Affin Bank

Affin Bank Current Account

Keep your money safe with this PIDM protected Affin Bank Current Account, giving you the option of making payments using cheques.

    • Account Statement
    • eStatement (via email)

Features

What would make it different?

Overdraft
Affin SmartMoney
Overdraft Prescribed Rate
  • BLR-0.5%
  • Online Banking
    affinOnline.com
    PIDM Protected

    Fees & Charges

    There are always fees but how much are they?

    Service Fee
  • RM10.60
  • ATM Card Issuance Fee
    RM12.72
    MEPS Withdrawal Fee
    RM1.06
    Cheque Book Issuance Fee
    RM7.95
    Early Closure Fee
    RM31.80
    Dishonoured Cheque Fee
    RM200
    Stop Payment Cheque Fee
    RM10.60

    *inclusive of 6% GST

    Requirements

    Are you eligible for this account?

    Nationality
  • Malaysians
  • Introducer
    Required
    Minimum Age
    18 years old
    Minimum Initial Deposit
    RM1000

    Frequently Asked Questions about Affin Bank Current Account

    Things you might want to know

    Why should I choose the Affin Bank Current Account?

    This current account brings convenience to your life as you can make transactions online and even to view your account balances through the Internet Banking of affinOnline.com. SMS notification will be sent to you when you made a transaction over RM500. The Affin Bank Current Account offers overdraft facility, the Affin SmartMoney that gives you 100% overdraft over fixed deposit with the minimum amount of RM10000.

    How do I qualify to apply?

    This is a deposit product of bank so you will need to have a minimum deposit of RM1000 for individuals or RM2000 for clubs or companies to open a new account.

    Do I need an introducer to start this current account?

    Yes, you need an guarantor to start a new current account in Affin Bank. Your introducer must be an exisitng account holder with Affin Bank.

    What are the fees and charges I need to take care of?

    The half-yearly service charge is RM10, however the exemptions apply to the government account, staff account, government schools as well as the charitable and religious bodies. If you plan to close the account, make sure it is over 6 months from the opening date, the service charge is RM30 otherwise. Ad hoc statement request will cost you RM2 per page. 

    After you apply for the cheque book, do remember to collect it because uncollected cheque book at branch after 14 days will cost you RM5. Adding to that, you can request to courier the cheque book at RM5 per book for your convenience. Put in simply, if you want to save the handling fee, you can always drop by the branch for collection.

    Read More