Affin Bank

Affin Plus

Park your money where it belongs - earn interest as high as fixed deposit instrument and enjoy the flexibility of cheque writing, ATM withdrawal and online banking facility for convenient cash management.

    • Account Statement
  • Min. AmountMax. AmountInterest Rate
    RM1000RM49990.1% p.a.
    RM5000RM199990.8% p.a.
    RM20000RM999992.05% p.a.
    RM100000RM4999992.5% p.a.
    RM500000RM9999992.55% p.a.
    RM1000000RM49999992.65% p.a.
    RM5000000no maximum3.05% p.a.

Features

What would make it different?

Online Banking
affinOnline.com
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM10.60 every 6 months
  • ATM Card Issuance Fee
    RM8.48
    MEPS Withdrawal Fee
    RM1.06
    HOUSe Withdrawal Fee
    RM4.24
    Overseas Withdrawal Fee
    RM12.72
    Early Closure Fee
    RM31.80
    Dishonoured Cheque Fee
    RM200
    Stop Payment Cheque Fee
    RM10.60

    All fees & charges are inclusive of 6% GST if applicable

    Requirements

    Are you eligible for this account?

    Nationality
  • Introducer
    Required
    Minimum Age
    18 years old
    Minimum Initial Deposit
    RM1000

    Frequently Asked Questions about Affin Plus

    Things you might want to know

    What is the difference between Current Account and Savings Account?

    Both are deposit accounts whereby you can keep your money in a trusted hand of the bank. Current Account, particularly, provides you more freedom in managing your cash flow daily.

    Some Current Accounts allow for you to borrow cash up to a certain limit even though you have used up all of your deposit. To open a Current Account, however, requires you to have a big enough capital or savings.

    How Affin Plus current account works?

    Affin Plus works simply like a Savings Account but with the flexibility cheque writing. You can also earn a higher interest rate when you deposit more money into your Current Account, with the interest is calculated daily.

    All you need to do is provide a minimum initial deposit of RM1,000.

    Do I get an Overdraft Facility upon Current Account opening?

    Unfortunately, Affin Bank does not offer Overdraft Facility for this Current Account.

    Do I get a free cheque book and debit card?

    You will get a free Affin Bank debit card so that you can access to your money conveniently. Cheque book will be made available to you upon request and is subject to fees and charges.

    To manage your money efficiently, you will be given an internet banking account via affinOnline and a monthly statement for an easy tracking of your transactions.

    What are the fees and charges I should know?

    These are few but significant fees and charges you should be aware of:

    • Half yearly Service Charge: RM10, if average balance fall below RM1,000
    • Early Account Closure: RM30, if closed within 6 months of opening
    • Debit Card Annual Fee: RM8
    • Cheque Processing Fee: RM0.53 per leaf, plus RM0.15 Stamp Duty
    • Dishonoured Cheque: RM200, due to insufficient funds
    • Stop Payment Cheque: RM10, upon instruction
    • GST: 6%, where applicable

    Is my money protected under PIDM?

    Absolutely. Your deposit will be protected under PIDM for up to RM250,000.

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