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Best Gold Mastercard Credit Cards in Malaysia 2026

Instant spending power, worldwide acceptance and rewarding benefits with Gold MasterCard credit cards.

AEON MasterCard Gold
Min. Income
RM3,000_/month
Annual Fee
Free*
Cashback
up to 8%
Lazada UOB Card
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
Public Bank Gold MasterCard
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
up to 0.1%
UOB Simple Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
up to 10%
Public Islamic Bank Gold MasterCard Credit Card-i
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
up to 1%
BSN-Teachers Gold Credit Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
No

BSN Gold Credit Card
Min. Income
RM3,000_/month
Annual Fee
Free
Cashback
No
AFFIN MasterCard Gold
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
Bank Islam Mastercard Gold Credit Card-i
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
Maybank Islamic MasterCard Ikhwan Gold Card-i
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
up to 5%
AFFIN Mastercard Gold-i
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
BSN-UUM Al-Aiman Mastercard Credit Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
No

Bank Rakyat Gold Credit Card-i
Min. Income
RM3,000_/month
Annual Fee
Free
Cashback
No

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