UUM-BSN Platinum MasterCard Credit Card-i

Enjoy great savings! Enjoy low interest rates, non-compounding fees, and free takaful cover with a credit card recognised all around the world!

UUM-BSN Platinum MasterCard Credit Card-iDonate To UUM!
Min. Income
RM5,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
9.95% p.a.
Interest-free
20 days

Rewards

Charge purchases on your credit card to earn reward points. Each RM1 will give you 1 reward point, or 2 points for overseas spending. Use your accumulated points to claim fantastic gifts for your lifestyle ranging from travel gear, gadgets, kitchenware and vouchers.

BSN Happy Reward
EarnSpend
1 point on every RM1on local spending
2 points on every RM1on overseas spending

Travel

Get free Travel Takaful coverage, including compensation for delayed flights and lost luggage. Protection of up to RM1,000,000 when you charge your full travel fare to your new UUM-BSN credit card!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM600
Missed FlightUp to RM2,000
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM2,000

Low Management Fee

Want a low interest credit card? Get good value 9.95% APR interest rate now with BSN and University Utara Malaysia!

Premium

Give back to UUM whenever you swipe using your UUM BSN Credit Card-i. Bank Simpanan Nasional will donate 0.3% of what your spend to University Utara Malaysia.

Balance Transfer

Save on your credit card debts with BSN Balance Transfer. Zero interest on the first half of your repayments for 12 and 24 month tenures.

Pay OverWith Interest Rate AtWhen You Transfer
3 months0.3% p.a. and no one-time upfront handling feefrom RM500
6 months0.3% p.a. and no one-time upfront handling feefrom RM1,000
9 months0.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and no one-time upfront handling feefrom RM1,000
24 months0% p.a. and no one-time upfront handling feefrom RM1,000
36 months0.38% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about BSN Balance Transfer Programme

Easy Payment Plans

BSN Instalment-Pay offers payments terms of 6, 12 and 24 months on any retail purchases for just a minimal upfront fee of 3-5%. Flexible payments terms of up to 36 months and 0% interest when you shop at participating outlets with BSN EasyPay Plan.

BSN EasyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about BSN EasyPay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM5 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM12.75 or 2.69% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 75%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Members Only

Features

Easy Payment Plan
BSN EasyPay
Buy whatever you want with BSN EasyPay and enjoy a flexible instalment plan with 0% interest.
Cash Advance / Cash Loan
BSN EasyCash
Need fast cash for an emergency? BSN EasyCash allows you to access cash up to 80% of your credit card limit at a low interest rate starting from 0%
Balance Transfer Plans
BSN Balance Transfer Programme
Transfer your outstanding debts from any other credit cards to BSN. Consolidate your credit card bills with a low interest flexible payment package.

Review

Loyalty goes a long way, which is why Universiti Utara Malaysia (UUM) and Bank Simpanan Nasional (BSN) have collaborated to give you this special platinum MasterCard. You don’t just contribute to UUM every time you spend, you also get savings, benefits, and rewards with the UUM-BSN Platinum MasterCard Credit Card-i

Redeem Exciting Gifts!

For every Ringgit that you spend locally, you’ll get 1 Reward Point. Double the points when you swipe your UUM-BSN Platinum MasterCard Credit Card-i overseas! 

These Reward Points can then be used to redeem gifts through BSN Happy Rewards – vouchers, gadgets, home appliances, kitchen appliances and more.

Savings All Year Round

Never pay any annual fees with your UUM-BSN Platinum MasterCard Credit Card-i! Both the primary and supplementary cards come with their annual fees waived. 

That gives you savings the moment you sign up, and every year after! What’s more, you won’t have to pay any GST because the annual fees are completely free.

Bank Simpanan Nasional also offers special 0% interest rates for its balance transfer and easy payment plans (EPP). You can save hundreds of Ringgit just by transferring your exisiting credit card debts to a new low interest BSN credit card!

Even More Benefits

A platinum MasterCard comes with platinum benefits. Sign up now and you’ll also get a free BSN Zing PLUSMiles card!

Get free travel insurance when you charge your flight tickets to your UUM-BSN Platinum MasterCard Credit Card-i. You’ll get automatic takaful coverage of up to RM1,000,000, as well as inconvenience coverage for lost and delays in luggage, flight delays and missed connections.

Low Interest Rates

Overspend sometimes? UUM BSN Credit Card-i MasterCard Platinum also gives you low management fees of 9.95%. Plus all purchases come with a 20 day interest-free period to give you added flexibility to manage your repayments.