Affin Plus

Park your money at this Affin Bank current account to earn interest as high as fixed deposit instrument and enjoy flexible cash management.

Affin Plus
Interest Rate
0% to 2% p.a.
Service Charge
Min. Deposit
Account Statement
Cheque Book

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1,000RM4,999No interest
RM5,000RM19,9990.2% p.a.
RM20,000RM49,9990.25% p.a.
RM50,000RM99,9990.25% p.a.
RM100,000RM249,9990.95% p.a.
RM250,000RM499,9990.95% p.a.
RM500,000RM999,9991.25% p.a.
RM1,000,000RM4,999,9991.75% p.a.
RM5,000,000No maximum2% p.a.


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM10 every 6 months waived with monthly average balance of RM1,000
Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Permanent Residents

More Information

What is the difference between Current Account and Savings Account?

Both are deposit accounts whereby you can keep your money in a trusted hand of the bank. Current Account, particularly, provides you more freedom in managing your cash flow daily.

Some Current Accounts allow for you to borrow cash up to a certain limit even though you have used up all of your deposit. To open a Current Account, however, requires you to have a big enough capital or savings.

How Affin Plus current account works?

Affin Plus works simply like a Savings Account but with the flexibility of cheque writing. You can also earn a higher interest rate when you deposit more money into your Current Account, whereby the interest is calculated daily.

All you need to do is provide a minimum initial deposit of RM1,000.

Do I get an Overdraft Facility upon Current Account opening?

Unfortunately, Affin Bank does not offer Overdraft Facility for this Current Account.

Do I get a free cheque book and debit card?

You will get a free Affin Bank debit card so that you can access to your money conveniently. Cheque book will be made available to you upon request and is subject to fees and charges.

To manage your money efficiently, you will be given an internet banking account via affinonline and a monthly statement for an easy tracking of your transactions.

What are the fees and charges that I should know of?

These are few but significant fees and charges you should be aware of:

  • Half yearly service charge: RM10, if average balance fall below RM1,000
  • Early account closure: RM30, if closed within 6 months of opening
  • Cheque processing fee: RM0.50 per leaf, plus RM0.15 Stamp Duty
  • Dishonoured cheque: RM200, due to insufficient funds
  • Stop payment cheque: RM10, upon instruction

Is my money protected under PIDM?

Absolutely. Your deposit will be protected under PIDM for up to RM250,000.

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