Why should I choose the Affin Bank Current Account?
This current account brings convenience to your life as you can make transactions online and even to view your account balances through the Internet Banking of affinOnline.com. SMS notification will be sent to you when you made a transaction over RM500. The Affin Bank Current Account offers overdraft facility, the Affin SmartMoney that gives you 100% overdraft over fixed deposit with the minimum amount of RM10000.
How do I qualify to apply?
This is a deposit product of bank so you will need to have a minimum deposit of RM1000 for individuals or RM2000 for clubs or companies to open a new account.
Do I need an introducer to start this current account?
Yes, you need an guarantor to start a new current account in Affin Bank. Your introducer must be an exisitng account holder with Affin Bank.
What are the fees and charges I need to take care of?
The half-yearly service charge is RM10, however the exemptions apply to the government account, staff account, government schools as well as the charitable and religious bodies. If you plan to close the account, make sure it is over 6 months from the opening date, the service charge is RM30 otherwise. Ad hoc statement request will cost you RM2 per page.
After you apply for the cheque book, do remember to collect it because uncollected cheque book at branch after 14 days will cost you RM5. Adding to that, you can request to courier the cheque book at RM5 per book for your convenience. Put in simply, if you want to save the handling fee, you can always drop by the branch for collection.