UOB Visa Infinite credit card

UOB Visa Infinite

Enjoy a world of Infinite Luxury and Recognition with the UOB Visa Infinite Credit Card. Great lifestyle and travel benefits only for the elite few.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 25% cashback
  • 7.77% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM636.00 annual fee
  • Earn up to 5x reward points 

Apply online now for UOB Visa Infinite

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Because you should be rewarded for giving the bank your business

Earn 5X UNIRinggit Rewards Points for all your overseas spend and online transactions in foreign-denominated currency - your ultimate fastrack to gifts, vouchers, and airmile redemption all on one credit card!
UOB UniRinggit Rewards
5 points on every RM1on overseas expenses
1 point on every RM1all Retail
5 points on every RM1at Valiram outlets
Your UOB UniRinggit Rewards earned expires in  6 years
Balance Transfer
Want to consolidate your credit card debt to a new premier credit card? UOB Balance Transfer offer interest rates from 3.3%.
Pay OverWith Interest Rate AtWhen You Transfer
6 months7.77% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Convert your purchases to Easi Payment Plan. Any purchases worth RM500 or more can be converted into a 6-month, 12-month, or 18-month installments from as low as 2% of interest! Otherwise, convert your purchases at participating merchants to UOB Instalment Payment Plan at 0% interest instalment.
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months3% one-time upfront handling feefrom RM500 
18 months4% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
18 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Instalment Payment Plan
Enjoy a world of premium travel privileges at the world's finest hotels. Plus, Plaza Premium Lounge access to Malaysia Airports and Singapore Changi Airport. Get yourself a free ride from Klang Valley to KLIA or KLIA 2 airport with a minimum spend of RM5000 in a month!
Travel CoverageSum Insured
Personal AccidentUp to RM500000
Travel InsuranceUp to RM500000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM2000
Delayed LuggageUp to RM1000
Enjoy discounts on exquisite Infinite Dining at the finest establishments in town, exclusive access to the best Golf courses, and great deals on Health and Wellness.

Fees & Charges

There are always fees but how much are they?

Annual Fee
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Who can Apply
Invitation Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
UOB Instalment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Visa Infinite review

What's so good (or not so good) about it?

The asking price for luxury is often steep, which is why few can actually afford it. But for those bold enough you’ll get a card which gives your unlimited benefits and exclusive lifestyle privileges.

5x The Rewards

Redeem gifts, voucher, air miles, and more with the UOB Visa Infinite. You get 5x UNIRinggit Rewards for every RM1 that you spend overseas. This includes online purchases made in currencies besides the Ringgit - we know you love your online binge shopping!

Dining Cash Backs

The best things in life are always shared. Enjoy cash back of up to 25% at particpating dining outlets mainly, Busaba, Celadon and Amarin outlets. Also, get 15% cash back on Thai Food at Absolute Thai, Basil and Thai Thai outlets. These offers go on to the 31st July 2017 so hurry and enjoy them while you can. 

Premier Golf Privileges

Fancy a free game of golf? Special green fees at Glenmarie Golf & Country Club, Kota Permai Golf & Country Club and the Els Club in Langkawi with your UOB Visa Infinite. Complimentary golf lessons are also offered when you spend at least RM10,000 per month.

Travel Benefits

Skip the queue. UOB Visa Infinite comes with 4 complimentary entries to Plaza Premium Lounges in Malaysia and Singapore each year for Principal cardholders. Besides that, you are also covered for up to RM500,000 with complimentary Travel Insurance from UOB

Wait it doesn't stop there. Travel the world with Airmiles that you earn over time. Swipe your card and every 7,000 UNIRinggit Rewards points equates to 1,000 Enrich Miles. Similarly, 6,500 UNIRinggit Rewards points equates to 1,000 KrisFlyer Miles. Cash in on this benefit and never have to buy a plane ticket again.

Purchase Protection

All purchases with your UOB Visa Infinite will also be insured from loss within 30 days from the purchase date – for up to 50% of the items price and a coverage limit not exceeding RM25,000.


To own a UOB Visa Infinite you need a minimum income of RM120,000 a year. Annual fees for the principal card is RM636 a year.

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