UUM-BSN Platinum MasterCard Credit Card-i credit card

UUM-BSN Platinum MasterCard Credit Card-i

Enjoy great savings! Enjoy low interest rates, non-compounding fees, and free takaful cover with a credit card recognised all around the world!

  • 9.95% p.a. management fee
  • 20 days penalty-free period
  • 0% p.a. balance transfer over 24 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

Apply online now for UUM-BSN Platinum MasterCard Credit Card-i

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Enjoy as low as 0% a month with the BSN Balance Transfer Programme

Don’t want low interest rates? Skip these questions if you just want a BSN card!
Leave it if you are not interested in BSN Balance Transfer
Minimum RM300 for 5 months, RM1000 for 6 to 24 months, or RM2000 for 36 months
You can transfer from up to 3 different credit cards
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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Charge purchases on your credit card to earn reward points. Each RM1 will give you 1 reward point, or 2 points for overseas spending. Use your accumulated points to claim fantastic gifts for your lifestyle ranging from travel gear, gadgets, kitchenware and vouchers.
BSN Happy Reward
EarnSpent
1 point on every RM1on local spending
2 points on every RM1on overseas spending
Your BSN Happy Reward earned expires in  3 years
Balance Transfer
Save on your credit card debts with BSN Balance Transfer. Zero interest on the first half of your repayments for 12 and 24 month tenures.
Pay OverWith Interest Rate AtWhen You Transfer
3 months3.6% p.a. and no one-time upfront handling feefrom RM500 
6 months3.6% p.a. and no one-time upfront handling feefrom RM1000 
9 months3.6% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about BSN Balance Transfer Programme
Easy Payment Plan (EPP)
BSN Instalment-Pay offers payments terms of 6, 12 and 24 months on any retail purchases for just a minimal upfront fee of 3-5%. Flexible payments terms of up to 36 months and 0% interest when you shop at participating outlets with BSN EasyPay Plan.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about BSN EasyPay
Travel
Get free Travel Takaful coverage, including compensation for delayed flights and lost luggage. Protection of up to RM1,000,000 when you charge your full travel fare to your new UUM- BSN credit card!
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM600
Missed FlightUp to RM2000
Lost LuggageUp to RM2000
Delayed LuggageUp to RM2000
Low Management Fee
Want a low interest credit card? Get good value 9.95% APR interest rate now with BSN and University Utara Malaysia!
Premium
Give back to UUM whenever you swipe using your UUM BSN Credit Card-i. Bank Simpanan Nasional will donate 0.3% of what your spend to University Utara Malaysia.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM5 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM53.00

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Members Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
BSN EasyPay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
BSN EasyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
BSN Balance Transfer Programme
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UUM-BSN Platinum MasterCard Credit Card-i review

What's so good (or not so good) about it?

Loyalty goes a long way, which is why Universiti Utara Malaysia (UUM) and Bank Simpanan Nasional ( BSN) have collaborated to give you this special platinum MasterCard. You don’t just contribute to UUM every time you spend, you also get savings, benefits, and rewards with the UUM- BSN Platinum MasterCard Credit Card-i

Redeem Exciting Gifts!

For every Ringgit that you spend locally, you’ll get 1 Reward Point. Double the points when you swipe your UUM- BSN Platinum MasterCard Credit Card-i overseas! 

These Reward Points can then be used to redeem gifts through BSN Happy Rewards – vouchers, gadgets, home appliances, kitchen appliances and more.

Savings All Year Round

Never pay any annual fees with your UUM- BSN Platinum MasterCard Credit Card-i! Both the primary and supplementary cards come with their annual fees waived. 

That gives you savings the moment you sign up, and every year after! What’s more, you won’t have to pay any GST because the annual fees are completely free.

Bank Simpanan Nasional also offers special 0% interest rates for its balance transfer and easy payment plans ( EPP). You can save hundreds of Ringgit just by transferring your exisiting credit card debts to a new low interest BSN credit card!

Even More Benefits

A platinum MasterCard comes with platinum benefits. Sign up now and you’ll also get a free BSN Zing PLUSMiles card!

Get free travel insurance when you charge your flight tickets to your UUM- BSN Platinum MasterCard Credit Card-i. You’ll get automatic takaful coverage of up to RM1,000,000, as well as inconvenience coverage for lost and delays in luggage, flight delays and missed connections.

Low Interest Rates

Overspend sometimes? UUM BSN Credit Card-i MasterCard Platinum also gives you low management fees of 9.95%. Plus all purchases come with a 20 day interest-free period to give you added flexibility to manage your repayments.

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