Credit Cards: Compare the best credit cards
Sign-up Offers: Compare credit card deals and sign up gifts when you apply for any RinggitPlus promotion
No Annual Fee Credit Cards: Why pay more than you have to?
Cashback Credit Cards: Cashback credit cards convert money you spend into rebates
Rewards Credit Cards: Unlimited cash rebates every day
Petrol Credit Cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
Islamic Credit Cards: Choose from a range of Shariah compliant Riba-free cards that respect your faith, values, and family traditions
Travel Credit Cards: Airmiles and overseas travel deals
Easy Payment Plans: Buy with easy monthly instalments

Personal Loans: Borrow at the lowest interest rate
Home Loans: Be sure you're getting the best deal
Car Loans: New or used we got you covered
Business Loans: Fund your next business venture
Buy Now Pay Later: Shop and pay later with zero-interest installments

All Debit Cards: Find the right debit card for everyday spending and savings in Malaysia
Prepaid Debit Cards: Manage your budget with prepaid debit cards that you can top up anytime
Cashback Debit Cards: Earn back your Ringgit with cashback debit cards
Multi-currency Debit Cards: Save on overseas spending with better currency exchange rates
Business Debit Cards: Simplify business expenses with debit cards designed for your company
Islamic Debit Cards: Choose debit cards made for Shariah-compliant banking in Malaysia

Car Insurance: Easy and stress free motor claims
Home Insurance: Secure your property and belongings
Term Life Insurance: Protection when the unexpected happens
Whole Life Insurance: Life protection and savings for you and your family
Medical Cards: Worry less on your next hospital visit
Critical Illness: Financial support for medical treatment
Travel Insurance: Get covered wherever you go
Personal Accident Insurance: Stay protected from harm's way

Fixed Deposits: Invest at the best interest rates
Savings Accounts: Earn interest on your savings
Current Accounts: Use cheques for easy payments
Islamic Fixed Deposits: Find the best Islamic term deposits

Online Share Trading: Diversify your portfolio with online trading
Wealth Management: Start managing your wealth

E-Wallets: Spend seamlessly using mobile E-Wallets

Home Broadband: Enjoy fast and reliable home broadband for seamless connectivity

Guides: Explore our comprehensive guides to help you navigate different financial products

Calculators: Handy calculators and tools to help you choose the right financial product

All Articles: Important money tips and tricks
Banking Basics: Learn personal finance
Insurance Guides: Everything you need to know about insurance
Income Tax Calculator: Tools and FAQ guied for tax e-filing

About Us: We are your personal finance heroes
Contact Us: We’re always here to help
Testimonials: Here's what our customers say about us
Work with Us: Come work for the team that's helping Malaysians get more for their money
Terms and Conditions: Read and understand our Terms of Use, Privacy Policy, and Credit Reporting Agency Terms and Conditions
RinggitPlus On WhatsApp: Learn how we use WhatsApp to make applying easier and how to connect with our official accounts
Advertise with Us: Power your marketing goals with data-driven solutions designed to boost reach, engagement and conversions

Copyright © 2026 Jirnexu Sdn Bhd. All rights reserved.

Best Visa Gold Credit Cards in Malaysia 2026

Enjoy extensive dining, travel and shopping privileges at higher credit limit, low interest rates and low annual fees.

AEON BiG Visa Gold
Min. Income
RM3,000_/month
Annual Fee
Free*
Cashback
up to 5%
AEON Biker Gold Visa Card
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
up to 5%
Public Bank Petron Visa Gold
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
up to 5%
Public Islamic Bank Visa Gold Credit Card-i
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
up to 1%
AEON Member Plus (AMP) Visa Gold Credit Card
Min. Income
RM3,000_/month
Annual Fee
Free*
Cashback
up to 8%
Hong Leong Wise Credit Card
Min. Income
RM2,000_/month
Annual Fee
RM98
Cashback
up to 15%

Public Bank Visa Gold
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
up to 0.1%
Public Bank AIA Visa Gold
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
up to 0.2%
Hong Leong I'm Credit Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
No
GSC - Hong Leong Gold Visa
Min. Income
RM2,000_/month
Annual Fee
RM150
Cashback
No
BSN Al-Aiman Gold Credit Card
Min. Income
RM3,000_/month
Annual Fee
Free
Cashback
No
Bank Islam Visa Gold Credit Card-i
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
up to 3%

AFFIN Visa Gold
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
Maybank Manchester United Visa Card
Min. Income
RM2,500_/month
Annual Fee
Free
Cashback
No
ICBC Visa Gold
Min. Income
RM4,000_/month
Annual Fee
Free*
Cashback
No
Petronas Maybank Visa Gold
Min. Income
RM2,500_/month
Annual Fee
Free
Cashback
No
Maybank Islamic Petronas Ikhwan Visa Gold Card-i
Min. Income
RM2,500_/month
Annual Fee
Free
Cashback
up to 8%
BSN-Teachers Al-Aiman Gold Credit Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
No

BSN G-Card Visa Credit Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
No

✕