Affin Islamic Bank

Affin Islamic Affin Plus-i

Manage your bank account online anytime and anywhere! Have access to Affin Bank ATMs nationwide, earn high profit, and convenient cheque writing services.

    • Islamic account
    • Account Statement
    • No Introducer Required
  • Min. AmountMax. AmountProfit Rate
    RM1000RM50000.1% p.a.
    RM5001RM200000.75% p.a.
    RM20001RM1000002% p.a.
    RM100001RM5000002.5% p.a.
    RM500001RM10000002.55% p.a.
    RM1000001RM50000002.65% p.a.
    RM5000001no maximum3.05% p.a.


What would make it different?

Online Banking
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM10.00 every 6 months
  • Waived with monthly average balance of RM1000
  • Early Closure Fee
    Dishonoured Cheque Fee
    Stop Payment Cheque Fee


    Are you eligible for this account?

  • Malaysians
  • Permanent Residents
  • Minimum Age
    18 years old
    Minimum Initial Deposit

    Frequently Asked Questions about Affin Islamic Affin Plus-i

    Things you might want to know

    What is the difference between Current Account and Savings Account?

    Both are deposit accounts whereby you can keep your money in a trusted hand of the bank. Current Account, particularly, provides you more freedom in managing your cash flow daily.

    Some Current Accounts allow for you to borrow cash up to a certain limit even though you have used up all of your deposit. To open a Current Account, however, requires you to have a big enough capital or savings.

    How Affin Plus-i current account works?

    Affin Plus-i works simply like an Islamic Savings Account but with the flexibility cheque writing. You can also earn a higher profit rate when you deposit more money into your Islamic Current Account, with the profit is calculated daily.

    All you need to do is provide a minimum initial deposit of RM1,000.

    Do I get a Cash Line Facility-i upon Affin Plus-i opening?

    Unfortunately, Affin Islamic Bank does not offer Cash Line Facility-i for this Islamic Current Account. Cash Line Facility-i is the Islamic equivalent of an Overdraft Facility.

    Do I get a free cheque book and debit card?

    You will get a free Affin Islamic Bank debit card so that you can access to your money conveniently. Cheque book will be made available to you upon request and is subject to fees and charges.

    To manage your money efficiently, you will be given an internet banking account via affinOnline and a monthly statement for an easy tracking of your transactions.

    What are the fees and charges I should know?

    These are few but significant fees and charges you should be aware of:

    • Half yearly Service Charge: RM10, if average balance fall below RM1,000
    • Early Account Closure: RM20, if closed within 6 months of opening
    • Cheque Processing Fee: RM0.50 per leaf, plus RM0.15 Stamp Duty
    • Dishonoured Cheque: RM200, due to insufficient funds
    • Stop Payment Cheque: RM10, upon instruction

    Is my money protected under PIDM?

    Absolutely. Your deposit will be protected under PIDM for up to RM250,000.

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