the card approval date, and the attractive UNIRinggit reward points is yours to keep!

Collect UNIRinggit Reward Points with UOB Visa Infinite

UNIRinggit is designed to reward you for spending with UOB Visa Infinite. 

Understand that your lifestyles require you to travel the world, UOB Visa Infinite gives you up to 8X UNIRinggit for every spending made in SGD, THB, and JPY. 

That's not all, you can get 5X UNIRinggit when you spend for all other overseas transactions.

Similar UNIRinggit Points will be credited to you when you purchase items online in foreign currency. Any other qualified transactions made outside of these categories earn you 1 UNIRinggit Point. 

Plus, you can also double your UNIRinggit Points every quarter when you meet the minimum purchase requirement as set out for the quarter, subject to first-come, first served basis only.

SMART$ Rebates

With the SMART$ Programme, you can offset your future payment with SMART Dollar. 

Designed to simulate the value of hard cash, every RM1 charged to your UOB Visa Infinite, you earn 1 SMART$ Rebate. 

So, if you have 100 SMART Dollar, you can use that value to pay or top up your next purchase.

Watch out for merchants with the SMART$ logo at their storefront when you are out shopping because this privilege only applies to the participating outlets.

Air Miles Redemption

Collect UNIRinggit Points with every Ringgit spent with UOB Visa Infinite and redeem air miles easily.

To redeem free flights or upgrade, just spend on your UOB credit card to collect UNIRinggit. 

For every 9,000 UNIRinggit Points earned, you can redeem 1,000 Enrich Miles. Besides, you can also redeem 1,000 KrisFlyer Miles with 9,000 UNIRinggit Points earned as well. Plus, 9,000 UNIRinggit points can get you to redeem 1,000 Asia Miles too.

9,000 UNIRinggit1,000 Enrich Miles
9,000 UNIRinggit1,000 KrisFlyer Miles
9,000 UNIRinggit1,000 Asia Miles

Airport and Travel Experience

Enjoy infinite travel benefits with UOB Visa Infinite, ranging from airport lounge access, airport rides, immigration fast track, airport dining and air miles!

  • Get a complimentary travel insurance coverage worth RM500,000 when you charge your air tickets to UOB Visa Infinite
  • Enjoy 4x free limo rides to KLIA/KLIA2 when you spend a minimum of RM5,000 with your UOB Visa Infinite
  • Up to 4x complimentary access to the Plaza Premium Lounge in the Asia Pacific
  • Enjoy 25% discount on Immigration Fast Track Services at over 450 international airports
  • Up to 20% dining discounts when you download and use Airport Companion by Dragon Pass mobile application

Click here to see the list of available airport lounges

UOB Visa Infinite Flexible Instalment Plans

Don't limit your shopping appetite on local soil. 

Spending overseas on UOB Visa Infinite credit card can be made affordable via a 0% easy payment plan for 3 months when you convert a minimum of RM3,000.

Other than that, an Easi-Payment Plan also charges you 0% when you convert a minimum of RM10,000 in a single transaction on Education, Medical and Luxury Purchases over a 12-month tenure.

You can also convert a minimum of RM3,000 in a single/combined transaction(s) on Airlines, Hotels and Travel Agents, plus Overseas Purchases, and get 0% over a 3-month tenure with Easi-Payment Plan.

Spend CategoryMinimum Conversion AmountRepayment Tenure
Luxury Purchases
RM10,000 in a single transaction12-month
Travel Agents
RM3,000 in a single/ combined transaction(s)3-month
Overseas PurchasesRM3,000 in a single/ combined transaction(s)3-month
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