Affin Bank Basic Current Account

Always in the need for cold hard cash? Enjoy free ATM withdrawals with the Affin Bank Basic Current Account and earn interest while you're at it!

Affin Bank Basic Current Account
Interest Rate
Service Charge
Min. Deposit
Account Statement


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM10 undefined waived with monthly average balance of RM1,000
Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Permanent Residents

More Information

Tell me about Current Account

A current account functions quite the same as a savings account and a fixed deposit, whereby you will earn interest based on the amount of money that you stash into the account.

With a current account, you can have the chance to earn high interest on your savings. This means that the more cash you have in your account, the higher the interest you get to earn.

The feature mentioned above first and foremost sets current account apart from savings account, in which you don't earn much return from the latter.

Furthermore, unlike fixed deposit, opening a current account lets you have the flexibility to withdraw your funds or savings without having to wait for your account to reach maturity as required for most fixed deposits in the market. 

Plus, the most distinguish feature of a current account is the cheque book. You may request for one when you open a current account in any bank nationwide.

Why should I choose Affin Bank Basic Current Account?

If you wish to earn higher returns and the flexibility to withdraw your money, you should definitely choose to apply for Affin Bank Basic Current Account. With an added facility of a cheque book, you can also perform high-valued payments and withdrawals easily and safely.

Once your Affin Bank Basic Current Account is activated, you can manage your transactions and review your monthly statement conveniently via as well.

How much do I need to open this Current Account?

Affin Bank Basic Current Account offers as low as RM500 as the initial deposit to open an account.

Do I get an ATM card or debit card?

Most definitely. A complimentary debit card will be provided for this Current Account. 

What's even greater is that you have the option of an annual ATM fee waiver. The choices include:

  • No annual ATM fee, but have a limitation of 8 free Affin's ATM withdrawal
  • With annual ATM fee of RM8.48, with unlimited free OTC (over-the-counter) and Affin's ATM withdrawal

Is an introducer required to open Affin Bank Basic Current Account?

Yes. This introducer of yours should be an existing account holder with Affin Bank.

Is my money protected under PIDM?

Absolutely! So you don't need to worry as your money is protected for up to RM250,000.

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