Affin Islamic Bank

Affin Gold-i Current Account

A Shariah-compliant Affin Bank current account that offers a high profit. Start your journey to brighter golden years with min. deposit of RM1,000!

    • Islamic account
    • Account Statement
    • No Introducer Required
  • Min. AmountMax. AmountProfit Rate
    RM1000RM50000.65% p.a.
    RM5001RM1000002% p.a.
    RM100001RM5000002.55% p.a.
    RM500001RM10000002.75% p.a.
    RM1000001RM50000002.8% p.a.
    RM5000000no maximum3.05% p.a.

Features

What would make it different?

Online Banking
affinOnline.com
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM10.00
  • Early Closure Fee
    RM20.00
    Dishonoured Cheque Fee
    RM200
    Stop Payment Cheque Fee
    RM10.00

    Requirements

    Are you eligible for this account?

    Nationality
  • Malaysians
  • Permanent Residents
  • Minimum Age
    50 years old
    Minimum Initial Deposit
    RM1000
    Minimum Balance
    RM20

    Frequently Asked Questions about Affin Gold-i Current Account

    Things you might want to know

    How does Affin Gold-i Current Account work?

    Affin Gold-i Current Account is a Shariah-compliant current account for individuals aged 50 years old and above. To open an Islamic current account with Affin Islamic Bank, all you need to prepare is a minimum initial deposit of RM1,000 and an introducer.

    With Affin Gold-i Current Account, you can manage and access your funds conveniently via internet banking or using a checkbook.

    Convenient and flexible current account

    You will get a free Affin Islamic Bank debit card so that you can access your money conveniently. Cheque book will be made available to you upon request and is subject to fees and charges.

    To manage your money efficiently, you will be given an internet banking account via affinOnline and a monthly statement for easy tracking of your transactions.

    Fees and charges that you should know

    These are a few but significant fees and charges that you should be aware of:

    • Half-yearly Service Charge: RM10, if average balance falls below RM1,000
    • Early Account Closure: RM20, if closed within 6 months of opening
    • Cheque Processing Fee: RM0.50 per leaf, plus RM0.15 Stamp Duty
    • Dishonoured Cheque: RM200, due to insufficient funds
    • Stop Payment Cheque: RM10, upon instruction

    PIDM keeps your money safe

    You don't have to worry about losing your money with Affin Gold-i Current Account because the deposit will be protected under PIDM for up to RM250,000.

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