Best Credit Card Sign-Up Offers in Malaysia 2023

Get the best credit card sign up gifts. Apply for your credit card online and get free vouchers and more!

Don't miss out!

Our Previous Winners

The RinggitPlus Gift Redemption Process

So you’ve applied for a credit card with sign-up gifts, what’s next? Once your application is approved by the bank, you’ll need to fulfil the gift criteria stated in our terms and conditions. From there, the banks will send us a list of approved applications that are eligible for the sign-up gifts. This process will take around 2 months.

From then on, you will receive a gift redemption email if you are eligible for a sign-up gift. The email contains a designated code from us and instructions on how to claim your gift. Please refer to our comprehensive FAQs here to find out more. For a clearer picture, below is our sign-up gift redemption process.

RinggitPlus Sign-up Gift Redemption Process


Full Lists of Winners

Date Campaign Name Winners
15 May - 6 June 2023 RHB RM5000 Cash Via DuitNow Flash Deal See full list
25 April - 2 May 2023 HSBC Apple iPhone 14 Flash Deal See full list
10 April - 17 April 2023 HSBC Samsung Galaxy S23 PLUS Flash Deal See full list
13 February - 27 February 2023 RHB Apple Watch SE Flash Deal See full list
27 March - 3 April 2023 Citibank Samsung Galaxy S23 ULTRA Flash Deal See full list
10 April - 17 April 2023 Citibank Apple iPhone 14 Pro Flash Deal See full list
7 February - 27 February 2023 Public Bank Amazfit GTS2 Mini Flash Deal See full list
20 March - 10 April 2023 Public Bank Amazfit GTS2 Mini Flash Deal See full list
20 February - 27 February 2023 HSBC Apple Watch Series 8 Flash Deal See full list
27 February - 6 March 2023 HSBC Samsung Galaxy S23 ULTRA Flash Deal See full list

Can’t find the winners list you’re looking for?

Email us at [email protected] and we’ll answer any questions you have

RinggitPlus Credit Card Promotions 2023

From the latest gadgets to cash vouchers to free luggage, these are just some of the credit card free gifts that could be yours when you sign up for a credit card with RinggitPlus.

Our RinggitPlus credit card promotion runs every week, so go ahead and bookmark this page so that you don't miss out on all the great credit card deals.

Without further ado, we bring you this week's line-ups of our credit card promotion below.

Sign-up Offers

Due to unforeseen circumstances, we had to pause the campaign with iPhone 15 as a sign-up gift. Instead, we will be offering RM5,000 as a sign-up gift starting September 19, 2023.

We understand that this may be disappointing to some of you, and we apologize for any inconvenience this may cause. We want to assure you that everyone who applied for the iPhone 15 sign-up gift while the message was visible on our website will still be eligible for the iPhone 15 sign-up gift.

If you are chosen as a winner for this campaign and you applied during the time the iPhone 15 campaign was live, and you would like to receive the iPhone 15, please contact us via email at [email protected]. Otherwise, you will receive RM5,000.

Standard Chartered Credit Cards Promotion

Sign up gift RM800 Touch & Go e-Wallet Credit (Guaranteed)
Sign up period 18 September 2023 - 25 September 2023
Requirement Apply and get approved by Standard Chartered, activate the Eligible Card and make a minimum of 8 retail transactions (with no minimum amount) within 60 days from the card approval date.
Eligible card(s) Standard Chartered Smart Credit Card
Standard Chartered Visa Platinum Credit Card
Standard Chartered Simply Cash Credit Card
Standard Chartered Journey Credit Card
Eligible applicant New customer only.

Existing principal/supplementary cardholders or those who have cancelled their Standard Chartered credit card within 6 months from the date of the new application are not eligible.

Terms and conditions apply.

RHB Credit Cards Promotion

Sign up gift RM5000 Cash Via DuitNow
Sign up period 4 September 2023 - 25 September 2023
Requirement Apply and get approved by RHB Bank, and subsequently make any retail transaction(s) within 60 days of the new credit card approval.
*Eligible transactions are retail transactions that include local and overseas retail spending and e-wallet top-ups.
Eligible card(s) RHB Visa Infinite
RHB Visa Signature
My-EG RHB Credit Card
RHB World Mastercard Credit Card
RHB World Mastercard Credit Card-i
RHB Cash Back Visa Credit Card
RHB Cash Back Mastercard Credit Card
RHB Islamic Cash Back Visa Credit Card-i
RHB Islamic Cash Back Mastercard Credit Card-i
RHB Rewards Visa Credit Card
RHB Rewards Mastercard Credit Card
RHB Islamic Rewards Visa Credit Card-i
RHB Islamic Rewards Mastercard Credit Card-i
RHB Rewards Visa Motion Code Credit Card
RHB Rewards Visa Motion Code Credit Card-i
RHB Shell Visa Credit Card
RHB Shell Visa Credit Card-i
Eligible applicant New customer only.

Existing principal cardholders or those who have cancelled any of their RHB credit card(s) within 12 months prior to the date of application for the Campaign are not eligible.

Terms and conditions apply.

UOB Credit Cards Promotion

Sign up gift Apple iPhone 14 Pro
Sign up period 11 September 2023 - 25 September 2023
Requirement Apply and get approved by UOB, and subsequently activate the new card and make a minimum of 8 retail transactions within 60 days from the approval date, with no minimum spend.
Eligible card(s) UOB EVOL Card
UOB Basic Card
UOB PRVI Miles Card
UOB ONE Card
UOB Preferred Card
UOB Lady's Card
UOB Lady's Solitaire Card
UOB Visa Infinite Card
UOB World Card
Lazada UOB Card
UOB PRVI Miles Elite Card
UOB Zenith Card
UOB Platinum Business Card
Eligible applicant New customer only.

Existing cardholders or those who have cancelled their UOB credit card(s) within 12 months prior to the date of the flash deal application are not eligible.

Terms and conditions apply.

Alliance Bank Credit Cards Promotion

Sign up gift RM5000 Touch n' Go e-Wallet Credit or RM200 Touch & Go e-Wallet Credit (Guaranteed)
Sign up period 19 September 2023 - 02 October 2023
Requirement The Applicants are required to provide the Identity Card (MyKad) images (front and back) during the application via RP website. The Campaign Gift is guaranteed to Every 20th Successful Applicants. Approved, Activated and one (1) Retail Spend of Any Amount is required to be eligible for the Sign-up gift.
Eligible card(s) Alliance Bank Visa Platinum
Alliance Bank Visa Infinite
Alliance Bank Visa Signature
Alliance Bank Visa Virtual Credit Card
Eligible applicant New customer only.

Existing principal cardholders, or those who have cancelled his/her Alliance Bank credit card(s) within 6 months from the campaign’s start date are not eligible.

Terms and conditions apply.

AEON Credit Cards Promotion

Sign up gift Apple AirPods Pro (2nd Gen)
Sign up period 6 September 2023 - 2 October 2023
Requirement Apply and get approved by AEON, and subsequently spend a minimum of RM500 within 45 days of the card approval date.
Eligible card(s) AEON MasterCard Gold
New AEON MasterCard Gold
AEON Visa Gold
New AEON Visa Gold
AEON BiG Visa Gold
AEON Platinum Visa
AEON Platinum MasterCard
Eligible applicant New customer only.

Existing primary cardholder(s), those who had AEON credit card application approved or denied, or those who have cancelled their AEON credit card(s) within 12 months from the date of application are not eligible.

Terms and conditions apply.

Public Bank Credit Cards Promotion

Sign up gift JBL Wave 100TWS True Wireless Earbuds
Sign up period 11 September 2023 - 2 October 2023
Requirement Apply and get approved by Public Bank, and subsequently make an accumulative of RM250 retail transactions within 60 days upon new credit card approval.
Eligible card(s) Public Bank Visa Infinite
Public Bank World Mastercard
Public Bank Visa Platinum
Public Bank Visa Signature
Public Bank Platinum Mastercard
Public Bank Visa Gold
Public Bank Gold Mastercard
Public Bank Petron Visa Gold
Public Bank AIA Visa Gold
Public Bank Quantum Visa
Public Bank Quantum Mastercard
Public Islamic Bank Mastercard Gold Credit Card-i
Public Islamic Bank Mastercard Platinum Credit Card-i
Public Islamic Bank Visa Platinum Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i
Eligible applicant New customer only.

Existing principal cardholders and those who have cancelled their credit card within 2 years from the date of the current application are not eligible.

Terms and conditions apply.

HSBC Credit Cards Promotion

Sign up gift JBL Tune 710BT
Sign up period 4 September 2023 - 2 October 2023
Requirement The successful applicants must spend a minimum of RM1,000 with the new card within 60 days from the approval date.
Eligible card(s) HSBC Amanah MPower Platinum Credit Card-i
HSBC Platinum Credit Card
HSBC Visa Signature Credit Card
HSBC TravelOne Credit Card
Eligible applicant New customer only.

Existing primary cardholders, those who have cancelled their HSBC credit card(s) within 6 months, and persons who had their HSBC card application approved or denied within 6 months before the date of the flash deal application are not eligible.

Terms and conditions apply.

AmBank Credit Cards Promotion

Sign up gift Morgan Air Fryer
Sign up period 31 October 2022 - 31 December 2023
Requirement Apply for any of the eligible cards online via RinggitPlus and be approved by the bank, and subsequently activate the card within 30 days from the date of approval.
Eligible card(s) AmBank Signature Priority Banking Visa Infinite
AmBank Visa Signature
AmBank Visa Platinum
AmBank Cash Rebate Visa Platinum
AmBank UnionPay Platinum
AmBank BonusLink Visa Signature
AmBank BonusLink Visa Platinum
AmBank Islamic Visa Infinite Card-i
AmBank Islamic Visa Signature Card-i
AmBank Islamic Visa Platinum Card-i
AmBank Islamic CARz Visa Platinum Card-i
Eligible applicant New customer only.

Permanent and contract employees of AmBank, existing principal cardholder(s), or those who have cancelled his/her AmBank credit card(s) within 1 year from the campaign’s start date are not eligible.

Terms and conditions apply.

Credit Card Free Gift and Sign-Up Offer FAQs:

Read the FAQs below to increase your chances of getting a gift with a credit card application on RinggitPlus.

What can I do to get a free gift?

You can get a free gift simply by applying for a qualifying credit card online with us. There are several participating banks that you can apply to like the following. 

Once you have compared and chosen the best credit card that suits your preferences and needs, you can hit the Apply button above to proceed with the credit card application.

Is the gift guaranteed or subject to further selection?

This will be dependent on each of the participating banks' terms and conditions. Some banks offer guaranteed sign-up gifts to all successful applicants, while some may offer sign-up gifts to a number of successful applicants.

In essence, the sign-up gift will be given to successful applicants who have

  1. Chosen and applied for a qualifying credit card via RinggitPlus
  2. Follow the instructions stated in the Welcome Email (which you will get in your inbox once you click the Apply button to start the application) to complete your application with the bank 
  3. Follow the requirements and processes of the bank, and
  4. Get approved by the bank

Once approved, you will have to fulfil a few requirements to qualify for the sign-up gift. This can include hitting a certain spending amount or activating the credit card within a stipulated time upon the credit card approval date, depending on the bank's T&C.

Just keep your eye on the "Requirement" and "Eligible Applicant" sections in the tables above.

How long does it take for my credit card to be approved?

Your credit card application may take several business days to be approved by the respective bank. We've compiled a detailed FAQ  here, so do check it out.

If you wish to speed up the process, just make sure you complete your submission along with the required documents such as a copy of your IC, your latest salary slips etc. Don't miss any of it!

Note that RinggitPlus is not involved in the process of credit card approvals as this will be done solely by the bank. Hence, you may also call the respective bank to check on your credit card application status.

I have received my credit card. How do I activate it?

The steps to activate your credit card vary from one bank to another. But in most cases where your approved credit card has been delivered to you, the respective bank should provide you with instructions in the letter that you got together with your credit card.

The bank also may email you the instructions on how to activate your credit card. So be sure to check your inbox from time to time!

Otherwise, you can always call the bank to find out the steps to activate your credit card.

My credit card is activated and I have completed the requirements to qualify for the sign-up gift. How can I redeem my gift?

Each bank that we are partnering with will send us a list of approved applications that have met all the gift redemption requirements. Note that this process can take up to 60 days.

After that, if you are eligible for a sign-up gift, you will receive a gift redemption email from us with a dedicated code and instructions on how to redeem your gift.

Please find more comprehensive FAQs about our gift redemption process  here.

How can I reach out to you for more information or assistance?

If you have any questions regarding your gift redemption or anything related to your credit card application, please get in touch with us via email at [email protected]. We're happy to help! 

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